Plumas County, CA Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 1,197 mortgage applications in Plumas County, CA totaling $237.6 million, down 6% from 2010. The average application was for $198,000, and applicants reported an average income of $112,000. 47% of applications resulted in an originated loan and 21% were denied. The most active lender was Wells Fargo Bank NA, with 165 applications, followed by Bank of America NA and US Bank, N.A..

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Total Number of Mortgage Applications 1,197
Total Mortgage Loan Application Amount $237,643,000
Average Mortgage Loan Application Amount $198,000
Highest Mortgage Loan Application Amount $1,057,000
Average Applicant Income $112,000
Highest Applicant Income $1,782,000

Mortgage Company List for Lending in Plumas County, CA for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 165 $ 32,076,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 130 $ 26,256,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 115 $ 19,806,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 114 $ 21,186,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 39 $ 8,734,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ 2,419,551,000 30 $ 5,801,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ 1,000,000,000 29 $ 4,131,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 25 $ 4,846,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 24 $ 5,250,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 23 $ 3,720,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 20 $ 4,327,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 198,117,000 17 $ 1,962,000
dba Eagle Home Mortgage, LLC
700 NW 107TH AVENUE, 3RD FOOR
MIAMI, FL 33172
* $ 10,000,000 15 $ 2,791,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 14 $ 3,350,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 14 $ 2,883,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 14 $ 1,812,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 14 $ 2,294,000
Tri Counties Bank
63 CONSTITUTION DRIVE
CHICO, CA 95973
* $ 2,188,551,000 13 $ 2,927,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 12 $ 2,504,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 10 $ 2,715,000
The Golden 1 Credit Union
8945 CAL CENTER DRIVE
SACRAMENTO, CA 95826
* $ 7,748,674,000 10 $ 1,251,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 9 $ 1,417,000
Rpm Mortgage Inc.
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 62,000,000 8 $ 1,771,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 8 $ 2,046,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 8 $ 1,794,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 7 $ 1,359,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 7 $ 1,261,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 7 $ 1,355,000
Podium Mortgage Capital LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 7 $ 1,007,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 7 $ 1,488,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 7 $ 2,040,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 6 $ 1,316,000
Golden Pacific Bank NA
980 9TH STREET SUITE 100
SACRAMENTO, CA 95814
* $ 122,801,000 6 $ 761,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 6 $ 1,018,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 6 $ 924,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 5 $ 1,263,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 615,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 1,251,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 4 $ 882,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 4 $ 714,000
Provident Savings Bank, F.S.B.
3756 CENTRAL AVE
RIVERSIDE, CA 92506
* $ 1,358,086,000 4 $ 1,328,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 4 $ 590,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 1,543,584,000 4 $ 666,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 1,004,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 59,517,025,000 3 $ 1,306,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 3 $ 597,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 3 $ 222,000
Provident Credit Union
303 TWIN DOLPHIN DRIVE
REDWOOD CITY, CA 94065
* $ 1,626,500,000 3 $ 530,000
Schools Financial Credit Union
1485 RESPONSE ROAD
SACRAMENTO, CA 95815
* $ 1,317,045,000 3 $ 269,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 5,431,568,000 3 $ 645,000
Plumas Bank
35 S. LINDAN AVE.
QUINCY, CA 95971
* $ 483,409,000 3 $ 460,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 3 $ 815,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 3 $ 1,294,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 11,458,366,000 3 $ 591,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 3 $ 383,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 136,000
First California Mortgage Co., Inc.
1400 N MCDOWELL BLVD, SUITE 300
PETALUMA, CA 94954
* $ 10,000,000 3 $ 742,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 634,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 3 $ 552,000
Nevada State Bank
5373 S ARVILLE STREET, 1ST FLOOR
LAS VEGAS, NV 89118
* $ 4,206,125,000 3 $ 1,228,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 712,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 3 $ 733,000
Imortgage.Com, Inc.
4800 N. SCOTTSDALE ROAD, SUITE 3800
SCOTTSDALE, AZ 85251
* $ 10,000,000 3 $ 1,127,000
Rmr Financial, LLC
16780 LARK AVENUE
LOS GATOS, CA 95032
* $ 10,000,000 3 $ 732,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 482,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 785,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 601,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 3 $ 706,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 295,000
Sacramento 1st Mortgage, Inc
3626 FAIR OAKS BLVD, SUITE 100
SACRAMENTO, CA 95864
* $ 10,000,000 2 $ 563,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 573,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ 10,000,000 2 $ 820,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 264,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 215,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 2 $ 614,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 2 $ 834,000
First Priority Financial
3700 HILBORN ROAD, SUITE 700
FAIRFIELD, AL 94534
* $ 19,696,000 2 $ 279,000
Mortgage Master, Inc.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 2 $ 827,000
Pinnacle Mortgage Group, Inc.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 2 $ 379,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 725,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 38,055,567,000 2 $ 430,000
California Bank & Trust
1940 CENTURY PARK EAST, SUITE 120
LOS ANGELES, CA 90067
* $ 10,780,980,000 2 $ 600,000
Rabobank, National Association
915 HIGHLAND POINTE DRIVE
ROSEVILLE, CA 95678
* $ 11,612,000,000 2 $ 338,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 7,724,367,000 2 $ 586,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 2 $ 567,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 23,797,773,000 2 $ 473,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 2 $ 222,000
Gateway Bank F.S.B.
360 8TH STREET
OAKLAND, CA 94607
* $ 305,753,000 2 $ 650,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 2 $ 642,000
North Valley Bank
836 E. CYPRESS AVE
REDDING, CA 96002
* $ 880,473,000 2 $ 727,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,529,914,000 2 $ 442,000
Valley First Credit Union
1005 W ORANGEBURG AVE
MODESTO, CA 95336
* $ 363,955,000 2 $ 525,000
Redwood Credit Union
P O BOX 6104
SANTA ROSA, CA 95406
* $ 1,728,071,000 2 $ 616,000
First Northern Bank of Dixon
195 NORTH FIRST STREET
DIXON, CA 95620
* $ 737,214,000 1 $ 112,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,131,561,000 1 $ 120,000
Long Beach Firemen's Credit Union
2245 ARGONNE AVENUE
LONG BEACH, CA 90815
* $ 153,684,000 1 $ 37,000
Sierra Central Credit Union
1351 HARTER PARKWAY
YUBA CITY, CA 95993
* $ 593,724,000 1 $ 100,000
Pacific Service Credit Union
3000 CLAYTON ROAD
CONCORD, CA 94520
* $ 1,068,788,000 1 $ 106,000
Orange County's FCU
1701 E. ST. ANDREW PLACE
SANTA ANA, CA 92705
* $ 950,692,000 1 $ 22,000
American First Credit Union
6 POINTE DRIVE, STE 400
BREA, CA 92821
* $ 550,899,000 1 $ 111,000
San Francisco Fire Credit Union
3201 CALIFORNIA STREET
SAN FRANCISCO, CA 94118
* $ 676,432,000 1 $ 50,000
Meriwest Mortgage Company
5615 CHESBRO AVE SUITE 110
SAN JOSE, CA 95123
* $ 912,428,000 1 $ 118,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 289,000
Bay Federal Credit Union
3333 CLARES STREET
CAPITOLA, CA 95010
* $ 609,364,000 1 $ 178,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 2,412,920,000 1 $ 116,000
Southwest Airlines FCU
2340 SHORECREST
DALLAS, TX 75235
* $ 196,522,000 1 $ 320,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,192,808,000 1 $ 100,000
Schoolsfirst FCU
2115 N. BROADWAY
SANTA ANA, CA 92706
* $ 8,497,395,000 1 $ 240,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ 754,333,000 1 $ 107,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 1 $ 218,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 1,662,674,000 1 $ 327,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 9,501,245,000 1 $ 141,000
Premierwest Bank
503 AIRPORT ROAD
MEDFORD, OR 97504
* $ 1,412,305,000 1 $ 92,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 4,876,840,000 1 $ 245,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 1 $ 58,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 1 $ 252,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 1 $ 154,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 1 $ 101,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 1 $ 397,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,432,928,000 1 $ 137,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 1 $ 137,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 731,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,832,312,000 1 $ 268,000
Rmc Vanguard
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 169,000
Guarantee Mortgage Corp
7250 REDWOOD BLVD, SUITE 109
NOVATO, CA 94945
* $ 10,000,000 1 $ 218,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 185,000
Bankers Mortgage Corporation
7500 COLLEGE BOULEVARD, SUITE 1150
OVERLAND PARK, KS 66210
* $ 10,000,000 1 $ 173,000
Ambeck Mortgage Associates
3421 TULLY ROAD, SUITE A
MODESTO, CA 95350
* $ 10,000,000 1 $ 133,000
Resource Lenders Inc
7330 N. PALM AVE STE 106
FRESNO, CA 93711
* $ 10,000,000 1 $ 324,000
Broadview Mortgage Corporation
2200 W ORANGEWOOD AVE SUITE 215
ORANGE, CA 92868
* $ 10,000,000 1 $ 153,000
Sre Mortgage Alliance Inc.
2245 CAMPUS DRIVE
EL SEGUNDO, CA 90245
* $ 1,000,000 1 $ 147,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 178,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 79,615,114,000 1 $ 540,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 16,343,046,000 1 $ 417,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 403,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ 10,000,000 1 $ 110,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 640,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 278,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 156,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 1 $ 190,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 164,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 186,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 149,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 1 $ 135,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 227,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 132,000
Chicago Bancorp
300 N ELIZABETH STREET STUITE 3E
CHICAGO, IL 60607
* $ 10,000,000 1 $ 178,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 165,000
Suburban Mortgage Co of Nm
9401 JERONIMO ROAD STE 200
IRVINE, CA 92618
* $ 10,000,000 1 $ 206,000

The tables below break down 2011 mortgage applications in Plumas County, CA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Plumas County, CA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 789 $169,974,000 $215,000 $1,057,000 $116,000 $1,782,000
Home Purchase 375 $62,151,000 $165,000 $1,000,000 $106,000 $901,000
Home Improvement 33 $5,518,000 $167,000 $748,000 $97,000 $260,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 920 $184,894,000 $200,000 $1,057,000 $114,000 $1,782,000
Not Provided 159 $31,815,000 $200,000 $650,000 $142,000 $940,000
Not applicable 71 $14,244,000 $200,000 $417,000 $38,000 $389,000
Hispanic 31 $4,012,000 $129,000 $268,000 $71,000 $269,000
American Indian or Alaskan Native 8 $875,000 $109,000 $163,000 $53,000 $134,000
Asian 5 $1,246,000 $249,000 $515,000 $257,000 $900,000
Black or African American 2 $429,000 $214,000 $338,000 $76,000 $152,000
Native Hawaiian or Other Pacific Islander 1 $128,000 $128,000 $128,000 $27,000 $27,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 991 $202,584,000 $204,000 $1,057,000 $125,000 $1,782,000
FHA-insured (Federal Housing Administration) 122 $21,023,000 $172,000 $451,000 $55,000 $206,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 44 $5,388,000 $122,000 $218,000 $42,000 $74,000
VA-guaranteed (Veterans Administration) 40 $8,648,000 $216,000 $403,000 $61,000 $152,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 565 $104,715,000 $185,000 $748,000 $122,000 $1,782,000
Application Denied By Financial Institution 249 $53,713,000 $215,000 $1,057,000 $113,000 $931,000
Loan Purchased By The Institution 172 $34,001,000 $197,000 $417,000 $87,000 $1,769,000
Application Withdrawn By Applicant 98 $21,397,000 $218,000 $650,000 $115,000 $727,000
File Closed For Incompleteness 64 $16,042,000 $250,000 $715,000 $111,000 $450,000
Application Approved But Not Accepted 49 $7,775,000 $158,000 $417,000 $90,000 $377,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 91 $21,244,000 $233,000 $1,057,000 $116,000 $620,000
Debt-To-Income Ratio 35 $8,772,000 $250,000 $770,000 $94,000 $286,000
Other 28 $5,583,000 $199,000 $540,000 $132,000 $623,000
Credit History 20 $2,426,000 $121,000 $338,000 $80,000 $332,000
Credit Application Incomplete 19 $4,198,000 $220,000 $784,000 $141,000 $931,000
Unverifiable Information 12 $2,868,000 $239,000 $731,000 $120,000 $332,000
Insufficient Cash (Downpayment, Closing Cost) 6 $593,000 $98,000 $260,000 $47,000 $93,000
Employment History 3 $614,000 $204,000 $262,000 $63,000 $74,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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