Ponce, PR Metro Area Mortgage Lenders & HMDA Data, 2011
In 2011, lenders reported 4,802 mortgage applications in Ponce, PR metro area totaling $417.6 million, up 5% from 2010. The average application was for $86,961, and applicants reported an average income of $39,000. 47% of applications resulted in an originated loan and 23% were denied. The most active lender was Popular Mortgage, Inc., with 1,464 applications, followed by Banco Popular and Scotiabank De Puerto Rico.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,802 |
| Total Mortgage Loan Application Amount | $417,591,000 |
| Average Mortgage Loan Application Amount | $86,961 |
| Highest Mortgage Loan Application Amount | $631,000 |
| Average Applicant Income | $39,000 |
| Highest Applicant Income | $1,291,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Popular Mortgage, Inc. PO BOX 36708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 1,464 | $ 143,495,000 |
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 29,371,000,000 | 732 | $ 7,742,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 6,920,242,000 | 588 | $ 50,740,000 |
| Doral Mortgage LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 275 | $ 34,913,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 245 | $ 23,538,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 7,168,817,000 | 229 | $ 23,420,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 14,100,472,000 | 197 | $ 21,444,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 125 | $ 15,287,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 6,987,029,000 | 121 | $ 10,422,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ 789,772,000 | 118 | $ 12,430,000 |
| Santander Financial Services P.O. BOX 71504 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 104 | $ 7,393,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 102 | $ 9,668,000 |
| Banco Bilbao Vizcaya Argentari 254 MU?OZ RIVERA AVE., SAN JUAN, PR 00936 |
* | $ 4,908,249,000 | 81 | $ 11,081,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 73 | $ 8,954,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 42 | $ 5,371,000 |
| Reliable Financial Services 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 481,996,000 | 36 | $ 3,803,000 |
| Jr Mortgage Home 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 33 | $ 3,604,000 |
| Advance Mortgage Bankers, Inc. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 30 | $ 3,476,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 21 | $ 2,160,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ 10,000,000 | 19 | $ 1,954,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 19 | $ 1,908,000 |
| Express Solution Mortgage Corp 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ 15,000,000 | 16 | $ 1,809,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 15 | $ 1,358,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 1,000,000,000 | 11 | $ 991,000 |
| Coop A/C Padre Mac Donald P O BOX 7022 PONCE, PR 00728 |
* | $ 49,286,000 | 10 | $ 721,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 10 | $ 937,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 1,444,690,000 | 10 | $ 1,441,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ 155,431,000 | 9 | $ 882,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ 10,000,000 | 8 | $ 913,000 |
| Coop Agustin Burgos CARR 149 KM 58.0 POBLADO TIERRA SANTA VILLALBA, PR 00766 |
* | $ 42,226,000 | 8 | $ 598,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ 279,615,000 | 7 | $ 953,000 |
| Aaa Concordia Mortgage Corp RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 6 | $ 555,000 |
| Generation Mortgage Company 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 6 | $ 499,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ 10,000,000 | 5 | $ 454,000 |
| Cooperativa A/C Caribe Coop. P.O. BOX 560547 GUAYANILLA, PR 00656 |
* | $ 100,068,000 | 3 | $ 468,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 3 | $ 426,000 |
| Cooperativa De A/C De Adjuntas 8 PRIMO DELGADO ST ADJUNTAS,PR 00601 00601, PR 00601 |
* | $ 10,000,000 | 2 | $ 110,000 |
| Cooperativa De A/C Arecibo PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 2 | $ 106,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ 10,000,000 | 2 | $ 401,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ 10,000,000 | 2 | $ 170,000 |
| Cooperativa De Ac Santa Isabel P.O. BOX 812 SANTA ISABEL, PR 00757 |
* | $ 10,000,000 | 2 | $ 150,000 |
| Cooperativa A/C Cristobal PO BOX 438 COAMO, PR 00769 |
* | $ 45,026,402,000 | 1 | $ 104,000 |
| First Security Mortgage, Inc. 97 DE DIEGO AVE. SAN FRANCISCO SAN JUAN, PR 00929 |
* | $ 10,000,000 | 1 | $ 101,000 |
| Top Mortgage Bankers PONCE DE LEON AVE. 1913 SANTURCE, PR 00607 |
* | $ 100,000,000 | 1 | $ 105,000 |
| Cooperativa De A\C Aibonite+¦A 100 CALLE JOSE C VAZQUE AIBONITO, PR 00705 |
* | $ 62,637,000 | 1 | $ 76,000 |
| Vegacoop APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ 262,934,000 | 1 | $ 153,000 |
| Cooperativa De Ahorro Y Credito De Aguada P.O. BOX 543 AGUADA, PR 00602 |
* | $ 10,000,000 | 1 | $ 80,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ 95,017,000 | 1 | $ 50,000 |
| Coop Ac De Los Gerenciales De 1200 AVE. PONCE DE LEON SAN JUAN, PR 00987 |
* | $ 70,473,000 | 1 | $ 96,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 15,104,501,000 | 1 | $ 64,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 44,423,207,000 | 1 | $ 5,000 |
| TD Bank MOUNT LAUREL, NJ 08054 |
* | $ 179,970,802,000 | 1 | $ 12,000 |
The tables below break down 2011 mortgage applications in Ponce, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Ponce, PR in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,349 | $253,246,000 | $107,000 | $559,000 | $41,000 | $1,291,000 |
| Refinancing | 1,311 | $137,227,000 | $104,000 | $631,000 | $42,000 | $718,000 |
| Home Improvement | 1,142 | $27,118,000 | $23,000 | $500,000 | $31,000 | $420,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 4,240 | $361,522,000 | $85,000 | $631,000 | $42,000 | $1,291,000 |
| Not applicable | 492 | $51,683,000 | $105,000 | $559,000 | $12,000 | $224,000 |
| Not Provided | 36 | $950,000 | $26,000 | $195,000 | $27,000 | $93,000 |
| White | 31 | $3,228,000 | $104,000 | $456,000 | $51,000 | $367,000 |
| Asian | 2 | $203,000 | $101,000 | $107,000 | $49,000 | $72,000 |
| Black or African American | 1 | $5,000 | $5,000 | $5,000 | $39,000 | $39,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,640 | $180,603,000 | $68,000 | $631,000 | $46,000 | $1,291,000 |
| FHA-insured (Federal Housing Administration) | 1,473 | $149,794,000 | $101,000 | $417,000 | $30,000 | $462,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 531 | $65,837,000 | $123,000 | $269,000 | $31,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 158 | $21,357,000 | $135,000 | $424,000 | $43,000 | $215,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,248 | $198,564,000 | $88,000 | $516,000 | $44,000 | $1,183,000 |
| Application Denied By Financial Institution | 1,105 | $72,665,000 | $65,000 | $631,000 | $37,000 | $512,000 |
| Loan Purchased By The Institution | 660 | $69,814,000 | $105,000 | $559,000 | $15,000 | $224,000 |
| Application Withdrawn By Applicant | 503 | $50,736,000 | $100,000 | $580,000 | $47,000 | $1,291,000 |
| File Closed For Incompleteness | 171 | $18,042,000 | $105,000 | $479,000 | $56,000 | $718,000 |
| Application Approved But Not Accepted | 115 | $7,770,000 | $67,000 | $363,000 | $48,000 | $309,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 108 | $9,287,000 | $85,000 | $322,000 | $44,000 | $360,000 |
| Debt-To-Income Ratio | 73 | $6,994,000 | $95,000 | $333,000 | $29,000 | $130,000 |
| Collateral | 49 | $4,206,000 | $85,000 | $186,000 | $34,000 | $138,000 |
| Other | 11 | $1,610,000 | $146,000 | $283,000 | $56,000 | $108,000 |
| Unverifiable Information | 5 | $435,000 | $87,000 | $116,000 | $34,000 | $79,000 |
| Employment History | 3 | $532,000 | $177,000 | $274,000 | $60,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $245,000 | $122,000 | $162,000 | $50,000 | $65,000 |
| Credit Application Incomplete | 2 | $176,000 | $88,000 | $93,000 | $42,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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