Prairie County, MT Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 41 mortgage applications in Prairie County, MT totaling $4.9 million, up 46% from 2014. The average application was for $118,000, and applicants reported an average income of $50,000. 51% of applications resulted in an originated loan and 20% were denied. The most active lender was Stockman Bank of Montana, with 12 applications, followed by First Interstate Bank and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 41
Total Mortgage Loan Application Amount $4,869,000
Average Mortgage Loan Application Amount $118,000
Highest Mortgage Loan Application Amount $692,000
Average Applicant Income $50,000
Highest Applicant Income $249,000

Mortgage Company List for Lending in Prairie County, MT for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 3,016,833,000 12 $ 1,974,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 8,576,299,000 7 $ 478,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 4 $ 365,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 2 $ 242,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 2 $ 237,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 313,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 1 $ 200,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ 1,229,285,000 1 $ 112,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 90,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 83,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 138,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 90,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 92,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 93,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 1 $ 12,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 1 $ 138,000

The tables below break down 2015 mortgage applications in Prairie County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Prairie County, MT in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 19 $2,435,000 $128,000 $288,000 $50,000 $140,000
Refinancing 17 $2,366,000 $139,000 $692,000 $52,000 $249,000
Home Improvement 5 $68,000 $13,000 $32,000 $41,000 $93,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 31 $3,080,000 $99,000 $200,000 $61,000 $249,000
Not applicable 8 $1,707,000 $213,000 $692,000 $0 $0
Not Provided 1 $75,000 $75,000 $75,000 $125,000 $125,000
American Indian or Alaskan Native 1 $7,000 $7,000 $7,000 $14,000 $14,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 28 $3,401,000 $121,000 $692,000 $50,000 $249,000
FHA-insured (Federal Housing Administration) 10 $1,200,000 $120,000 $167,000 $50,000 $114,000
VA-guaranteed (Veterans Administration) 3 $268,000 $89,000 $93,000 $49,000 $96,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 21 $3,076,000 $146,000 $692,000 $45,000 $249,000
Application Denied By Financial Institution 8 $674,000 $84,000 $124,000 $58,000 $93,000
Application Withdrawn By Applicant 7 $643,000 $91,000 $200,000 $79,000 $140,000
Loan Purchased By The Institution 5 $476,000 $95,000 $156,000 $15,000 $78,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 2 $127,000 $63,000 $112,000 $62,000 $93,000
Credit Application Incomplete 1 $88,000 $88,000 $88,000 $45,000 $45,000
Credit History 1 $124,000 $124,000 $124,000 $86,000 $86,000
Collateral 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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