Quitman County, MS Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 124 mortgage applications in Quitman County, MS totaling $6.1 million, down 3% from 2009. The average application was for $48,000, and applicants reported an average income of $45,000. 52% of applications resulted in an originated loan and 25% were denied. The most active lender was Citizens Bank & Trust Co., with 29 applications, followed by First Security Bank and Wells Fargo Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 124
Total Mortgage Loan Application Amount $6,063,000
Average Mortgage Loan Application Amount $48,000
Highest Mortgage Loan Application Amount $223,000
Average Applicant Income $45,000
Highest Applicant Income $159,000

Mortgage Company List for Lending in Quitman County, MS for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens Bank & Trust Co.
239 EAST MAIN ST
MARKS, MS 38646
* $ 114,458,000 29 $ 1,555,000
First Security Bank
P.O. BOX 690
BATESVILLE, MS 38606
* $ 476,697,000 17 $ 306,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 11 $ 763,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 709,743,000 9 $ 133,000
Covenant Bank
P. O. BOX 550
CLARKSDALE, MS 38614
* $ 263,181,000 9 $ 106,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 8 $ 427,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 5 $ 327,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 89,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 4 $ 280,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 3 $ 90,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 3 $ 202,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 494,615,000 2 $ 120,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 37,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 9,396,294,000 1 $ 223,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 1 $ 34,000
First Star Bank, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 188,577,000 1 $ 130,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 1 $ 26,000
Dover Mortgage Company
PO BOX 1626
ASHEBORO, NC 27204
* $ 1,817,511,000 1 $ 126,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 1 $ 60,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 1 $ 130,000
Liberty Bank
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 423,239,000 1 $ 223,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 1 $ 79,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 1 $ 40,000
Cimarron Mortgage Company
6311 RIDGEWOOD RD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 1 $ 62,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 1 $ 58,000
First Federal
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 3,421,986,000 1 $ 30,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 188,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 70,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 57,000

The tables below break down 2010 mortgage applications in Quitman County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Quitman County, MS in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 55 $3,615,000 $65,000 $223,000 $44,000 $121,000
Home Purchase 40 $1,926,000 $48,000 $128,000 $46,000 $130,000
Home Improvement 29 $522,000 $18,000 $161,000 $45,000 $159,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 57 $2,757,000 $48,000 $188,000 $53,000 $159,000
Black or African American 55 $2,198,000 $39,000 $223,000 $41,000 $121,000
Not Provided 7 $510,000 $72,000 $188,000 $44,000 $113,000
Not applicable 5 $598,000 $119,000 $223,000 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 101 $3,923,000 $38,000 $188,000 $47,000 $159,000
FHA-insured (Federal Housing Administration) 18 $1,513,000 $84,000 $130,000 $42,000 $121,000
VA-guaranteed (Veterans Administration) 3 $504,000 $168,000 $223,000 $12,000 $38,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $123,000 $61,000 $62,000 $28,000 $28,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 64 $2,480,000 $38,000 $223,000 $49,000 $159,000
Application Denied By Financial Institution 31 $1,258,000 $40,000 $129,000 $43,000 $130,000
Application Withdrawn By Applicant 15 $1,129,000 $75,000 $188,000 $51,000 $121,000
Loan Purchased By The Institution 8 $792,000 $99,000 $223,000 $9,000 $37,000
Application Approved But Not Accepted 6 $404,000 $67,000 $126,000 $48,000 $89,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 9 $238,000 $26,000 $70,000 $29,000 $64,000
Other 4 $167,000 $41,000 $70,000 $47,000 $87,000
Collateral 3 $245,000 $81,000 $129,000 $48,000 $85,000
Credit Application Incomplete 2 $145,000 $72,000 $73,000 $81,000 $85,000
Debt-To-Income Ratio 1 $15,000 $15,000 $15,000 $22,000 $22,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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