Randolph County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Randolph County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,105 |
| Total Mortgage Loan Application Amount | $113,708,000 |
| Average Mortgage Loan Application Amount | $102,000 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $1,559,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BUENA VISTA NATIONAL BANK 1309 SWANWICK STREET CHESTER, IL 62233 |
* | $ 137,370,000 | 251 | $ 21,580,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 93 | $ 10,659,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 954,685,000 | 86 | $ 9,065,000 |
| FIRST BANK 600 JAMES MCDONNELL BLVD CREVE COEUR, MO 63042 |
* | $ 6,579,840,000 | 79 | $ 9,475,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,368,203,000 | 69 | $ 4,822,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 44 | $ 4,703,000 |
| SCOTT CREDIT UNION 101 CREDIT UNION WAY EDWARDSVILLE, IL 62025 |
* | $ 793,720,000 | 25 | $ 2,009,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 25 | $ 2,270,000 |
| MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 1,510,045,000 | 22 | $ 1,904,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 22 | $ 2,528,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 19 | $ 2,656,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 19 | $ 1,238,000 |
| FIRST NATIONAL BANK OF WATERLOO 228 S. MAIN STREET, P.O. BOX 507 WATERLOO, IL 62298 |
* | $ 348,780,000 | 19 | $ 1,833,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 16 | $ 1,288,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 21,715,012,000 | 12 | $ 1,457,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 10 | $ 1,168,000 |
| FIRST COUNTY BANK 14-22 E HANOVER NEW BADEN, IL 62265 |
* | $ 387,517,000 | 10 | $ 968,000 |
| THE VILLAGE BANK 856 SPARTA ST., PO BOX 325 ST LIBORY, IL 62282 |
* | $ 75,175,000 | 9 | $ 570,000 |
| STATE BANK 885 N ILLINOIS ROUTE 3 WATERLOO, IL 62298 |
* | $ 128,649,000 | 9 | $ 879,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 9 | $ 887,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 9 | $ 1,113,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 9 | $ 774,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 9 | $ 1,263,000 |
| CITIZENS COMMUNITY BANK 9 EAST MAIN STREET MASCOUTAH, IL 62258 |
* | $ 284,996,000 | 9 | $ 476,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ 37,000,000 | 8 | $ 1,077,000 |
| GERSHMAN INVESTMENT CORP. 16253 SWINGLEY RIDGE ROAD, SUITE 400 LITTLE ROCK, AR 63017 |
* | $ 31,000,000 | 7 | $ 830,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 7 | $ 746,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 7 | $ 932,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 7 | $ 719,000 |
| JLB CORPORATION 111 WESTPORT PLAZA, #1150 CLAYTON, MO 63146 |
* | $ 12,988,000 | 6 | $ 901,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 6 | $ 612,000 |
| SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 6 | $ 49,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 5 | $ 880,000 |
| MIDWEST MORTGAGE CAPITAL, LLC 12400 OLIVE BLVD SAINT LOUIS, MO 63141 |
* | $ 2,000,000 | 5 | $ 608,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 5 | $ 1,014,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 5 | $ 676,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 5 | $ 696,000 |
| IBERIABANK MORTGAGE COMPANY 285 WEST ESPLANADE AVE, SECOND FLOOR KENNER, LA 70065 |
* | $ 11,676,671,000 | 5 | $ 751,000 |
| OLD NATIONAL BANK 1 MAIN STREET EVANSVILLE, IN 47708 |
* | $ 8,467,892,000 | 4 | $ 351,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 13,039,950,000 | 4 | $ 465,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 4 | $ 259,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 4 | $ 432,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 4 | $ 510,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,790,194,000 | 4 | $ 264,000 |
| BANK OF SPRINGFIELD 2600 STEVENSON DRIVE SPRINGFIELD, IL 62703 |
* | $ 727,866,000 | 3 | $ 490,000 |
| PULASKI BANK, NA 12300 OLIVE BLVD ST LOUIS, MO 63141 |
* | $ 1,331,681,000 | 3 | $ 289,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 3 | $ 460,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 3 | $ 314,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 3 | $ 142,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 3 | $ 657,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 3 | $ 225,000 |
| THE FARMERS AND MERCHANTS NATIONAL BANK OF NASHVILLE 120 WEST ST. LOUIS STREET NASHVILLE, IL 62263 |
* | $ 162,243,000 | 3 | $ 592,000 |
| FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 3 | $ 278,000 |
| STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 2,304,426,000 | 2 | $ 315,000 |
| COLUMBIA NATIONAL BANK 700 COLUMBIA CENTRE COLUMBIA, IL 62236 |
* | $ 42,637,000 | 2 | $ 295,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 2 | $ 259,000 |
| COMMERCE BANK 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 20,493,569,000 | 2 | $ 124,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 2 | $ 224,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 258,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 2 | $ 213,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 2 | $ 355,000 |
| VINSON MORTGAGE GROUP 12801 FLUSHING MEADOWS DR SUITE 100 SAINT LOUIS, MO 63131 |
* | $ 10,000,000 | 2 | $ 242,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,283,070,000 | 2 | $ 315,000 |
| THE BANK OF EDWARDSVILLE 330 W VANDALIA EDWARDSVILLE, IL 62025 |
* | $ 1,559,633,000 | 2 | $ 279,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,898,665,000 | 2 | $ 118,000 |
| TOGETHER CREDIT UNION MICHAEL DOUGHERTY SAINT LOUIS, MO 63118 |
* | $ 1,322,979,000 | 1 | $ 330,000 |
| ALLIANCE CREDIT UNION 1280 S HIGHWAY DR FENTON, MO 63026 |
* | $ 183,244,000 | 1 | $ 81,000 |
| THE BANK OF MISSOURI 916 N. KINGSHIGHWAY PERRYVILLE, MO 63775 |
* | $ 869,721,000 | 1 | $ 1,000 |
| FIRSTCO MORTGAGE CORP. 1505 WEST HWY 50 O'FALLON, IL 62269 |
* | $ 1,024,020,000 | 1 | $ 162,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,681,476,000 | 1 | $ 125,000 |
| FIRST STATE BANK OF RED BUD 115 W MARKET RED BUD, IL 62278 |
* | $ 95,974,000 | 1 | $ 164,000 |
| CENTRUE BANK 606 BROADWAY COAL CITY, IL 60416 |
* | $ 964,939,000 | 1 | $ 76,000 |
| CBC NATIONAL BANK 1891 SOUTH 14TH STREET FERNANDINA BEACH, FL 32034 |
* | $ 477,611,000 | 1 | $ 134,000 |
| MIDCOUNTRY BANK 7825 WASHINGTON AVE. S., STE. 120 BLOOMINGTON, MN 55439 |
* | $ 674,749,000 | 1 | $ 46,000 |
| FIRST CLOVER LEAF BANK, N.A. 6814 GOSHEN ROAD, PO BOX 540 EDWARDSVILLE, IL 62025 |
* | $ 561,786,000 | 1 | $ 73,000 |
| BOULEVARD BANK 111 E.MAIN STREET NEOSHO, MO 64850 |
* | $ 161,402,000 | 1 | $ 8,000 |
| FIRST FSB OF MASCOUTAH 101 W MAIN STREET MASCOUTAH, IL 62258 |
* | $ 133,132,000 | 1 | $ 67,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 978,405,000 | 1 | $ 101,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 518,825,000 | 1 | $ 14,000 |
| THRIVENT FINANCIAL BANK 122 EAST COLLEGE AVE., SUITE 1E APPLETON, WI 54911 |
* | $ 546,918,000 | 1 | $ 70,000 |
| CORNERSTONE MORTGAGE, INC. 17280 NORTH OUTER 40 RD. CHESTERFIELD, MO 63005 |
* | $ 10,000,000 | 1 | $ 102,000 |
| FIRST COMMUNITY 17151 CHESTERFIELD AIRPORT RD CHESTERFIELD, MO 63005 |
* | $ 1,780,950,000 | 1 | $ 84,000 |
| GENFED FINANCIAL CREDIT UNION 2492 WEDGEWOOD DR SUITE G AKRON, OH 44312 |
* | $ 182,507,000 | 1 | $ 79,000 |
| FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 143,473,000 | 1 | $ 224,000 |
| HEALTHCARE ASSOCIATES CREDIT UNION 1151 E WARRENVILLE ROAD NAPERVILLE, IL 60563 |
* | $ 236,884,000 | 1 | $ 120,000 |
| EAGLE BANK AND TRUST COMPANY O 10596 HIGHWAY 21, P.O. BOX 680 HILLSBORO, MO 63050 |
* | $ 836,854,000 | 1 | $ 58,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ 100,000,000 | 1 | $ 106,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 1 | $ 237,000 |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION 582 OAKWOOD AVE LAKE FOREST, IL 60045 |
* | $ 12,837,000 | 1 | $ 123,000 |
| FEDTRUST MORTGAGE 32000 NORTHWESTERN HWY. SUITE 240 FARMINGTON HILLS, MI 48334 |
* | $ 10,000,000 | 1 | $ 135,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ 11,000,000 | 1 | $ 84,000 |
| CASHCALL, INC. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 25,000 |
| GREAT WESTERN FINANCIAL SERVICES, INC. 5408 W PLANO PKWY PLANO, TX 75093 |
* | $ 10,000,000 | 1 | $ 75,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ 5,889,539,000 | 1 | $ 131,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 1 | $ 209,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 234,000 |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. 77 WESTPORT PLAZA SUITE 200 ST. LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 105,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 1 | $ 168,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 106,940,591,000 | 1 | $ 103,000 |
| FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 1,492,752,000 | 1 | $ 417,000 |
| ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 2,084,000,000 | 1 | $ 42,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 1 | $ 120,000 |
| FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 1401 S. THIRD ST. TERRE HAUTE, IN 47802 |
* | $ 2,854,392,000 | 1 | $ 84,000 |
| NATIONAL PENN BANK PO BOX 547 BOYERTOWN, PA 19512 |
* | $ 8,395,863,000 | 1 | $ 3,000 |
| CENTRAL NATIONAL BANK 100 RIMROCK DRIVE JUNCTION CITY, KS 66441 |
* | $ 889,265,000 | 1 | $ 92,000 |
| THE FIRST NATIONAL BANK OF CARMI 201 E MAIN STREET, P.O. BOX 70 CARMI, IL 62821 |
* | $ 355,782,000 | 1 | $ 68,000 |
| PRAIRIE STATE BANK AND TRUST 3751 W. WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 632,958,000 | 1 | $ 50,000 |
| COMMUNITY FIRST BANK 4600 NORTH ILLINOIS FAIRVIEW HEIGHTS, IL 62208 |
* | $ 190,923,000 | 1 | $ 22,000 |
| FCB BANKS 800 BELT LINE ROAD COLLINSVILLE, IL 62234 |
* | $ 629,994,000 | 1 | $ 69,000 |
| FIRST NATIONAL BANK OF STLOUIS 7707 FORSYTH BLVD CLAYTON, MO 63105 |
* | $ 1,327,659,000 | 1 | $ 76,000 |
| THE FIRST NATIONAL BANK IN CARLYLE 891 FAIRFAX ST., PO BOX 280 CARLYLE, IL 62231 |
* | $ 150,489,000 | 1 | $ 124,000 |
| BANK OF HILLSBORO, NATIONAL ASSOCIATION PO BOX 310 HILLSBORO, IL 62049 |
* | $ 310,441,000 | 1 | $ 1,560,000 |
| TRIAD BANK 10375 CLAYTON ROAD FRONTENAC, MO 63131 |
* | $ 197,715,000 | 1 | $ 350,000 |
| BBMC MORTGAGE, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 1 | $ 165,000 |
| ALLIED FIRST BANK,SB 3201 ORCHARD RD OSWEGO, IL 60543 |
* | $ 136,147,000 | 1 | $ 120,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 1 | $ 142,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Randolph County IL in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 727 | $82,818,000 | $113,000 | $1,800,000 | $77,000 | $1,559,000 |
| Home Purchase | 261 | $24,853,000 | $95,000 | $287,000 | $57,000 | $260,000 |
| Home Improvement | 117 | $6,037,000 | $51,000 | $350,000 | $66,000 | $556,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 981 | $99,778,000 | $101,000 | $1,800,000 | $73,000 | $1,559,000 |
| Not Provided | 60 | $5,615,000 | $93,000 | $405,000 | $63,000 | $228,000 |
| Not applicable | 45 | $6,208,000 | $137,000 | $1,560,000 | $38,000 | $518,000 |
| Black or African American | 7 | $658,000 | $94,000 | $186,000 | $59,000 | $122,000 |
| Hispanic | 6 | $466,000 | $77,000 | $158,000 | $70,000 | $160,000 |
| Asian | 4 | $714,000 | $178,000 | $411,000 | $105,000 | $251,000 |
| American Indian or Alaskan Native | 2 | $269,000 | $134,000 | $179,000 | $74,000 | $91,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 848 | $84,788,000 | $99,000 | $1,800,000 | $78,000 | $1,559,000 |
| FHA-insured (Federal Housing Administration) | 153 | $16,359,000 | $106,000 | $220,000 | $45,000 | $133,000 |
| VA-guaranteed (Veterans Administration) | 55 | $7,486,000 | $136,000 | $276,000 | $54,000 | $163,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $5,075,000 | $103,000 | $216,000 | $48,000 | $222,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 639 | $66,591,000 | $104,000 | $1,800,000 | $76,000 | $1,559,000 |
| Application Denied By Financial Institution | 171 | $15,391,000 | $90,000 | $411,000 | $68,000 | $556,000 |
| Loan Purchased By The Institution | 117 | $13,171,000 | $112,000 | $287,000 | $43,000 | $193,000 |
| Application Withdrawn By Applicant | 80 | $9,237,000 | $115,000 | $417,000 | $73,000 | $653,000 |
| Application Approved But Not Accepted | 79 | $7,098,000 | $89,000 | $237,000 | $76,000 | $170,000 |
| File Closed For Incompleteness | 19 | $2,220,000 | $116,000 | $233,000 | $82,000 | $175,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 35 | $2,135,000 | $61,000 | $200,000 | $79,000 | $556,000 |
| Collateral | 27 | $3,624,000 | $134,000 | $411,000 | $87,000 | $251,000 |
| Debt-To-Income Ratio | 23 | $2,208,000 | $96,000 | $233,000 | $49,000 | $101,000 |
| Other | 9 | $1,110,000 | $123,000 | $275,000 | $90,000 | $130,000 |
| Unverifiable Information | 3 | $223,000 | $74,000 | $131,000 | $77,000 | $165,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $378,000 | $126,000 | $200,000 | $63,000 | $89,000 |
| Credit Application Incomplete | 3 | $385,000 | $128,000 | $200,000 | $69,000 | $120,000 |
| Employment History | 2 | $80,000 | $40,000 | $64,000 | $41,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.