Randolph County, MO Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 879 mortgage applications in Randolph County, MO totaling $145.7 million, down 1% from 2023. The average application was for $165,000, and applicants reported an average income of $89,000. 55% of applications resulted in an originated loan and 13% were denied. The most active lender was The Central Trust Bank, with 107 applications, followed by Flat Branch Mortgage, Inc. and Regional Missouri Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 879
Total Mortgage Loan Application Amount $145,745,000
Average Mortgage Loan Application Amount $165,000
Highest Mortgage Loan Application Amount $8,005,000
Average Applicant Income $89,000
Highest Applicant Income $1,304,000

Mortgage Company List for Lending in Randolph County, MO for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 107 $ 13,305,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 71 $ 12,675,000
Regional Missouri Bank
1201 S MISSOURI AVE
MARCELINE, MO 64658
* $ n/a 59 $ 8,715,000
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ n/a 49 $ 10,405,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 42 $ 3,490,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 41 $ 7,425,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 30 $ 4,030,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 26 $ 4,490,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 25 $ 3,065,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 22 $ 3,000,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 19 $ 3,415,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 18 $ 3,440,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ n/a 18 $ 3,130,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 15 $ 3,065,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 15 $ 2,525,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 15 $ 2,985,000
Alliant Bank
201 S BALTIMORE ST
KIRKSVILLE, MO 63501
* $ n/a 13 $ 3,695,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 12 $ 1,760,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 12 $ 1,210,000
United Credit Union
802 E. BRECKENRIDGE, P.O. BOX 858
MEXICO, MO 65265
* $ n/a 11 $ 955,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 11 $ 675,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 10 $ 1,490,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 9 $ 1,415,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 9 $ 725,000
Multipli Federal Credit Union
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ n/a 8 $ 1,000,000
Exchange Bank of Missouri
P.O. BOX 69, 101 SOUTH CHURCH STREET
FAYETTE, MO 65248
* $ n/a 8 $ 1,460,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 7 $ 755,000
Btc Bank
1201-2 US-65 BUSINESS
BETHANY, MO 64424
* $ n/a 7 $ 545,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 6 $ 1,230,000
Commercial Trust Company
119 NORTH MAIN STREET
FAYETTE, MO 65248
* $ n/a 6 $ 490,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 5 $ 1,195,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 5 $ 275,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 4 $ 560,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 4 $ 860,000
The Callaway Bank
PO BOX 10
FULTON, MO 65251
* $ n/a 4 $ 570,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 4 $ 700,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 670,000
Missouri Credit Union
111 EAST BROADWAY
COLUMBIA, MO 65203
* $ n/a 4 $ 700,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 4 $ 820,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 4 $ 480,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 4 $ 650,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 3 $ 335,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 3 $ 395,000
The Missouri Bank
104 N HWY 47
WARRENTON, MO 63383
* $ n/a 3 $ 525,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 3 $ 385,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 3 $ 385,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 3 $ 585,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 3 $ 565,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 3 $ 665,000
Jonesburg State Bank
508 N STATE HWY 47
WARRENTON, MO 63383
* $ n/a 2 $ 230,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 2 $ 90,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ n/a 2 $ 510,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 100,000
West Community Credit Union
4161 STATE HWY K
O'FALLON, MO 63368
* $ n/a 2 $ 1,040,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 2 $ 750,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 2 $ 170,000
Connections Bank
PO BOX 380
PLATTE CITY, MO 64079
* $ n/a 2 $ 400,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 2 $ 140,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ n/a 2 $ 180,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 2 $ 290,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ n/a 2 $ 250,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 310,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 2 $ 230,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 350,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 140,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 260,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ n/a 2 $ 250,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 215,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 215,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 155,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ n/a 1 $ 55,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 215,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 1 $ 205,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 1 $ 225,000
Resmac Inc

WEST COVINA, CA 91792
* $ n/a 1 $ 125,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 165,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 165,000
Citizens Community Bank
100 ROE ST
PILOT GROVE, MO 65276
* $ n/a 1 $ 95,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 55,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 1 $ 35,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 1 $ 235,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 195,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 75,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ n/a 1 $ 45,000
Mece Credit Union
2722 E MCCARTY
JEFFERSON CITY, MO 65102
* $ n/a 1 $ 105,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ n/a 1 $ 185,000
Conservation Emp Credit Union
P.O. BOX 180
JEFFERSON CITY, MO 65109
* $ n/a 1 $ 225,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ n/a 1 $ 285,000
Homebank
PO BOX 311
PALMYRA, MO 63461
* $ n/a 1 $ 95,000
Newpoint Real Estate Capital
5800 TENNYSON PARKWAY, SUITE 200
PLANO, TX 75024
* $ n/a 1 $ 8,005,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 395,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 1 $ 245,000
The Peoples State Bank of Newton
100 W WASHINGTON ST
NEWTON, IL 62448
* $ n/a 1 $ 355,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ n/a 1 $ 2,505,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 1 $ 105,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 465,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 165,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 145,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 115,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 235,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 195,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 165,000
Legacy Bank & Trust
1500 N MAIN ST
MOUNTAIN GROVE, MO 65711
* $ n/a 1 $ 275,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 1 $ 105,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 1 $ 115,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 155,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 275,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 75,000

The tables below break down 2024 mortgage applications in Randolph County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Randolph County, MO in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 522 $92,730,000 $177,000 $2,575,000 $88,000 $1,286,000
Refinancing 129 $28,335,000 $219,000 $8,005,000 $101,000 $1,304,000
Cash-out Refinancing 102 $15,500,000 $151,000 $475,000 $80,000 $328,000
Other Purpose 70 $5,390,000 $77,000 $705,000 $87,000 $444,000
Home Improvement 54 $3,530,000 $65,000 $505,000 $98,000 $356,000
Not Applicable 2 $260,000 $130,000 $135,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 613 $89,165,000 $145,000 $965,000 $91,000 $1,304,000
Not applicable 161 $39,855,000 $247,000 $8,005,000 $0 $0
Not Provided 67 $10,615,000 $158,000 $765,000 $70,000 $251,000
Black or African American 20 $2,970,000 $148,000 $285,000 $79,000 $185,000
Hispanic 9 $1,155,000 $128,000 $205,000 $69,000 $90,000
American Indian or Alaskan Native 5 $1,325,000 $265,000 $575,000 $65,000 $96,000
Asian 3 $505,000 $168,000 $225,000 $113,000 $141,000
Native Hawaiian or Other Pacific Islander 1 $155,000 $155,000 $155,000 $94,000 $94,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 580 $86,290,000 $148,000 $2,575,000 $96,000 $1,304,000
FHA-insured (Federal Housing Administration) 145 $31,865,000 $219,000 $8,005,000 $72,000 $188,000
VA-guaranteed (Veterans Administration) 80 $16,070,000 $200,000 $575,000 $75,000 $328,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 74 $11,520,000 $155,000 $235,000 $69,000 $128,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 483 $87,425,000 $181,000 $8,005,000 $95,000 $1,286,000
Loan Purchased By The Institution 119 $20,445,000 $171,000 $505,000 $54,000 $95,000
Application Denied By Financial Institution 118 $14,170,000 $120,000 $555,000 $71,000 $260,000
Application Withdrawn By Applicant 116 $18,030,000 $155,000 $955,000 $102,000 $1,304,000
File Closed For Incompleteness 23 $3,015,000 $131,000 $295,000 $58,000 $129,000
Application Approved But Not Accepted 17 $2,325,000 $136,000 $275,000 $61,000 $120,000
Preapproval Approved but not Accepted 2 $220,000 $110,000 $155,000 $72,000 $91,000
Preapproval Denied by Financial Institution 1 $115,000 $115,000 $115,000 $48,000 $48,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 661 $117,195,000 $177,000 $8,005,000 $85,000 $1,304,000
Debt-To-Income Ratio 137 $18,745,000 $136,000 $655,000 $113,000 $1,286,000
Credit History 40 $5,180,000 $129,000 $505,000 $73,000 $260,000
Collateral 16 $1,780,000 $111,000 $355,000 $83,000 $248,000
Other 13 $1,535,000 $118,000 $405,000 $78,000 $185,000
Credit Application Incomplete 11 $1,045,000 $95,000 $205,000 $59,000 $158,000
Insufficient Cash (Downpayment, Closing Cost) 1 $265,000 $265,000 $265,000 $175,000 $175,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Missouri Lender List