Refugio County, TX Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 172 mortgage applications in Refugio County, TX totaling $17.0 million, up 65% from 2010. The average application was for $98,000, and applicants reported an average income of $78,000. 34% of applications resulted in an originated loan and 27% were denied. The most active lender was Wells Fargo Bank NA, with 23 applications, followed by Bank of America NA and 21st Mortgage.

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Total Number of Mortgage Applications 172
Total Mortgage Loan Application Amount $16,968,000
Average Mortgage Loan Application Amount $98,000
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $78,000
Highest Applicant Income $576,000

Mortgage Company List for Lending in Refugio County, TX for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 23 $ 2,101,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 15 $ 1,705,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 14 $ 777,000
Navy Army Ccu
5725 SPOHN DRIVE
CORPUS, TX 78414
* $ 1,133,627,000 12 $ 700,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 7 $ 326,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 6 $ 633,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 6 $ 372,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 6 $ 362,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 4 $ 338,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 4 $ 565,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 3 $ 691,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 3 $ 285,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 492,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 264,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 3 $ 327,000
Priority Bank
3401 E MISSION BLVD
FAYETTEVILLE, AR 72703
* $ 81,053,000 3 $ 558,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 6,167,927,000 3 $ 167,000
Newfirst National Bank
202 E. JACKSON ST.
EL CAMPO, TX 77437
* $ 409,859,000 3 $ 279,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ 1,159,626,000 2 $ 141,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 2 $ 192,000
Members First Credit Union
5444 S. STAPLES
CORPUS CHRISTI, TX 78411
* $ 88,619,000 2 $ 100,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 2 $ 211,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 29,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 2 $ 160,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 2 $ 333,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 2 $ 136,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 65,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 60,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 1 $ 112,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 220,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 126,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ 22,642,000 1 $ 221,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 1 $ 113,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 76,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 90,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 68,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 70,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 84,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 1 $ 126,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 179,000
Home Finance of America
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 1 $ 202,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 223,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 51,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 115,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 83,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 150,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 91,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 70,506,963,000 1 $ 417,000
United Heritage Credit Union
12208 N MOPAC EXPY
AUSTIN, TX 78759
* $ 651,696,000 1 $ 90,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 166,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 1 $ 136,000
American Bank of Huntsville
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 172,971,000 1 $ 98,000
Prosperity Bank
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 9,472,521,000 1 $ 263,000
Valuebank Texas
3649 LEOPARD ST
CORPUS CHRISTI, TX 78408
* $ 157,925,000 1 $ 124,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 448,171,000 1 $ 172,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 1,587,832,000 1 $ 43,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 475,843,000 1 $ 179,000

The tables below break down 2011 mortgage applications in Refugio County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Refugio County, TX in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 90 $8,358,000 $92,000 $263,000 $69,000 $530,000
Refinancing 70 $8,035,000 $114,000 $417,000 $92,000 $576,000
Home Improvement 12 $575,000 $47,000 $107,000 $62,000 $118,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 90 $10,169,000 $112,000 $417,000 $97,000 $576,000
Hispanic 44 $3,214,000 $73,000 $246,000 $61,000 $200,000
Not Provided 19 $2,176,000 $114,000 $246,000 $87,000 $180,000
Not applicable 13 $823,000 $63,000 $152,000 $2,000 $26,000
Black or African American 3 $290,000 $96,000 $107,000 $69,000 $109,000
American Indian or Alaskan Native 2 $254,000 $127,000 $218,000 $66,000 $114,000
Asian 1 $42,000 $42,000 $42,000 $31,000 $31,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 119 $11,604,000 $97,000 $417,000 $91,000 $576,000
FHA-insured (Federal Housing Administration) 41 $3,740,000 $91,000 $180,000 $48,000 $180,000
VA-guaranteed (Veterans Administration) 9 $1,241,000 $137,000 $246,000 $42,000 $118,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $383,000 $127,000 $172,000 $68,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 59 $6,747,000 $114,000 $263,000 $87,000 $530,000
Application Denied By Financial Institution 47 $4,015,000 $85,000 $417,000 $86,000 $552,000
Loan Purchased By The Institution 27 $2,592,000 $96,000 $221,000 $35,000 $140,000
Application Withdrawn By Applicant 21 $2,321,000 $110,000 $246,000 $96,000 $576,000
Application Approved But Not Accepted 12 $838,000 $69,000 $143,000 $71,000 $187,000
File Closed For Incompleteness 6 $455,000 $75,000 $223,000 $69,000 $180,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 12 $945,000 $78,000 $185,000 $95,000 $311,000
Debt-To-Income Ratio 7 $548,000 $78,000 $168,000 $55,000 $109,000
Collateral 6 $690,000 $115,000 $139,000 $77,000 $126,000
Other 3 $243,000 $81,000 $100,000 $94,000 $129,000
Employment History 2 $58,000 $29,000 $51,000 $77,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 1 $417,000 $417,000 $417,000 $552,000 $552,000
Unverifiable Information 1 $47,000 $47,000 $47,000 $52,000 $52,000
Credit Application Incomplete 1 $79,000 $79,000 $79,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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