San German-Cabo Rojo, PR Metro Area Mortgage Lenders & HMDA Data, 2015
In 2015, lenders reported 2,055 mortgage applications in San German-Cabo Rojo, PR metro area totaling $156.0 million, down 15% from 2014. The average application was for $75,909, and applicants reported an average income of $45,000. 51% of applications resulted in an originated loan and 27% were denied. The most active lender was Banco Popular, with 1,131 applications, followed by Oriental Bank and Scotiabank De Puerto Rico.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Puerto Rico.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,055 |
| Total Mortgage Loan Application Amount | $155,994,000 |
| Average Mortgage Loan Application Amount | $75,909 |
| Highest Mortgage Loan Application Amount | $3,745,000 |
| Average Applicant Income | $45,000 |
| Highest Applicant Income | $3,488,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 27,091,000,000 | 1,131 | $ 69,342,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 7,408,665,000 | 297 | $ 20,944,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 4,823,553,000 | 146 | $ 13,647,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,711,348,000 | 127 | $ 14,324,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 5,538,290,000 | 65 | $ 4,384,000 |
| Cooperativa A/C Cabo Rojo PR 100 KM. 7.0 BO.MIRADERO CABO ROJO, PR 00623 |
* | $ 10,000,000 | 34 | $ 4,102,000 |
| Santander Financial Services 207 AVE PONCE DE LEON SAN JUAN, PR 00926 |
* | $ 8,082,156,000 | 31 | $ 2,200,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 28 | $ 3,597,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 2,107,751,000 | 22 | $ 2,369,000 |
| Express Solution Mortgage Corp 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ 15,000,000 | 19 | $ 2,046,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ 789,772,000 | 19 | $ 1,927,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 18 | $ 1,367,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ 10,000,000 | 16 | $ 5,250,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 12 | $ 1,096,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ 10,000,000 | 9 | $ 847,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ 10,000,000 | 7 | $ 917,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 7 | $ 796,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 6 | $ 712,000 |
| Advance Mortgage Bankers, Inc. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 6 | $ 569,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 1,000,000,000 | 6 | $ 770,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 5 | $ 443,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 4 | $ 416,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ 11,000,000 | 3 | $ 262,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 3 | $ 345,000 |
| Cooperativa De Mayaguez PO BOX 416 MAYAGUEZ, PR 00680 |
* | $ 49,000,000 | 3 | $ 265,000 |
| Aaa Concordia Mortgage Corp RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 3 | $ 274,000 |
| Vegacoop APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ 262,934,000 | 3 | $ 368,000 |
| Cooperativa De Ahorro Y Credito De Aguada P.O. BOX 543 AGUADA, PR 00602 |
* | $ 10,000,000 | 3 | $ 459,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ 137,000,000 | 3 | $ 144,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ 10,000,000 | 3 | $ 295,000 |
| First Security Mortgage, Inc. 97 DE DIEGO AVE. SAN FRANCISCO SAN JUAN, PR 00929 |
* | $ 10,000,000 | 2 | $ 189,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 2 | $ 40,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,574,093,000,000 | 1 | $ 221,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,781,238,000 | 1 | $ 76,000 |
| Banco Popular North America 85 BROAD STREET NEW YORK, NY 10004 |
* | $ 5,503,571,000 | 1 | $ 6,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 76,000 |
| Puerto Rico Federal Credit Uni RESOLUCION 55 ESQ. AVE ROOSEVELT SAN JUAN, PR 00922 |
* | $ 128,214,000 | 1 | $ 198,000 |
| Cooperativa De A/C Arecibo PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 1 | $ 68,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ 0 | 1 | $ 214,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ 279,615,000 | 1 | $ 91,000 |
| Cooperativa A/C Caribe Coop. P.O. BOX 560547 GUAYANILLA, PR 00656 |
* | $ 100,068,000 | 1 | $ 68,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ 95,017,000 | 1 | $ 68,000 |
| Cooperativa A/C Cristobal PO BOX 438 COAMO, PR 00769 |
* | $ 0 | 1 | $ 100,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ 1,229,168,000 | 1 | $ 102,000 |
The tables below break down 2015 mortgage applications in San German-Cabo Rojo, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for San German-Cabo Rojo, PR in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 770 | $11,468,000 | $14,000 | $353,000 | $29,000 | $300,000 |
| Home Purchase | 672 | $75,463,000 | $112,000 | $440,000 | $58,000 | $2,004,000 |
| Refinancing | 613 | $69,063,000 | $112,000 | $3,745,000 | $51,000 | $3,488,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,938 | $143,156,000 | $73,000 | $3,745,000 | $45,000 | $3,488,000 |
| Not applicable | 74 | $7,517,000 | $101,000 | $221,000 | $16,000 | $216,000 |
| White | 31 | $4,513,000 | $145,000 | $417,000 | $90,000 | $234,000 |
| Not Provided | 9 | $502,000 | $55,000 | $182,000 | $30,000 | $45,000 |
| Black or African American | 3 | $306,000 | $102,000 | $136,000 | $131,000 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,389 | $81,499,000 | $58,000 | $3,745,000 | $51,000 | $3,488,000 |
| FHA-insured (Federal Housing Administration) | 381 | $40,231,000 | $105,000 | $337,000 | $34,000 | $1,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 170 | $17,561,000 | $103,000 | $218,000 | $28,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 115 | $16,703,000 | $145,000 | $705,000 | $41,000 | $201,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,045 | $80,519,000 | $77,000 | $440,000 | $46,000 | $828,000 |
| Application Denied By Financial Institution | 560 | $31,914,000 | $56,000 | $3,745,000 | $37,000 | $3,488,000 |
| Application Withdrawn By Applicant | 221 | $23,476,000 | $106,000 | $705,000 | $56,000 | $1,000,000 |
| Loan Purchased By The Institution | 86 | $8,742,000 | $101,000 | $303,000 | $19,000 | $216,000 |
| Application Approved But Not Accepted | 83 | $4,613,000 | $55,000 | $238,000 | $49,000 | $828,000 |
| File Closed For Incompleteness | 60 | $6,730,000 | $112,000 | $450,000 | $94,000 | $2,004,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 42 | $7,056,000 | $168,000 | $3,745,000 | $123,000 | $3,488,000 |
| Debt-To-Income Ratio | 22 | $2,526,000 | $114,000 | $234,000 | $34,000 | $86,000 |
| Collateral | 16 | $1,574,000 | $98,000 | $215,000 | $36,000 | $81,000 |
| Other | 14 | $1,592,000 | $113,000 | $417,000 | $40,000 | $109,000 |
| Credit Application Incomplete | 2 | $221,000 | $110,000 | $133,000 | $56,000 | $88,000 |
| Unverifiable Information | 1 | $162,000 | $162,000 | $162,000 | $22,000 | $22,000 |
| Employment History | 1 | $112,000 | $112,000 | $112,000 | $15,000 | $15,000 |
| Mortgage Insurance Denied | 1 | $141,000 | $141,000 | $141,000 | $68,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About