San German-Cabo Rojo, PR Metro Area Mortgage Lenders & HMDA Data, 2021
In 2021, lenders reported 1,348 mortgage applications in San German-Cabo Rojo, PR metro area totaling $171.7 million, up 24% from 2020. The average application was for $127,366, and applicants reported an average income of $78,000. 56% of applications resulted in an originated loan and 16% were denied. The most active lender was Banco Popular, with 459 applications, followed by Oriental Bank and Firstbank.
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| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,348 |
| Total Mortgage Loan Application Amount | $171,690,000 |
| Average Mortgage Loan Application Amount | $127,366 |
| Highest Mortgage Loan Application Amount | $1,855,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $2,830,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 41,627,000,000 | 459 | $ 57,985,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 9,253,736,000 | 161 | $ 21,295,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,597,360,000 | 122 | $ 15,560,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 95 | $ 10,765,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 85 | $ 11,785,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ -1,000 | 68 | $ 7,200,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 46 | $ 6,580,000 |
| Cooperativa A/C Cabo Rojo PR 100 KM. 7.0 BO.MIRADERO CABO ROJO, PR 00623 |
* | $ -1,000 | 37 | $ 3,475,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 36 | $ 5,230,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 24,774,361,000 | 31 | $ 4,545,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 29 | $ 3,535,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 21 | $ 2,545,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ -1,000 | 15 | $ 1,925,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ -1,000 | 14 | $ 930,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 3,921,403,000 | 14 | $ 1,710,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 12 | $ 1,440,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ -1,000 | 10 | $ 1,440,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 8 | $ 1,210,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 8 | $ 860,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 7 | $ 775,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 6 | $ 970,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 422,363,000 | 6 | $ 800,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 6 | $ 550,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 5 | $ 795,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ -1,000 | 4 | $ 590,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 4 | $ 420,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ -1,000 | 3 | $ 755,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ -1,000 | 3 | $ 295,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ -1,000 | 3 | $ 465,000 |
| Cooperativa Ahorro Y Credito Aguadilla APARTADO 541 AGUADILLA, PR 00605 |
* | $ -1,000 | 3 | $ 575,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ -1,000 | 3 | $ 345,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 2 | $ 180,000 |
| Cooperativa De Ahorro Y Credito Del Bo. Quebrada De Camuy HC 02 BOX 7873 CAMUY, PR 00627 |
* | $ -1,000 | 2 | $ 240,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ -1,000 | 2 | $ 310,000 |
| Coopaca Mortgage PO BOX 1056 ARECIBO, PR 00613 |
* | $ -1,000 | 2 | $ 170,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 2 | $ 300,000 |
| Caguas Coop AVE JOSE GAUTIER BENITEZ, CARR 1 KM 37.5 CAGUAS, PR 00726 |
* | $ -1,000 | 2 | $ 190,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ -1,000 | 2 | $ 200,000 |
| Cooperativa De Ahorro Y Credito De Aguada P.O. BOX 543 AGUADA, PR 00602 |
* | $ -1,000 | 2 | $ 180,000 |
| Cooperativa De Ac Las Piedras APARTADO 414 LAS PIEDRAS, PR 00771 |
* | $ -1,000 | 1 | $ 75,000 |
| Cooperativa De Ac Santa Isabel P.O. BOX 812 SANTA ISABEL, PR 00757 |
* | $ -1,000 | 1 | $ 125,000 |
| Cooperativa De A\C Aibonite+¦A 100 CALLE JOSE C VAZQUE AIBONITO, PR 00705 |
* | $ -1,000 | 1 | $ 155,000 |
| Lendus, LLC 3236 STONE VALLEY ROAD W ALAMO, CA 94507 |
* | $ -1,000 | 1 | $ 115,000 |
| Cooperativa De Ac Manati PO BOX 30562 MANATI, PR 00674 |
* | $ -1,000 | 1 | $ 105,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ -1,000 | 1 | $ 55,000 |
| Cooperativa De A\C Lares CARR 111 KM 3.8 AVE LOS PATRIOTAS LARES, PR 00669 |
* | $ -1,000 | 1 | $ 85,000 |
| Keybank National Association 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 135,758,439,000 | 1 | $ 1,855,000 |
The tables below break down 2021 mortgage applications in San German-Cabo Rojo, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for San German-Cabo Rojo, PR in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 920 | $116,170,000 | $126,000 | $605,000 | $75,000 | $873,000 |
| Refinancing | 193 | $26,105,000 | $135,000 | $1,855,000 | $91,000 | $2,830,000 |
| Cash-out Refinancing | 189 | $24,595,000 | $130,000 | $545,000 | $80,000 | $631,000 |
| Not Applicable | 22 | $2,430,000 | $110,000 | $165,000 | $0 | $0 |
| Other Purpose | 21 | $1,935,000 | $92,000 | $145,000 | $52,000 | $135,000 |
| Home Improvement | 3 | $455,000 | $151,000 | $245,000 | $111,000 | $141,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,138 | $143,480,000 | $126,000 | $605,000 | $77,000 | $2,830,000 |
| Not applicable | 143 | $18,295,000 | $127,000 | $1,855,000 | $0 | $0 |
| White | 47 | $6,915,000 | $147,000 | $355,000 | $80,000 | $374,000 |
| Not Provided | 16 | $2,340,000 | $146,000 | $355,000 | $96,000 | $328,000 |
| Black or African American | 3 | $485,000 | $161,000 | $295,000 | $63,000 | $131,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $175,000 | $175,000 | $175,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 686 | $87,750,000 | $127,000 | $1,855,000 | $104,000 | $2,830,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 327 | $37,405,000 | $114,000 | $265,000 | $37,000 | $178,000 |
| FHA-insured (Federal Housing Administration) | 248 | $32,150,000 | $129,000 | $355,000 | $53,000 | $379,000 |
| VA-guaranteed (Veterans Administration) | 87 | $14,385,000 | $165,000 | $445,000 | $63,000 | $172,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 752 | $96,650,000 | $128,000 | $1,855,000 | $78,000 | $845,000 |
| Application Denied By Financial Institution | 222 | $28,280,000 | $127,000 | $385,000 | $60,000 | $374,000 |
| Loan Purchased By The Institution | 142 | $16,440,000 | $115,000 | $365,000 | $0 | $0 |
| Application Withdrawn By Applicant | 120 | $16,530,000 | $137,000 | $455,000 | $114,000 | $2,830,000 |
| File Closed For Incompleteness | 70 | $8,950,000 | $127,000 | $455,000 | $73,000 | $635,000 |
| Application Approved But Not Accepted | 40 | $4,650,000 | $116,000 | $235,000 | $77,000 | $472,000 |
| Preapproval Denied by Financial Institution | 2 | $190,000 | $95,000 | $115,000 | $108,000 | $187,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,122 | $142,980,000 | $127,000 | $1,855,000 | $82,000 | $2,830,000 |
| Collateral | 117 | $14,955,000 | $127,000 | $345,000 | $65,000 | $374,000 |
| Debt-To-Income Ratio | 38 | $4,700,000 | $123,000 | $265,000 | $45,000 | $143,000 |
| Other | 23 | $3,485,000 | $151,000 | $355,000 | $67,000 | $178,000 |
| Credit History | 23 | $2,815,000 | $122,000 | $385,000 | $58,000 | $278,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,045,000 | $116,000 | $255,000 | $69,000 | $187,000 |
| Unverifiable Information | 7 | $685,000 | $97,000 | $135,000 | $27,000 | $48,000 |
| Employment History | 6 | $690,000 | $115,000 | $155,000 | $69,000 | $257,000 |
| Credit Application Incomplete | 2 | $180,000 | $90,000 | $95,000 | $32,000 | $34,000 |
| Mortgage Insurance Denied | 1 | $155,000 | $155,000 | $155,000 | $95,000 | $95,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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