Unlock detailed SAN JUAN-CAGUAS-GUAYNABO, PR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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for all lenders based in Puerto Rico.
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about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 41,576 |
| Total Mortgage Loan Application Amount | $4,211,866,000 |
| Average Mortgage Loan Application Amount | $101,000 |
| Highest Mortgage Loan Application Amount | $4,605,000 |
| Average Applicant Income | $46,000 |
| Highest Applicant Income | $9,999,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANCO POPULAR DE PUERTO RICO PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 27,091,000,000 | 17,437 | $ 1,554,010,000 |
| ORIENTAL BANK PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 7,408,665,000 | 5,916 | $ 394,709,000 |
| SCOTIABANK DE PUERTO RICO 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 4,823,553,000 | 4,438 | $ 453,325,000 |
| FIRSTBANK PUERTO RICO PO BOX 9146 SAN JUAN, PR 00918 |
* | $ 12,711,348,000 | 3,995 | $ 602,405,000 |
| BANCO SANTANDER PUERTO RICO P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 5,538,290,000 | 1,221 | $ 163,703,000 |
| THE MONEY HOUSE INC. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 1,081 | $ 123,488,000 |
| PREFERRED MORTGAGE CORPORATION 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 754 | $ 86,514,000 |
| E.M.I. EQUITY MORTGAGE, INC. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 704 | $ 86,133,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 646 | $ 97,881,000 |
| VIG MORTGAGE CORPORATION 1225 PONCE DE LEON VIG TOWER SUITE B-J GUAYNABO, PR 00907 |
* | $ 789,772,000 | 564 | $ 67,666,000 |
| R. F. MORTGAGE & INVESTMENT CORPORATION PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 424 | $ 64,047,000 |
| FIRST EQUITY MORTGAGE BANKERS, INC. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 371 | $ 51,690,000 |
| HOME MORTGAGE BANKERS CORP. AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ 10,000,000 | 351 | $ 38,761,000 |
| SANTANDER FINANCIAL SERVICES 207 AVE PONCE DE LEON SAN JUAN, PR 00926 |
* | $ 8,082,156,000 | 347 | $ 23,926,000 |
| TRUST MORTGAGE, CORP EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00926 |
* | $ 279,615,000 | 308 | $ 34,748,000 |
| METRO ISLAND MORTGAGE, INC. VILLA NEVAREZ PROF. CENTER SUITE 201 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 294 | $ 36,004,000 |
| FIRST SECURITY MORTGAGE, INC. 97 DE DIEGO AVE. SAN FRANCISCO SAN JUAN, PR 00929 |
* | $ 10,000,000 | 254 | $ 32,273,000 |
| MULTIPLES MORTGAGE CORPORATION 400 AVENIDA AMERICO MIRANDA SAN JUAN, PR 00927 |
* | $ 10,000,000 | 240 | $ 39,700,000 |
| LATIN AMERICAN FINANCIAL CORPORATION 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ 10,000,000 | 225 | $ 26,636,000 |
| RM ACTUAL MORTGAGE, INC. PO BOX 2808 BAYAMON, PR 00960 |
* | $ 10,000,000 | 200 | $ 22,013,000 |
| THE LENDING CENTER CORPORATION G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 192 | $ 21,912,000 |
| SENIOR MORTGAGE BANKERS INC. 1239 ROOSEVELT AVE GUAYNABO, PR 00920 |
* | $ 0 | 185 | $ 23,630,000 |
| AEELA MORTGAGE PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 1,000,000,000 | 158 | $ 17,161,000 |
| COOPERATIVA DE AHORRO Y CREDITO VEGA ALTA APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ 262,934,000 | 149 | $ 15,694,000 |
| AAA CONCORDIA MORTGAGE CORP RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 124 | $ 13,955,000 |
| COOPERATIVA DE AHORRO Y CREDITO ORIENTAL PO BOX 876 HUMACAO, PR 00792 |
* | $ 155,431,000 | 113 | $ 11,952,000 |
| ADVANCE MORTGAGE BANKERS, INC. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 99 | $ 11,947,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ 11,000,000 | 96 | $ 12,589,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 62 | $ 5,494,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 56 | $ 4,308,000 |
| EXPRESS SOLUTION MORTGAGE CORP 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ 15,000,000 | 51 | $ 6,370,000 |
| COOPERATIVA DE A/C ARECIBO PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 47 | $ 4,341,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,781,238,000 | 47 | $ 4,269,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 2,107,751,000 | 43 | $ 5,748,000 |
| COOPERATIVA DE CREDITO Y AHORRO SAN JOSE CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ 95,017,000 | 32 | $ 3,526,000 |
| CARIBE FEDERAL CREDIT UNION 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 293,227,000 | 27 | $ 5,361,000 |
| COOPERATIVA DE AHORRO Y CREDITO DR. MANUEL ZENO GANDIA PO BOX 1865 ARECIBO, PR 00613 |
* | $ 202,737,729,000 | 27 | $ 3,771,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 25 | $ 371,000 |
| CAPITAL MORTGAGE SERVICES CORP. 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ 1,229,168,000 | 25 | $ 7,208,000 |
| COOPERATIVA DE AHORRO Y CREDITO LA AIBONITE+ŠA 100 CALLE JOSE C VAZQUE AIBONITO, PR 00705 |
* | $ 62,637,000 | 22 | $ 2,434,000 |
| COOPERATIVA DE AC SAULO DE ROD APTDO 678, #54 CALLE SAN JOSE GURABO, PR 00778 |
* | $ 44,283,000 | 21 | $ 1,652,000 |
| COOPERATIVA DE CREDITO LA SAGRADA FAMILIA CALLE BOU 38 COROZAL, PR 00783 |
* | $ 40,000,000 | 21 | $ 1,709,000 |
| COOPERATIVA DE A/C MOROVENA PO BOX 577 MOROVIS, PR 00687 |
* | $ 80,807,158,000 | 20 | $ 1,765,000 |
| COOPERATIVA DE AHORRO Y CREDITO MAUNABO BOX 127 MAUNABO, PR 00707 |
* | $ 10,000,000 | 19 | $ 1,219,000 |
| COOPERATIVA DE AHORRO Y CREDITO AGUAS BUENAS PO BOX 5 AGUAS BUENAS, PR 00703 |
* | $ 10,000,000 | 18 | $ 1,989,000 |
| COOPERATIVA DE AHORRO Y CREDITO JESUS OBRERO PMB 159 HC 01 BOX 29030 GUAYNABO, PR 00725 |
* | $ 10,000,000 | 17 | $ 1,481,000 |
| COOPERATIVA DE AHORRO Y CREDITO DEL VALENCIANO PO BOX 1510 JUNCOS, PR 00777 |
* | $ 10,000,000 | 14 | $ 2,695,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,574,093,000,000 | 11 | $ 8,348,000 |
| COOPERATIVA DE AHORRO Y CREDITO CAGUAS AVE JOSE GAUTIER BENITEZ, CARR 1 KM 37.5 CAGUAS, PR 00726 |
* | $ 67,650,000 | 9 | $ 741,000 |
| COOPERATIVA DE MAYAGUEZ PO BOX 416 MAYAGUEZ, PR 00680 |
* | $ 49,000,000 | 8 | $ 1,480,000 |
| COOPERATIVA A/C HNOS UNIDOS 229 CALLE DUARTE SAN JUAN, PR 00917 |
* | $ 52,826,000 | 8 | $ 815,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,532,784,000,000 | 8 | $ 92,000 |
| COOPERATIVA DE AHORRO Y CREDITO DE CAMUY 300 AVE. BALTAZAR JIMENEZ MENDEZ CAMUY, PR 00627 |
* | $ 10,000,000 | 8 | $ 1,038,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 6 | $ 1,180,000 |
| PUERTO RICO FEDERAL CREDIT UNI RESOLUCION 55 ESQ. AVE ROOSEVELT SAN JUAN, PR 00922 |
* | $ 128,214,000 | 6 | $ 806,000 |
| COOPERATIVA DE AHORRO Y CREDITO DE CABO ROJO PR 100 KM. 7.0 BO.MIRADERO CABO ROJO, PR 00623 |
* | $ 10,000,000 | 5 | $ 842,000 |
| BANCO POPULAR NORTH AMERICA 85 BROAD STREET NEW YORK, NY 10004 |
* | $ 5,503,571,000 | 4 | $ 44,000 |
| COOPERATIVA DE AHORRO Y CREDITO DE LARES CARR 111 KM 3.8 AVE LOS PATRIOTAS LARES, PR 00669 |
* | $ 119,815,000 | 4 | $ 541,000 |
| COOPERATIVA DE AHORRO Y CREDITO DE RINCON PO BOX 608 RINCON, PR 00677 |
* | $ 10,000,000 | 3 | $ 301,000 |
| COOP AGUSTIN BURGOS CARR 149 KM 58.0 POBLADO TIERRA SANTA VILLALBA, PR 00766 |
* | $ 42,226,000 | 3 | $ 278,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 21,610,491,000 | 3 | $ 474,000 |
| SAN RAFAEL COOP CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ 137,000,000 | 1 | $ 63,000 |
| COOP A/C PADRE MAC DONALD P O BOX 7022 PONCE, PR 00728 |
* | $ 49,286,000 | 1 | $ 65,000 |
| COOPERATIVA DE A/C DE ADJUNTAS 8 PRIMO DELGADO ST ADJUNTAS,PR 00601 00601, PR 00601 |
* | $ 10,000,000 | 1 | $ 110,000 |
| COOPERATIVA A/C CARIBE COOP. P.O. BOX 560547 GUAYANILLA, PR 00656 |
* | $ 100,068,000 | 1 | $ 105,000 |
| VAPR FEDERAL CREDIT UNION 2400 177 ROAD GUAYNABO, PR 00969 |
* | $ 198,552,000 | 1 | $ 102,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 972,551,000 | 1 | $ 102,000 |
| COOPERATIVA DE AHORO Y CR+¬DITO BO. QUEBRADA DE CAMUY, PR HC 02 BOX 7873 CAMUY, PR 00627 |
* | $ 10,000,000 | 1 | $ 140,000 |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION 3555 SW 153RD DR SAN JOSE, CA 97003 |
* | $ 7,342,466,000 | 1 | $ 5,000 |
| FEDEX EMPLOYEES CREDIT ASSOCIATION 2731 NONCONNAH BLVD MEMPHIS, TN 38132 |
* | $ 395,463,000 | 1 | $ 1,000 |
| CREDIT UNION 1 CREDIT UNION 1941 ABBOTT RD ANCHORAGE, AK 99507 |
* | $ 923,562,000 | 1 | $ 10,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 15,756 | $2,197,830,000 | $139,000 | $4,605,000 | $56,000 | $9,999,000 |
| Refinancing | 13,149 | $1,788,904,000 | $136,000 | $4,325,000 | $48,000 | $6,233,000 |
| Home Improvement | 12,671 | $225,132,000 | $17,000 | $2,600,000 | $33,000 | $2,512,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 36,677 | $3,536,106,000 | $96,000 | $4,325,000 | $48,000 | $9,999,000 |
| Not applicable | 3,809 | $490,176,000 | $128,000 | $2,700,000 | $9,000 | $2,408,000 |
| White | 775 | $159,461,000 | $205,000 | $4,605,000 | $125,000 | $2,575,000 |
| Not Provided | 229 | $9,516,000 | $41,000 | $416,000 | $48,000 | $2,147,000 |
| Black or African American | 46 | $8,653,000 | $188,000 | $2,660,000 | $85,000 | $600,000 |
| Asian | 32 | $6,730,000 | $210,000 | $997,000 | $111,000 | $442,000 |
| American Indian or Alaskan Native | 4 | $801,000 | $200,000 | $350,000 | $92,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $423,000 | $105,000 | $128,000 | $37,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,443 | $1,887,878,000 | $80,000 | $4,605,000 | $59,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 14,213 | $1,783,655,000 | $125,000 | $616,000 | $29,000 | $1,407,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,117 | $245,308,000 | $115,000 | $281,000 | $28,000 | $108,000 |
| VA-guaranteed (Veterans Administration) | 1,803 | $295,025,000 | $163,000 | $569,000 | $42,000 | $286,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,167 | $2,160,503,000 | $107,000 | $4,325,000 | $53,000 | $9,999,000 |
| Application Denied By Financial Institution | 11,163 | $771,241,000 | $69,000 | $2,700,000 | $38,000 | $2,105,000 |
| Loan Purchased By The Institution | 4,302 | $543,059,000 | $126,000 | $1,500,000 | $11,000 | $2,408,000 |
| Application Withdrawn By Applicant | 3,304 | $456,330,000 | $138,000 | $4,605,000 | $62,000 | $3,102,000 |
| Application Approved But Not Accepted | 1,395 | $110,170,000 | $78,000 | $2,423,000 | $57,000 | $2,445,000 |
| File Closed For Incompleteness | 1,245 | $170,563,000 | $136,000 | $1,512,000 | $73,000 | $6,233,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 906 | $93,647,000 | $103,000 | $750,000 | $44,000 | $1,233,000 |
| Collateral | 537 | $66,550,000 | $123,000 | $1,740,000 | $50,000 | $912,000 |
| Debt-To-Income Ratio | 481 | $60,742,000 | $126,000 | $1,106,000 | $40,000 | $265,000 |
| Other | 384 | $46,448,000 | $120,000 | $765,000 | $49,000 | $516,000 |
| Employment History | 99 | $13,503,000 | $136,000 | $417,000 | $59,000 | $547,000 |
| Credit Application Incomplete | 71 | $8,393,000 | $118,000 | $315,000 | $49,000 | $318,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 63 | $9,190,000 | $145,000 | $1,224,000 | $58,000 | $387,000 |
| Unverifiable Information | 12 | $1,541,000 | $128,000 | $185,000 | $60,000 | $221,000 |
| Mortgage Insurance Denied | 5 | $743,000 | $148,000 | $271,000 | $49,000 | $132,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.