San Juan-Carolina-Caguas, PR Metro Area Mortgage Lenders & HMDA Data, 2018
In 2018, lenders reported 17,366 mortgage applications in San Juan-Carolina-Caguas, PR metro area totaling $2.4 billion. The average application was for $137,059, and applicants reported an average income of $68,995. 52% of applications resulted in an originated loan and 19% were denied. The most active lender was Banco Popular, with 4,920 applications, followed by Firstbank and Scotiabank De Puerto Rico.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Puerto Rico.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 17,366 |
| Total Mortgage Loan Application Amount | $2,380,180,000 |
| Average Mortgage Loan Application Amount | $137,059 |
| Highest Mortgage Loan Application Amount | $7,165,000 |
| Average Applicant Income | $68,995 |
| Highest Applicant Income | $3,912,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 34,726,000,000 | 4,920 | $ 718,720,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,246,248,000 | 3,407 | $ 517,535,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 4,131,799,000 | 1,381 | $ 167,395,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 6,145,411,000 | 1,318 | $ 183,020,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 543 | $ 58,695,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 543 | $ 62,535,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 499 | $ 84,295,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 460 | $ 51,980,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 459 | $ 54,675,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 441 | $ 49,875,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 394 | $ 50,300,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 22,858,876,000 | 311 | $ 44,725,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 5,107,638,000 | 295 | $ 40,745,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 290 | $ 35,430,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 263 | $ 34,585,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 222 | $ 26,300,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 217 | $ 37,045,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ -1,000 | 206 | $ 19,990,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 194 | $ 23,980,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 142 | $ 15,490,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 125 | $ 13,295,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 97 | $ 10,345,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 358,897,000 | 80 | $ 10,040,000 |
| Vegacoop APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ -1,000 | 64 | $ 6,340,000 |
| Coopaca Mortgage PO BOX 1056 ARECIBO, PR 00613 |
* | $ 56,114,000 | 61 | $ 6,565,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ -1,000 | 42 | $ 4,130,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 14,726,156,000 | 35 | $ 2,935,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 33 | $ 3,025,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ -1,000 | 33 | $ 2,885,000 |
| Cooperativa De Ac Manati PO BOX 30562 MANATI, PR 00674 |
* | $ -1,000 | 32 | $ 3,630,000 |
| Cooperativa De Ac Las Piedras APARTADO 414 LAS PIEDRAS, PR 00771 |
* | $ -1,000 | 29 | $ 3,055,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ -1,000 | 28 | $ 5,700,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ -1,000 | 22 | $ 1,560,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ -1,000 | 18 | $ 1,590,000 |
| Apex Bank 102 E MAIN ST CAMDEN, TN 38320 |
* | $ 524,869,000 | 17 | $ 2,435,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 2,948,023,000 | 16 | $ 2,100,000 |
| Cooperativa De Ac Jesus Obrero PMB 159 HC 01 BOX 29030 GUAYNABO, PR 00969 |
* | $ -1,000 | 15 | $ 1,675,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ -1,000 | 14 | $ 1,310,000 |
| Caguas Coop AVE JOSE GAUTIER BENITEZ, CARR 1 KM 37.5 CAGUAS, PR 00726 |
* | $ -1,000 | 13 | $ 755,000 |
| Reverse Mortgage Funding LLC 1455 BROAD ST., 2ND FL BLOOMFIELD, NJ 07003 |
* | $ -1,000 | 12 | $ 1,990,000 |
| Cooperativa De A\C Aibonite+¦A 100 CALLE JOSE C VAZQUE AIBONITO, PR 00705 |
* | $ -1,000 | 11 | $ 1,185,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ -1,000 | 9 | $ 745,000 |
| Cooperativa De Ahorro Y Credito De Camuy 300 AVE. BALTAZAR JIMENEZ MENDEZ CAMUY, PR 00627 |
* | $ -1,000 | 9 | $ 1,185,000 |
| Cooperativa De Ac Valenciano PO BOX 1510 JUNCOS, PR 00777 |
* | $ -1,000 | 7 | $ 815,000 |
| Cooperativa De A\C Lares CARR 111 KM 3.8 AVE LOS PATRIOTAS LARES, PR 00669 |
* | $ -1,000 | 6 | $ 650,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ -1,000 | 6 | $ 850,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ -1,000 | 4 | $ 430,000 |
| Everbank N.A. 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 34,298,273,000 | 4 | $ 280,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ -1,000 | 3 | $ 185,000 |
| Discover Bank 12 READS WAY GREENWOOD, DE 19950 |
* | $ 98,729,134,000 | 3 | $ 345,000 |
| Cooperativa De Ac Santa Isabel P.O. BOX 812 SANTA ISABEL, PR 00757 |
* | $ -1,000 | 2 | $ 590,000 |
| Cooperativa A/C Cabo Rojo PR 100 KM. 7.0 BO.MIRADERO CABO ROJO, PR 00623 |
* | $ -1,000 | 2 | $ 140,000 |
| Arbor Realty Trust, Inc. 333 EARLE OVINGTON BLVD., SUITE 900 UNIONDALE, NY 11553 |
* | $ -1,000 | 2 | $ 9,690,000 |
| America First Federal Credit Union 4774 S 1300 W, BLDG 3 RIVERDALE, UT 84405 |
* | $ 9,214,916,000 | 1 | $ 5,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,747,398,000,000 | 1 | $ 75,000 |
| Vapr Federal Credit Union 2400 177 ROAD GUAYNABO, PR 00969 |
* | $ 227,082,000 | 1 | $ 65,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 1 | $ 45,000 |
| Cooperativa De Ahorro Y Credito De Aguada P.O. BOX 543 AGUADA, PR 00602 |
* | $ -1,000 | 1 | $ 85,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 1 | $ 125,000 |
| Acu P.O. BOX 923028 PEACHTREE CORNERS, GA 30092 |
* | $ 1,533,523,000 | 1 | $ 15,000 |
The tables below break down 2018 mortgage applications in San Juan-Carolina-Caguas, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for San Juan-Carolina-Caguas, PR in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,483 | $1,859,215,000 | $137,000 | $7,165,000 | $69,000 | $3,912,000 |
| Refinancing | 1,806 | $259,860,000 | $143,000 | $2,405,000 | $74,000 | $1,200,000 |
| Cash-out Refinancing | 1,638 | $208,040,000 | $127,000 | $6,005,000 | $59,000 | $2,040,000 |
| Not Applicable | 242 | $27,670,000 | $114,000 | $495,000 | $40,000 | $70,000 |
| Other Purpose | 131 | $18,325,000 | $139,000 | $3,755,000 | $66,000 | $1,020,000 |
| Home Improvement | 66 | $7,070,000 | $107,000 | $525,000 | $87,000 | $937,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 13,931 | $1,830,565,000 | $131,000 | $2,405,000 | $64,000 | $2,934,000 |
| Not applicable | 2,337 | $318,525,000 | $136,000 | $5,305,000 | $240,000 | $500,000 |
| White | 789 | $177,475,000 | $224,000 | $7,165,000 | $121,000 | $3,912,000 |
| Not Provided | 181 | $32,225,000 | $178,000 | $2,515,000 | $117,000 | $3,893,000 |
| Black or African American | 63 | $9,595,000 | $152,000 | $1,055,000 | $108,000 | $1,152,000 |
| Asian | 37 | $7,645,000 | $206,000 | $815,000 | $189,000 | $1,408,000 |
| American Indian or Alaskan Native | 18 | $2,400,000 | $133,000 | $455,000 | $85,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $445,000 | $148,000 | $235,000 | $65,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 7,457 | $927,655,000 | $124,000 | $5,305,000 | $48,000 | $680,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,312 | $990,610,000 | $156,000 | $7,165,000 | $102,000 | $3,912,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,607 | $301,065,000 | $115,000 | $935,000 | $37,000 | $283,000 |
| VA-guaranteed (Veterans Administration) | 990 | $160,850,000 | $162,000 | $465,000 | $64,000 | $426,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,073 | $1,298,315,000 | $143,000 | $6,005,000 | $72,000 | $3,912,000 |
| Application Denied By Financial Institution | 3,314 | $403,280,000 | $121,000 | $2,735,000 | $54,000 | $2,040,000 |
| Loan Purchased By The Institution | 2,358 | $301,440,000 | $127,000 | $5,005,000 | $52,000 | $174,000 |
| Application Withdrawn By Applicant | 1,664 | $234,350,000 | $140,000 | $2,515,000 | $74,000 | $3,893,000 |
| File Closed For Incompleteness | 584 | $89,120,000 | $152,000 | $7,165,000 | $76,000 | $2,000,000 |
| Application Approved But Not Accepted | 370 | $53,390,000 | $144,000 | $1,385,000 | $79,000 | $2,934,000 |
| Preapproval Denied by Financial Institution | 3 | $285,000 | $95,000 | $135,000 | $46,000 | $79,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,026 | $1,973,710,000 | $140,000 | $7,165,000 | $73,000 | $3,912,000 |
| Collateral | 1,109 | $133,475,000 | $120,000 | $885,000 | $59,000 | $917,000 |
| Debt-To-Income Ratio | 1,003 | $129,975,000 | $129,000 | $2,735,000 | $46,000 | $2,040,000 |
| Credit History | 591 | $68,895,000 | $116,000 | $1,115,000 | $56,000 | $1,104,000 |
| Other | 236 | $28,230,000 | $119,000 | $685,000 | $61,000 | $414,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 163 | $18,305,000 | $112,000 | $615,000 | $49,000 | $442,000 |
| Unverifiable Information | 111 | $12,695,000 | $114,000 | $465,000 | $46,000 | $272,000 |
| Employment History | 75 | $8,975,000 | $119,000 | $395,000 | $63,000 | $468,000 |
| Credit Application Incomplete | 45 | $4,915,000 | $109,000 | $305,000 | $46,000 | $122,000 |
| Mortgage Insurance Denied | 7 | $1,005,000 | $143,000 | $235,000 | $63,000 | $130,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About