San Juan Municipio, PR Mortgage Lenders & HMDA Data, 2019
In 2019, lenders reported 3,736 mortgage applications in San Juan Municipio, PR totaling $654.8 million, up 25% from 2018. The average application was for $175,000, and applicants reported an average income of $101,000. 51% of applications resulted in an originated loan and 17% were denied. The most active lender was Banco Popular, with 1,261 applications, followed by Firstbank and Scotiabank De Puerto Rico.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,736 |
| Total Mortgage Loan Application Amount | $654,840,000 |
| Average Mortgage Loan Application Amount | $175,000 |
| Highest Mortgage Loan Application Amount | $13,705,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $3,224,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 37,919,000,000 | 1,261 | $ 235,815,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,232,012,000 | 598 | $ 120,820,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 4,043,091,000 | 276 | $ 43,190,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 6,529,697,000 | 150 | $ 24,220,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 120 | $ 25,650,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 116 | $ 24,110,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 99 | $ 13,155,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 92 | $ 14,600,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 88 | $ 17,420,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 24,484,751,000 | 87 | $ 16,755,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 84 | $ 9,560,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 76 | $ 11,180,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 69 | $ 8,155,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 69 | $ 10,775,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 5,177,922,000 | 61 | $ 11,495,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 58 | $ 7,230,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 50 | $ 6,590,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 40 | $ 6,230,000 |
| Everbank N.A. 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 36,899,806,000 | 35 | $ 4,885,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ -1,000 | 34 | $ 6,210,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 395,266,000 | 29 | $ 4,385,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ -1,000 | 28 | $ 2,870,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ -1,000 | 27 | $ 3,275,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 25 | $ 2,865,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ -1,000 | 24 | $ 2,700,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ -1,000 | 18 | $ 940,000 |
| Coopaca Mortgage PO BOX 1056 ARECIBO, PR 00613 |
* | $ -1,000 | 18 | $ 3,150,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ -1,000 | 17 | $ 4,965,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 16 | $ 2,280,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ -1,000 | 14 | $ 1,300,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 14 | $ 2,080,000 |
| Cooperativa De Ac Manati PO BOX 30562 MANATI, PR 00674 |
* | $ -1,000 | 6 | $ 1,240,000 |
| Reverse Mortgage Funding LLC 1455 BROAD ST., 2ND FL BLOOMFIELD, NJ 07003 |
* | $ -1,000 | 5 | $ 1,415,000 |
| Vegacoop APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ -1,000 | 5 | $ 585,000 |
| Cooperativa Ahorro Y Credito Aguadilla APARTADO 541 AGUADILLA, PR 00605 |
* | $ -1,000 | 4 | $ 490,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ -1,000 | 3 | $ 375,000 |
| Cooperativa De A\C Lares CARR 111 KM 3.8 AVE LOS PATRIOTAS LARES, PR 00669 |
* | $ -1,000 | 3 | $ 265,000 |
| Cooperativa De Ac Las Piedras APARTADO 414 LAS PIEDRAS, PR 00771 |
* | $ -1,000 | 2 | $ 240,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ -1,000 | 2 | $ 320,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ -1,000 | 2 | $ 90,000 |
| Cooperativa De Ac Jesus Obrero PMB 159 HC 01 BOX 29030 GUAYNABO, PR 00969 |
* | $ -1,000 | 2 | $ 140,000 |
| Cooperativa De A/C Aguas Buena PO BOX 5 AGUAS BUENAS, PR 00703 |
* | $ -1,000 | 2 | $ 160,000 |
| Republic Bank & Trust 601 W MARKET ST LOUISVILLE, KY 40202 |
* | $ 5,230,165,000 | 2 | $ 280,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ -1,000 | 1 | $ 105,000 |
| Ditech Financial LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 1 | $ 95,000 |
| Bellco Credit Union 7600 E. ORCHARD ROAD #400N GREENWOOD VILLAGE, CO 80111 |
* | $ 4,517,596,000 | 1 | $ 55,000 |
| M&T Bank 701 SENECA STREET - SUITE 330N BUFFALO, NY 14203 |
* | $ 119,636,147,000 | 1 | $ 65,000 |
| Cooperativa De A\C Aibonite+¦A 100 CALLE JOSE C VAZQUE AIBONITO, PR 00705 |
* | $ -1,000 | 1 | $ 65,000 |
The tables below break down 2019 mortgage applications in San Juan Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for San Juan Municipio, PR in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,928 | $511,130,000 | $174,000 | $2,025,000 | $99,000 | $1,600,000 |
| Cash-out Refinancing | 340 | $50,310,000 | $147,000 | $1,265,000 | $84,000 | $1,360,000 |
| Refinancing | 309 | $53,355,000 | $172,000 | $1,755,000 | $115,000 | $3,224,000 |
| Other Purpose | 70 | $27,390,000 | $391,000 | $13,705,000 | $184,000 | $3,211,000 |
| Not Applicable | 57 | $7,905,000 | $138,000 | $495,000 | $30,000 | $91,000 |
| Home Improvement | 32 | $4,750,000 | $148,000 | $455,000 | $109,000 | $960,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 2,779 | $455,315,000 | $163,000 | $1,535,000 | $88,000 | $1,170,000 |
| Not applicable | 649 | $111,625,000 | $171,000 | $13,705,000 | $95,000 | $286,000 |
| White | 230 | $65,510,000 | $284,000 | $1,555,000 | $224,000 | $3,224,000 |
| Not Provided | 40 | $11,520,000 | $288,000 | $1,205,000 | $235,000 | $1,486,000 |
| Black or African American | 16 | $2,100,000 | $131,000 | $325,000 | $72,000 | $216,000 |
| Asian | 15 | $7,425,000 | $495,000 | $2,025,000 | $278,000 | $1,351,000 |
| American Indian or Alaskan Native | 4 | $620,000 | $155,000 | $205,000 | $86,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $155,000 | $155,000 | $155,000 | $41,000 | $41,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,130 | $420,220,000 | $197,000 | $13,705,000 | $131,000 | $3,224,000 |
| FHA-insured (Federal Housing Administration) | 1,447 | $205,005,000 | $141,000 | $495,000 | $57,000 | $436,000 |
| VA-guaranteed (Veterans Administration) | 156 | $29,150,000 | $186,000 | $485,000 | $76,000 | $747,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $465,000 | $155,000 | $275,000 | $73,000 | $147,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,917 | $352,465,000 | $183,000 | $2,025,000 | $108,000 | $3,224,000 |
| Application Denied By Financial Institution | 644 | $100,950,000 | $156,000 | $1,265,000 | $80,000 | $1,486,000 |
| Loan Purchased By The Institution | 637 | $92,575,000 | $145,000 | $665,000 | $87,000 | $286,000 |
| Application Withdrawn By Applicant | 353 | $77,455,000 | $219,000 | $13,705,000 | $108,000 | $1,632,000 |
| File Closed For Incompleteness | 105 | $17,425,000 | $165,000 | $775,000 | $84,000 | $1,360,000 |
| Application Approved But Not Accepted | 79 | $13,905,000 | $176,000 | $705,000 | $95,000 | $332,000 |
| Preapproval Denied by Financial Institution | 1 | $65,000 | $65,000 | $65,000 | $23,000 | $23,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,082 | $553,380,000 | $179,000 | $13,705,000 | $107,000 | $3,224,000 |
| Collateral | 253 | $39,045,000 | $154,000 | $1,265,000 | $89,000 | $1,486,000 |
| Debt-To-Income Ratio | 165 | $23,985,000 | $145,000 | $665,000 | $51,000 | $678,000 |
| Credit History | 91 | $12,305,000 | $135,000 | $725,000 | $83,000 | $960,000 |
| Other | 39 | $8,625,000 | $221,000 | $975,000 | $117,000 | $396,000 |
| Unverifiable Information | 36 | $7,160,000 | $198,000 | $1,265,000 | $82,000 | $327,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $4,970,000 | $155,000 | $805,000 | $81,000 | $233,000 |
| Employment History | 21 | $3,635,000 | $173,000 | $805,000 | $104,000 | $912,000 |
| Credit Application Incomplete | 13 | $1,405,000 | $108,000 | $215,000 | $94,000 | $396,000 |
| Mortgage Insurance Denied | 4 | $330,000 | $82,000 | $125,000 | $62,000 | $123,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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