San Sebastian Municipio, PR Mortgage Lenders & HMDA Data, 2009
In 2009, lenders reported 881 mortgage applications in San Sebastian Municipio, PR totaling $72.6 million, down 14% from 2008. The average application was for $82,000, and applicants reported an average income of $36,000. 45% of applications resulted in an originated loan and 26% were denied. The most active lender was Popular Mortgage, Inc., with 194 applications, followed by Banco Popular De Puerto Rico and Westernbak Puerto Rico.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 881 |
| Total Mortgage Loan Application Amount | $72,558,000 |
| Average Mortgage Loan Application Amount | $82,000 |
| Highest Mortgage Loan Application Amount | $1,015,000 |
| Average Applicant Income | $36,000 |
| Highest Applicant Income | $378,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Popular Mortgage, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 194 | $ 20,158,000 |
| Banco Popular De Puerto Rico PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,522,000,000 | 144 | $ 1,676,000 |
| Westernbak Puerto Rico PO BOX 1180 MAYAGUEZ, PR 00681 |
* | $ 15,239,790,000 | 135 | $ 6,625,000 |
| R-G Premier Bank of P.R. PO BOX 2510 GUAYNABO, PR 00970 |
* | $ 7,050,076,000 | 63 | $ 5,818,000 |
| Firstbank Puerto Rico PO BOX 9146 SANTURCE, PR 00908 |
* | $ 18,492,607,000 | 61 | $ 5,394,000 |
| Doral Mortgage LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 51 | $ 7,067,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 39 | $ 3,976,000 |
| Banco Santander P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 7,724,708,000 | 39 | $ 4,419,000 |
| Citibank, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 27 | $ 1,966,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 9,048,489,000 | 22 | $ 3,283,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 5,839,415,000 | 16 | $ 2,127,000 |
| Santander Financial Services P.O. BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 15 | $ 1,058,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 1,525,092,000 | 11 | $ 884,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 7 | $ 595,000 |
| The Mortgage House Inc. 915 ROBERTO SANCHEZ VILELA AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 6 | $ 344,000 |
| Banco Bilbao Vizcaya Argentari 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 6,033,316,000 | 5 | $ 873,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 1,357,964,000 | 4 | $ 520,000 |
| Coop Ahorro Y Credito De Lares AVE.LOS PATRIOTAS C/111 KM 8.3 LARES, PR 00669 |
* | $ 10,000,000 | 4 | $ 262,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ 10,000,000 | 4 | $ 672,000 |
| James B. Nutter & Co. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 4 | $ 933,000 |
| Alianza Hipotecaria P.O. BOX 366201 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 4 | $ 440,000 |
| Aaa Concordia Mortgage Corp RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 3 | $ 314,000 |
| Cooperativa De Ahorro Y Credito De Aguada P.O. BOX 543 AGUADA, PR 00602 |
* | $ 10,000,000 | 3 | $ 680,000 |
| Mortgage One Group PO BOX 142213 ARECIBO, PR 00614 |
* | $ 10,000,000 | 3 | $ 386,000 |
| First Security Mortgage 97 DE DIEGO AVE. SAN JUAN, PR 00929 |
* | $ 10,000,000 | 2 | $ 399,000 |
| Coop Ac De La Industria Biopha VILLA CAROLINA, C9 AVE. ROBERTO CLEMENTE CAROLINA, PR 00985 |
* | $ 10,000,000 | 2 | $ 181,000 |
| Reliable Financial Services PO BOX 21382, MAC F0302-001 SAN JUAN, PR 00928 |
* | $ 481,996,000 | 2 | $ 135,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 1 | $ 146,000 |
| Cooperativa De Ac Hatillo PO BOX 95 HATILLO, PR 00659 |
* | $ 97,971,000 | 1 | $ 38,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ 222,466,000 | 1 | $ 170,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ 10,000,000 | 1 | $ 117,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 1 | $ 71,000 |
| World Mortgage Bankers 1108 AVE. ROOSEVELT SAN JUAN, PR 00920 |
* | $ 10,000,000 | 1 | $ 275,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 1 | $ 158,000 |
| Beewee Mortgage Bankers Corpor PO BOX 16065 SAN JUAN, PR 00908 |
* | $ 10,000,000 | 1 | $ 127,000 |
| Jr Mortgage Home 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 1 | $ 115,000 |
| Express Solution Mortgage Corp 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ 15,000,000 | 1 | $ 101,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ 10,000,000 | 1 | $ 55,000 |
The tables below break down 2009 mortgage applications in San Sebastian Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for San Sebastian Municipio, PR in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 369 | $44,705,000 | $121,000 | $1,015,000 | $43,000 | $378,000 |
| Home Improvement | 280 | $6,271,000 | $22,000 | $225,000 | $28,000 | $123,000 |
| Home Purchase | 232 | $21,582,000 | $93,000 | $417,000 | $34,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 798 | $65,118,000 | $81,000 | $1,015,000 | $37,000 | $378,000 |
| Not applicable | 78 | $7,272,000 | $93,000 | $282,000 | $28,000 | $121,000 |
| Not Provided | 4 | $25,000 | $6,000 | $13,000 | $28,000 | $60,000 |
| White | 1 | $143,000 | $143,000 | $143,000 | $50,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 646 | $46,042,000 | $71,000 | $1,015,000 | $37,000 | $378,000 |
| FHA-insured (Federal Housing Administration) | 156 | $16,728,000 | $107,000 | $417,000 | $30,000 | $131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 70 | $8,424,000 | $120,000 | $282,000 | $33,000 | $63,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,364,000 | $151,000 | $202,000 | $62,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 398 | $34,359,000 | $86,000 | $628,000 | $38,000 | $378,000 |
| Application Denied By Financial Institution | 229 | $14,004,000 | $61,000 | $1,015,000 | $33,000 | $240,000 |
| Loan Purchased By The Institution | 103 | $9,843,000 | $95,000 | $628,000 | $30,000 | $121,000 |
| Application Withdrawn By Applicant | 90 | $8,869,000 | $98,000 | $340,000 | $37,000 | $117,000 |
| Application Approved But Not Accepted | 38 | $3,279,000 | $86,000 | $417,000 | $39,000 | $131,000 |
| File Closed For Incompleteness | 23 | $2,204,000 | $95,000 | $316,000 | $37,000 | $167,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 32 | $1,773,000 | $55,000 | $417,000 | $30,000 | $119,000 |
| Debt-To-Income Ratio | 17 | $1,099,000 | $64,000 | $230,000 | $36,000 | $123,000 |
| Collateral | 13 | $2,414,000 | $185,000 | $1,015,000 | $60,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $377,000 | $34,000 | $128,000 | $27,000 | $51,000 |
| Other | 7 | $218,000 | $31,000 | $107,000 | $27,000 | $43,000 |
| Unverifiable Information | 2 | $98,000 | $49,000 | $86,000 | $40,000 | $62,000 |
| Employment History | 2 | $110,000 | $55,000 | $106,000 | $25,000 | $37,000 |
| Credit Application Incomplete | 1 | $5,000 | $5,000 | $5,000 | $33,000 | $33,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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