Scioto County, OH Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 2,594 mortgage applications in Scioto County, OH totaling $236.5 million, down 18% from 2009. The average application was for $91,000, and applicants reported an average income of $63,000. 47% of applications resulted in an originated loan and 27% were denied. The most active lender was American Savings Bank, with 305 applications, followed by Desco Federal Credit Union and US Bank North Dakota.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,594
Total Mortgage Loan Application Amount $236,516,000
Average Mortgage Loan Application Amount $91,000
Highest Mortgage Loan Application Amount $600,000
Average Applicant Income $63,000
Highest Applicant Income $2,724,000

Mortgage Company List for Lending in Scioto County, OH for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
American Savings Bank
503 CHILLICOTHE ST
PORTSMOUTH, OH 45662
* $ 219,069,000 305 $ 27,812,000
Desco Federal Credit Union
401 CHILLICOTHE STREET
PORTSMOUTH, OH 45662
* $ 240,259,000 270 $ 22,645,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 257 $ 16,567,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 211 $ 21,492,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 171 $ 19,629,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 150 $ 13,774,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 145 $ 11,789,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 108 $ 4,808,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 93 $ 6,931,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,378,160,000 89 $ 5,307,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 80 $ 8,197,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 79 $ 9,339,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 54 $ 4,878,000
Citifinancial, Inc
300 ST PAUL PLACE
BALTIMORE, MD 21020
* $ 1,494,037,000,000 34 $ 1,420,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 31 $ 1,931,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 29 $ 3,068,000
Home Federal
1500 CARTER AVENUE
ASHLAND, KY 41101
* $ 272,253,000 28 $ 3,033,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 26 $ 4,669,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,272,096,000 21 $ 2,768,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 21 $ 1,087,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 19 $ 2,252,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 19 $ 2,235,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 19 $ 2,511,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 18 $ 2,819,000
The Ohio Valley Bank Company
420 THIRD AVENUE
GALLIPOLIS, OH 45631
* $ 802,340,000 17 $ 1,502,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 16 $ 1,800,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 15 $ 1,333,000
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,601,971,000 15 $ 859,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 12 $ 1,813,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 11 $ 1,560,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 10 $ 1,766,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 8 $ 1,180,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 7 $ 1,025,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 7 $ 771,000
Members Choice Credit Union
145 RUSSELL RD
ASHLAND, KY 41101
* $ 142,939,000 7 $ 576,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 6 $ 612,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 6 $ 751,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 6 $ 754,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 5 $ 666,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,679,718,000 5 $ 971,000
Ohio River Bank
221 RAILROAD STREET
IRONTON, OH 45638
* $ 91,747,000 5 $ 53,000
Citizens Deposit Bank & Trust
PO BOX 9 10 SECOND STREET
VANCEBURG, KY 41179
* $ 123,449,000 5 $ 674,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,011,062,000 4 $ 170,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 4 $ 437,000
Liberty Federal Savings Bank
314 PARK AVE
IRONTON, OH 45638
* $ 50,821,000 4 $ 207,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 4 $ 499,000
First State Bank
19230 STATE ROUTE 136
WINCHESTER, OH 45697
* $ 198,818,000 4 $ 507,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 349,760,000 4 $ 191,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 624,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 405,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 4 $ 494,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 4 $ 455,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 521,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 3 $ 346,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 2,823,342,000 3 $ 173,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 3 $ 367,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 191,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 155,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 555,210,000 2 $ 127,000
Union Savings Bank
8534 E. KEMPER ROAD
CINCINNATI, OH 45249
* $ 1,945,709,000 2 $ 233,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 2 $ 392,000
United Midwest Savings Bank
101 S MAIN ST
DEGRAFF, OH 43318
* $ 266,952,000 2 $ 187,000
Insight Bank
150 W WILSON BRIDGE RD
WORTHINGTON, OH 43081
* $ 98,641,000 2 $ 184,000
Community First Bank
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 57,149,000 2 $ 414,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 2 $ 370,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,192,761,000 2 $ 107,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,187,246,000 2 $ 64,000
Vinton County National Bank
112 W MAIN ST PO BOX 460
MCARTHUR, OH 45651
* $ 698,359,000 2 $ 78,000
First Ohio Banc & Lending Inc
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 2 $ 318,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 2 $ 317,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 247,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 212,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 128,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 135,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 53,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 100,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 211,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 1 $ 172,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 141,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 56,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 215,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 120,000
Peoples Bank, National Associa
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 1,996,157,000 1 $ 43,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 160,000
Community Trust Bank, Inc.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,072,308,000 1 $ 32,000
Cincinnati Ohio Police Federal Credit Union
959 W 8TH STREET
CINCINNATI, OH 45203
* $ 81,872,000 1 $ 301,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,245,297,000 1 $ 206,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 1 $ 153,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 1 $ 70,000
Home Loan Investment Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 210,951,000 1 $ 100,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 1 $ 8,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 1 $ 34,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 128,000
Jacksonville Savings Bank
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 288,536,000 1 $ 25,000
Npb Mortgage LLC
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 145,000,000 1 $ 135,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 276,676,000 1 $ 164,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 133,720,000 1 $ 98,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 1 $ 62,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 144,000
Ashland Credit Union
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 160,364,000 1 $ 40,000
Western Credit Union
750 GEORGESVILLE RD
COLUMBUS, OH 43228
* $ 61,674,000 1 $ 56,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 1 $ 62,000
Flagship Mortgage Corporation
100 OLD WILSON BRIDGE RD
WORTHINGTON, OH 43085
* $ 10,000,000 1 $ 187,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 1 $ 95,000

The tables below break down 2010 mortgage applications in Scioto County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Scioto County, OH in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,680 $170,582,000 $101,000 $600,000 $67,000 $2,724,000
Home Purchase 641 $58,401,000 $91,000 $417,000 $57,000 $600,000
Home Improvement 273 $7,533,000 $27,000 $263,000 $52,000 $664,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,342 $210,687,000 $89,000 $600,000 $63,000 $2,724,000
Not Provided 187 $18,827,000 $100,000 $360,000 $71,000 $664,000
Not applicable 34 $3,990,000 $117,000 $242,000 $2,000 $51,000
American Indian or Alaskan Native 11 $928,000 $84,000 $217,000 $63,000 $138,000
Hispanic 11 $1,378,000 $125,000 $230,000 $44,000 $106,000
Black or African American 7 $538,000 $76,000 $256,000 $59,000 $109,000
Asian 2 $168,000 $84,000 $111,000 $61,000 $65,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,010 $173,720,000 $86,000 $600,000 $66,000 $2,724,000
FHA-insured (Federal Housing Administration) 476 $49,746,000 $104,000 $273,000 $51,000 $425,000
VA-guaranteed (Veterans Administration) 68 $9,130,000 $134,000 $286,000 $51,000 $145,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 40 $3,920,000 $98,000 $184,000 $41,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,212 $114,499,000 $94,000 $600,000 $70,000 $963,000
Application Denied By Financial Institution 699 $54,542,000 $78,000 $496,000 $53,000 $600,000
Loan Purchased By The Institution 313 $32,201,000 $102,000 $318,000 $58,000 $705,000
Application Withdrawn By Applicant 187 $18,134,000 $96,000 $350,000 $71,000 $2,724,000
Application Approved But Not Accepted 121 $10,647,000 $87,000 $289,000 $53,000 $154,000
File Closed For Incompleteness 62 $6,493,000 $104,000 $330,000 $51,000 $160,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 203 $12,303,000 $60,000 $310,000 $49,000 $275,000
Collateral 156 $15,337,000 $98,000 $375,000 $68,000 $600,000
Debt-To-Income Ratio 103 $8,638,000 $83,000 $417,000 $41,000 $189,000
Other 58 $4,129,000 $71,000 $238,000 $58,000 $145,000
Credit Application Incomplete 26 $2,688,000 $103,000 $358,000 $49,000 $130,000
Unverifiable Information 15 $1,898,000 $126,000 $496,000 $88,000 $286,000
Insufficient Cash (Downpayment, Closing Cost) 8 $601,000 $75,000 $123,000 $66,000 $121,000
Employment History 4 $275,000 $68,000 $109,000 $42,000 $80,000
Mortgage Insurance Denied 1 $114,000 $114,000 $114,000 $65,000 $65,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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