Shackelford County, TX Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 70 mortgage applications in Shackelford County, TX totaling $89.5 million, down 23% from 2012. The average application was for $1,278,000, and applicants reported an average income of $77,000. 66% of applications resulted in an originated loan and 14% were denied. The most active lender was First Financial Bank, with 36 applications, followed by Wells Fargo Bank NA and 21st Mortgage.

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Total Number of Mortgage Applications 70
Total Mortgage Loan Application Amount $89,496,000
Average Mortgage Loan Application Amount $1,278,000
Highest Mortgage Loan Application Amount $84,476,000
Average Applicant Income $77,000
Highest Applicant Income $412,000

Mortgage Company List for Lending in Shackelford County, TX for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 4,472,275,000 36 $ 1,787,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 5 $ 505,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 220,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 3 $ 295,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 3 $ 374,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,023,250,000 2 $ 197,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 235,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 59,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 106,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 108,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 84,476,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 84,000
First American Mortgage Trust
70 LEO M. BIRMINGHAM PARKWAY
BRIGHTON, MA 02135
* $ 10,000,000 1 $ 113,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 130,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 120,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 112,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 14,590,421,000 1 $ 2,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 1 $ 39,000
Abilene Teachers FCU
P.O. BOX 5706
ABILENE, TX 79606
* $ 348,649,000 1 $ 38,000
Texas Heritage Bank
1208 SOUTH MAIN STREET
BOERNE, TX 78006
* $ 104,862,000 1 $ 73,000

The tables below break down 2013 mortgage applications in Shackelford County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Shackelford County, TX in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 29 $2,625,000 $90,000 $189,000 $67,000 $322,000
Home Improvement 23 $599,000 $26,000 $95,000 $97,000 $405,000
Refinancing 18 $86,272,000 $4,792,000 $84,476,000 $67,000 $412,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 57 $3,902,000 $68,000 $189,000 $76,000 $405,000
Not Provided 6 $614,000 $102,000 $328,000 $159,000 $412,000
Not applicable 4 $84,850,000 $21,212,000 $84,476,000 $0 $0
Hispanic 3 $130,000 $43,000 $75,000 $38,000 $51,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 52 $3,104,000 $59,000 $328,000 $89,000 $412,000
FHA-insured (Federal Housing Administration) 11 $85,548,000 $7,777,000 $84,476,000 $46,000 $156,000
VA-guaranteed (Veterans Administration) 4 $508,000 $127,000 $177,000 $29,000 $95,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $336,000 $112,000 $139,000 $49,000 $55,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 46 $2,865,000 $62,000 $189,000 $85,000 $405,000
Application Denied By Financial Institution 10 $844,000 $84,000 $328,000 $90,000 $412,000
Loan Purchased By The Institution 6 $85,092,000 $14,182,000 $84,476,000 $14,000 $59,000
Application Withdrawn By Applicant 4 $367,000 $91,000 $120,000 $55,000 $113,000
Application Approved But Not Accepted 3 $243,000 $81,000 $122,000 $67,000 $96,000
File Closed For Incompleteness 1 $85,000 $85,000 $85,000 $48,000 $48,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3 $205,000 $68,000 $114,000 $78,000 $156,000
Debt-To-Income Ratio 2 $8,000 $4,000 $6,000 $27,000 $30,000
Employment History 1 $61,000 $61,000 $61,000 $90,000 $90,000
Collateral 1 $328,000 $328,000 $328,000 $412,000 $412,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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