Springfield, IL Metro Area Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 6,446 mortgage applications in Springfield, IL metro area totaling $1.0 billion, up 7% from 2023. The average application was for $155,482, and applicants reported an average income of $114,000. 64% of applications resulted in an originated loan and 13% were denied. The most active lender was Inb, National Association, with 607 applications, followed by United Community Bank and Bank of Springfield.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,446
Total Mortgage Loan Application Amount $1,002,240,000
Average Mortgage Loan Application Amount $155,482
Highest Mortgage Loan Application Amount $10,075,000
Average Applicant Income $114,000
Highest Applicant Income $2,400,000

Mortgage Company List for Lending in Springfield, IL for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ n/a 607 $ 113,425,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ n/a 565 $ 77,005,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ n/a 423 $ 91,385,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 361 $ 30,535,000
Alliance Community Bank
200 N WEST ST, PO BOX 319
PETERSBURG, IL 62675
* $ n/a 232 $ 35,290,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 204 $ 22,990,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ n/a 195 $ 22,775,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 186 $ 20,650,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ n/a 165 $ 27,505,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 158 $ 32,210,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 143 $ 24,895,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 127 $ 7,935,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ n/a 112 $ 17,320,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ n/a 111 $ 18,265,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 109 $ 5,895,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 104 $ 15,890,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 104 $ 24,790,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 101 $ 25,525,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ n/a 99 $ 15,525,000
Hickory Point Bank & Trust
225 N WATER STREET
DECATUR, IL 62525
* $ n/a 85 $ 16,035,000
Warren Boynton State Bank
702 W ILLINOIS ST, PO BOX 19
NEW BERLIN, IL 62670
* $ n/a 85 $ 12,755,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ n/a 82 $ 16,080,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 80 $ 15,080,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 79 $ 12,385,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ n/a 58 $ 7,540,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ n/a 57 $ 10,085,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 56 $ 6,250,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 55 $ 5,625,000
West Central Bank
400 E BUCHANAN
ASHLAND, IL 62612
* $ n/a 55 $ 12,025,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 55 $ 2,445,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 50 $ 9,280,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 47 $ 9,295,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 46 $ 7,150,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ n/a 46 $ 5,890,000
Williamsville State Bank & Trust
512 WEST MAIN STREET, SANGAMON
WILLIAMSVILLE, IL 62693
* $ n/a 45 $ 4,555,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 43 $ 10,375,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 40 $ 1,690,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 39 $ 1,735,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 38 $ 5,430,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ n/a 38 $ 4,620,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 34 $ 5,430,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 33 $ 1,495,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 33 $ 5,915,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 29 $ 1,575,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 29 $ 4,795,000
Credit Union 1
200 EAST CHAMPAIGN AVENUE
RANTOUL, IL 61866
* $ n/a 28 $ 1,730,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 27 $ 1,185,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 26 $ 4,750,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 21 $ 1,815,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 20 $ 4,800,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 20 $ 1,510,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 20 $ 2,600,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 17 $ 3,355,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 15 $ 2,255,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 14 $ 1,790,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 14 $ 4,020,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 13 $ 2,425,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 13 $ 3,085,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 13 $ 2,295,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 13 $ 2,285,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 13 $ 3,105,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 12 $ 1,910,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 12 $ 1,700,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ n/a 11 $ 1,785,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ n/a 11 $ 1,275,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 11 $ 935,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 10 $ 2,300,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 10 $ 1,820,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ n/a 10 $ 2,260,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 9 $ 1,565,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 9 $ 1,745,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 9 $ 1,235,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ n/a 9 $ 705,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 8 $ 1,940,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 8 $ 860,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 8 $ 1,410,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 8 $ 1,450,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 8 $ 960,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 8 $ 1,260,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 8 $ 1,070,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 7 $ 1,005,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 7 $ 325,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ n/a 7 $ 895,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 7 $ 425,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 7 $ 615,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ n/a 7 $ 1,065,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 6 $ 790,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 6 $ 620,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 6 $ 950,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 6 $ 1,130,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ n/a 6 $ 890,000
The Fisher National Bank
1710 S NEIL ST SUITE 3
FISHER, IL 61843
* $ n/a 5 $ 975,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 1,785,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 5 $ 445,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 5 $ 1,085,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 5 $ 565,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 5 $ 315,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 5 $ 105,000
First National Bank of Raymond
403 E. BROAD ST.
RAYMOND, IL 62558
* $ n/a 4 $ 610,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 4 $ 250,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 4 $ 460,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 4 $ 970,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 4 $ 860,000
Land of Lincoln Credit Union
3130 E MOUND RD
DECATUR, IL 62521
* $ n/a 4 $ 630,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 4 $ 1,050,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 4 $ 1,220,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 4 $ 250,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 4 $ 780,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 4 $ 1,100,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ n/a 3 $ 425,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 3 $ 605,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ n/a 3 $ 1,315,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 3 $ 355,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 3 $ 605,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 3 $ 495,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ n/a 3 $ 455,000
North Shore Trust & Savings
3060 SAND LAKE ROAD
WAUKEGAN, IL 60085
* $ n/a 3 $ 195,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 3 $ 705,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 3 $ 245,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 3 $ 625,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 3 $ 215,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 3 $ 885,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 3 $ 675,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 3 $ 1,125,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 3 $ 95,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 3 $ 765,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 2 $ 500,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ n/a 2 $ 210,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 560,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ n/a 2 $ 190,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 2 $ 570,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ n/a 2 $ 530,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 2 $ 130,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 2 $ 300,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 2 $ 480,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 2 $ 300,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 2 $ 470,000
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ n/a 2 $ 90,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ n/a 2 $ 390,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 2 $ 250,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 580,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 2 $ 470,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 2 $ 530,000
Scott State Bank
101 WEST MAIN STREET
BETHANY, IL 61914
* $ n/a 2 $ 220,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 2 $ 230,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 2 $ 310,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 2 $ 290,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 2 $ 200,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 2 $ 770,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ n/a 2 $ 370,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 2 $ 510,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 2 $ 290,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ n/a 2 $ 230,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 2 $ 100,000
Transportation Federal Credit Union
1600 CAMERON STREET
ALEXANDRIA, VA 22314
* $ n/a 2 $ 150,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ n/a 2 $ 640,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ n/a 2 $ 310,000
Lafayette Federal Credit Union
2701 TOWER OAKS BLVD.,
ROCKVILLE, MD 20852
* $ n/a 2 $ 160,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 2 $ 360,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 2 $ 300,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 2 $ 1,070,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ n/a 2 $ 110,000
Loanflight Lending, Llc.
201 N FRANKLIN ST STE 3440
TAMPA, FL 33634
* $ n/a 1 $ 55,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 125,000
Illinois State Credit Union
1309 S CENTER
NORMAL, IL 61761
* $ n/a 1 $ 165,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ n/a 1 $ 355,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ n/a 1 $ 4,025,000
Sauk Valley Bank & Trust Company
3319 E LINCOLNWAY
STERLING, IL 61081
* $ n/a 1 $ 125,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ n/a 1 $ 45,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 155,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 115,000
Inova Federal Credit Union
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ n/a 1 $ 35,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 1 $ 125,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 35,000
The Havana National Bank
112 S ORANGE ST
HAVANA, IL 62644
* $ n/a 1 $ 235,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 1 $ 335,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 145,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 1 $ 175,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 85,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 1 $ 225,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 275,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 105,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 1 $ 155,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ n/a 1 $ 165,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 185,000
South Story Bank & Trust
501 LINN ST
SLATER, IA 50244
* $ n/a 1 $ 85,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ n/a 1 $ 35,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 605,000
Gardner Financial Services
3503 PAESANOS PKWY
SAN ANTONIO, TX 78259
* $ n/a 1 $ 215,000
Providence Bank & Trust
630 EAST 162ND ST
SOUTH HOLLAND, IL 60473
* $ n/a 1 $ 105,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 255,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 275,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 1 $ 10,075,000
First Financial Bank
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ n/a 1 $ 5,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 125,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 1 $ 105,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 535,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 295,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 105,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ n/a 1 $ 135,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 105,000
Longview Bank
PO BOX 47 102 SOUTH EAST AVENUE
OGDEN, IL 61859
* $ n/a 1 $ 205,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 235,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 195,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 85,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 95,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ n/a 1 $ 185,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ n/a 1 $ 205,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ n/a 1 $ 25,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 205,000
Merchants Capital Corp.
11555 NORTH MERIDIAN STREET, SUITE 400
CARMEL, IN 46032
* $ n/a 1 $ 4,285,000
Farmers State Bank
108 E. ADAMS, P.O. BOX 538
PITTSFIELD, IL 62363
* $ n/a 1 $ 125,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 45,000
University of Illinois Community Credit Union
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ n/a 1 $ 145,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 355,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 1 $ 185,000
Community State Bank
625 SE 2ND ST
GALVA, IL 61434
* $ n/a 1 $ 105,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 105,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 305,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 355,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 475,000
First National Bank of Pana
306 S. LOCUST ST.
PANA, IL 62557
* $ n/a 1 $ 665,000
Credence Funding Corporation
1200 TECHNOLOGY DR SUITE A
ABERDEEN, MD 21001
* $ n/a 1 $ 455,000
Montgomery Bank
P.O. BOX 948
SIKESTON, MO 63801
* $ n/a 1 $ 95,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 145,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 1 $ 305,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 75,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ n/a 1 $ 245,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 405,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 645,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 1 $ 295,000
Air Academy Federal Credit Union
9810 N UNION BLVD
COLORADO SPRINGS, CO 80924
* $ n/a 1 $ 335,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 175,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 1 $ 285,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ n/a 1 $ 415,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ n/a 1 $ 285,000
Total Quality Financial Inc

CARMEL, IN 46032
* $ n/a 1 $ 35,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 435,000
First Federal Savings Bank of Champaign-Urbana
1311 S. NEIL ST.
CHAMPAIGN, IL 61820
* $ n/a 1 $ 85,000
Churchill Funding I LLC
3220 WILKINSON BLVD UNIT A4
CHARLOTTE, NC 28203
* $ n/a 1 $ 105,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 565,000
Amres Corporation
1 NESHAMINY INTERPLEX, SUITE 310
TREVOSE, PA 19053
* $ n/a 1 $ 125,000
M Squared Financial LLC
7501 MISSION RD STE 200
PRAIRIE VILLAGE, KS 66208
* $ n/a 1 $ 85,000
First State Bank of Forrest
133 E. KRACK ST.
FORREST, IL 61741
* $ n/a 1 $ 365,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 105,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 665,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 1 $ 35,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ n/a 1 $ 15,000

The tables below break down 2024 mortgage applications in Springfield, IL metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Springfield, IL in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,829 $679,865,000 $177,000 $2,645,000 $112,000 $2,400,000
Refinancing 776 $150,080,000 $193,000 $10,075,000 $134,000 $1,678,000
Cash-out Refinancing 702 $105,570,000 $150,000 $1,055,000 $102,000 $600,000
Other Purpose 577 $35,575,000 $61,000 $405,000 $118,000 $1,296,000
Home Improvement 545 $29,725,000 $54,000 $805,000 $120,000 $2,296,000
Not Applicable 17 $1,425,000 $83,000 $205,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,245 $635,345,000 $149,000 $1,215,000 $116,000 $2,400,000
Not applicable 750 $157,100,000 $209,000 $10,075,000 $137,000 $235,000
Not Provided 583 $85,485,000 $146,000 $705,000 $104,000 $970,000
Black or African American 485 $60,055,000 $123,000 $805,000 $88,000 $650,000
Asian 182 $35,720,000 $196,000 $625,000 $183,000 $1,137,000
Hispanic 165 $22,055,000 $133,000 $525,000 $96,000 $284,000
American Indian or Alaskan Native 32 $5,560,000 $173,000 $595,000 $134,000 $1,068,000
Native Hawaiian or Other Pacific Islander 3 $815,000 $271,000 $335,000 $81,000 $81,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,091 $719,445,000 $141,000 $10,075,000 $119,000 $2,400,000
FHA-insured (Federal Housing Administration) 733 $127,495,000 $173,000 $4,285,000 $80,000 $400,000
VA-guaranteed (Veterans Administration) 573 $148,515,000 $259,000 $675,000 $108,000 $401,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $6,785,000 $138,000 $355,000 $75,000 $134,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,110 $671,010,000 $163,000 $4,285,000 $123,000 $2,400,000
Application Denied By Financial Institution 831 $87,355,000 $105,000 $10,075,000 $83,000 $1,296,000
Application Withdrawn By Applicant 677 $110,855,000 $163,000 $1,055,000 $113,000 $1,068,000
Loan Purchased By The Institution 470 $90,810,000 $193,000 $755,000 $79,000 $300,000
File Closed For Incompleteness 199 $24,465,000 $122,000 $555,000 $110,000 $400,000
Application Approved But Not Accepted 150 $15,600,000 $104,000 $495,000 $101,000 $420,000
Preapproval Approved but not Accepted 8 $2,090,000 $261,000 $755,000 $133,000 $508,000
Preapproval Denied by Financial Institution 1 $55,000 $55,000 $55,000 $54,000 $54,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,135 $835,475,000 $162,000 $4,025,000 $120,000 $2,400,000
Debt-To-Income Ratio 697 $100,475,000 $144,000 $4,285,000 $98,000 $649,000
Credit History 310 $24,150,000 $77,000 $565,000 $86,000 $1,296,000
Collateral 113 $12,385,000 $109,000 $685,000 $100,000 $413,000
Credit Application Incomplete 88 $9,190,000 $104,000 $485,000 $93,000 $430,000
Other 53 $15,015,000 $283,000 $10,075,000 $101,000 $660,000
Unverifiable Information 22 $2,790,000 $126,000 $245,000 $84,000 $310,000
Insufficient Cash (Downpayment, Closing Cost) 19 $2,065,000 $108,000 $275,000 $67,000 $149,000
Employment History 9 $695,000 $77,000 $155,000 $43,000 $108,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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