Springfield, OH Metro Area Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 5,792 mortgage applications in Springfield, OH metro area totaling $637.1 million, down 14% from 2009. The average application was for $109,988, and applicants reported an average income of $62,000. 49% of applications resulted in an originated loan and 21% were denied. The most active lender was Bank of America, N.A., with 600 applications, followed by Wells Fargo Bank, NA and The Huntington National Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 5,792
Total Mortgage Loan Application Amount $637,052,000
Average Mortgage Loan Application Amount $109,988
Highest Mortgage Loan Application Amount $5,040,000
Average Applicant Income $62,000
Highest Applicant Income $1,541,000

Mortgage Company List for Lending in Springfield, OH for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 600 $ 67,264,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 499 $ 54,539,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 399 $ 40,702,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,187,246,000 373 $ 27,572,000
Union Savings Bank
8534 E. KEMPER ROAD
CINCINNATI, OH 45249
* $ 1,945,709,000 338 $ 39,828,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 283 $ 25,022,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 254 $ 31,156,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 239 $ 28,975,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 182 $ 16,683,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,378,160,000 181 $ 7,170,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 167 $ 18,603,000
New Carlisle Federal Savings B
400 N MAIN ST
NEW CARLISLE, OH 45344
* $ 106,162,000 165 $ 16,269,000
Home City Federal Savings Bank
2454 N. LIMESTONE STREET
SPRINGFIELD, OH 45501
* $ 145,409,000 124 $ 17,282,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 102 $ 10,384,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 101 $ 14,509,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 99 $ 10,770,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 87 $ 12,181,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 86 $ 10,425,000
Ih Credit Union
5000 URBANA RD.
SPRINGFIELD, OH 45502
* $ 248,815,000 70 $ 7,200,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 69 $ 7,394,000
Wright Patt Credit Union Inc
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 1,749,349,000 63 $ 4,804,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 58 $ 6,349,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 54 $ 6,993,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 49 $ 5,685,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 48 $ 5,581,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 46 $ 6,845,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 90,179,122,000 40 $ 3,010,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 37 $ 5,005,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 36 $ 4,341,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 35 $ 4,943,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 523,701,000 34 $ 3,282,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 32 $ 5,386,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 29 $ 3,444,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 29 $ 3,857,000
The Citizens National Bank
102 S. MAIN ST.
BLUFFTON, OH 45817
* $ 564,946,000 28 $ 3,797,000
Citifinancial, Inc
300 ST PAUL PLACE
BALTIMORE, MD 21020
* $ 1,494,037,000,000 24 $ 1,186,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,272,096,000 24 $ 2,571,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 24 $ 3,436,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 23 $ 2,910,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 22 $ 3,455,000
Merchants National Bank
100 NORTH HIGH STREET
HILLSBORO, OH 45133
* $ 545,510,000 20 $ 2,791,000
Incenta
175 W. WENGER ROAD
ENGLEWOOD, OH 45322
* $ 66,843,000 19 $ 1,328,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 17 $ 2,734,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 16 $ 1,818,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 16 $ 1,526,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 237,957,000 13 $ 171,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 12 $ 1,450,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 11 $ 1,333,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 11 $ 750,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 11 $ 1,066,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 11 $ 1,485,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 10 $ 1,429,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 10 $ 106,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,679,718,000 10 $ 1,531,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 9 $ 1,026,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 9 $ 485,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 8 $ 558,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 8 $ 760,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 8 $ 1,169,000
Day Air Credit Union
3501 WILMINGTON PIKE
KETTERING, OH 45429
* $ 202,471,000 8 $ 829,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 1,010,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 7 $ 855,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 7 $ 1,187,000
Amerifirst Financial Corporati
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 7 $ 759,000
Universal 1 Credit Union Inc.
P.O. BOX 467
DAYTON, OH 45409
* $ 337,430,000 7 $ 677,000
Treadwell Credit Union
4988 WAGNER FORD ROAD
DAYTON, OH 45414
* $ 91,633,000 7 $ 513,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 7 $ 1,189,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 7 $ 432,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ 10,000,000 7 $ 1,071,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,245,297,000 7 $ 1,419,000
First Ohio Banc & Lending Inc
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 6 $ 1,155,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 6 $ 1,269,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 6 $ 564,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 6 $ 1,079,000
Capital Mortgage Funding, LLC
17170 WEST 12 MILE ROAD
SOUTHFIELD, MI 48076
* $ 10,000,000 5 $ 573,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 5 $ 712,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 555,210,000 5 $ 475,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 5 $ 599,000
River Valley Credit Union
505 EARL BLVD
MIAMISBURG, OH 45342
* $ 172,419,000 5 $ 487,000
Oxford Lending Group, LLC
1 EAST CAMPUS VIEW BLVD STE #200
COLUMBUS, OH 43235
* $ 700,000,000 5 $ 837,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 5 $ 578,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 5 $ 651,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 133,720,000 4 $ 497,000
Select Mortgage Group Ltd
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 4 $ 395,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 4 $ 908,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 4 $ 380,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 4 $ 535,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 4 $ 153,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 4 $ 514,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 460,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 373,000
National Bank of St Anne
158 WEST STATION ST
ST ANNE, IL 60964
* $ 44,286,000 3 $ 246,000
Guardian Savings Bank, FSB
5901 COLERAIN AV
CINCINNATI, OH 45239
* $ 685,310,000 3 $ 252,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 3 $ 244,000
United Midwest Savings Bank
101 S MAIN ST
DEGRAFF, OH 43318
* $ 266,952,000 3 $ 239,000
Strategic Mortgage Co.
40 W. THIRD AVENUE
COLUMBUS, OH 43201
* $ 10,000,000 3 $ 214,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 3 $ 321,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 3 $ 453,000
Old Fort Banking Company
8034 MAIN STREET
OLD FORT, OH 44861
* $ 391,649,000 3 $ 511,000
Heartland Federal Credit Union
3400 OFFICE PARK DRIVE
DAYTON, OH 45439
* $ 84,261,000 3 $ 330,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 3 $ 393,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,192,761,000 3 $ 45,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 3 $ 332,000
Legacy Mortgage
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 3 $ 210,000
Firstmerit Mortgage Corp
III CASCADE PLAZA, CAS46
AKRON, OH 44308
* $ 6,000,000,000 3 $ 1,088,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 1,099,927,000 3 $ 232,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 276,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 2 $ 395,000
Real Living Mortgage, LLC B
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,098,000 2 $ 167,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 2 $ 175,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 197,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 2 $ 303,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 10,522,352,000 2 $ 25,000
Standard Register Federal CU
175 CAMPBELL STREET
DAYTON, OH 45417
* $ 43,778,000 2 $ 249,000
Advantage Bank
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 843,959,000 2 $ 4,029,000
Columbia Savings Bank
411 LUDLOW AVENUE
CINCINNATI, OH 45220
* $ 55,824,000 2 $ 297,000
Insight Bank
150 W WILSON BRIDGE RD
WORTHINGTON, OH 43081
* $ 98,641,000 2 $ 217,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 254,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 2 $ 177,000
Member Power Services Group
5665 N HAMILTON RD SUITE D
COLUMBUS, OH 43231
* $ 46,759,000 2 $ 235,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 2 $ 99,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 291,000
Kh Credit Union
7740 PARAGON ROAD
DAYTON, OH 45459
* $ 42,922,000 2 $ 119,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 2 $ 191,000
Members First Credit Union
1445 GOODALE BLVD
COLUMBUS, OH 43212
* $ 46,759,000 2 $ 334,000
Kemba Credit Union
8763 UNION CENTRE BLVD
WEST CHESTER, OH 45069
* $ 451,692,000 2 $ 8,000
Franklin Savings
4750 ASHWOOD DR
CINCINNATI, OH 45241
* $ 301,236,000 2 $ 272,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 2 $ 374,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 288,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 235,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 100,000
Sibcy Cline Mortgage Services, Inc.
8044 MONTGOMERY RD. SUITE 301
CINCINNATI, OH 45236
* $ 10,000,000 1 $ 113,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 30,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 70,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 141,000
American Midwest Mortgage Corporation
6363 YORK ROAD
PARMA HEIGHTS, OH 44130
* $ 10,000,000 1 $ 224,000
Priority Mortgage Corp.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 1 $ 1,000,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 122,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 52,000
Allied Home Mtg Capital Corp
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 1 $ 88,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 127,000
Birmingham Bancorp Mortgage
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 1 $ 153,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 77,000
Mvb Mortgage Corporation
24400 NORTHWESTERN HIGHWAY, SUITE 200
SOUTHFIELD, MI 48075
* $ 10,000,000 1 $ 89,000
Dollar Bank, FSB
#3 GATEWAY CENTER
PITTSBURGH, PA 15222
* $ 5,930,656,000 1 $ 750,000
Graystone Tower Bank
1826 GOOD HOPE ROAD
ENOLA, PA 17025
* $ 1,375,160,000 1 $ 240,000
First Federal of Lakewood
14806 DETROIT AVENUE
LAKEWOOD, OH 44107
* $ 1,242,890,000 1 $ 56,000
First Federal Bank
601 CLINTON STREET
DEFIANCE, OH 43512
* $ 2,051,628,000 1 $ 60,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 170,688,000 1 $ 29,000
Abbey Credit Union, Inc.
800 FALLS CREEK DR
VANDALIA, OH 45377
* $ 59,335,000 1 $ 65,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ 891,533,000 1 $ 69,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 1 $ 29,000
Gateway Bank, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 424,638,000 1 $ 141,000
First Service
100 MAIN ST
GROVEPORT, OH 43125
* $ 112,140,000 1 $ 40,000
Credit Union of Ohio
5500 BRITTON PARKWAY
HILLIARD, OH 43026
* $ 115,838,000 1 $ 131,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 3,711,785,000 1 $ 28,000
The Ohio Educational Credit Union, Inc.
2554 EAST 22ND ST
CLEVELAND, OH 44115
* $ 135,292,000 1 $ 147,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 154,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ 10,000,000 1 $ 1,949,000
Cmco Mortgage, LLC dba Home Le
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 1 $ 138,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 172,000
Merchants Capital Corp.
11555 NORTH MERIDIAN STREET, SUITE 400
CARMEL, IN 46032
* $ 35,564,000 1 $ 5,040,000
The First Bexley Bank
2680 E MAIN STREET
BEXLEY, OH 43209
* $ 129,791,000 1 $ 924,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 1 $ 245,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 1,108,831,000 1 $ 25,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,011,062,000 1 $ 22,000
The Farmers State Bank
101 S. MAIN ST. PO BOX 119
NEW MADISON, OH 45346
* $ 112,807,000 1 $ 58,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 1 $ 123,000
First Community Bank
4300 EAST BROAD STREET
COLUMBUS, OH 43213
* $ 116,082,000 1 $ 252,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 576,281,000 1 $ 194,000
Somerville National Bank, the
197 NORTH SOUTH MAIN STREET
SOMERVILLE, OH 45064
* $ 140,153,000 1 $ 142,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 349,760,000 1 $ 35,000
United Bank Inc
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 3,737,738,000 1 $ 16,000
Cme Federal Credit Union
150 E MOUND STREET SUITE 100
COLUMBUS, OH 43215
* $ 183,498,000 1 $ 74,000
Eagle National Bank
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 273,674,000 1 $ 112,000
Viewpoint Bankers Mortgage Inc
720 E. ARAPAHO
RICHARDSON, TX 75081
* $ 1,529,760,000 1 $ 126,000
Financial Freedom Acquisition
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 1 $ 113,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 1 $ 128,000
First Bank Richmond, NA
P.O. BOX 937
RICHMOND, IN 47375
* $ 635,380,000 1 $ 16,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 1 $ 49,000
Principal Bank
711 HIGH STREET
DES MOINES, IA 50392
* $ 2,376,140,000 1 $ 15,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 43,242,751,000 1 $ 180,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 1 $ 297,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 78,000
Bankmortgagesolutions LLC
14425 COLLEGE BLVD SUITE 100
LENEXA, KS 66215
* $ 11,000,000 1 $ 118,000
The Home Savings and Loan Comp
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,339,387,000 1 $ 159,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 89,326,000 1 $ 95,000
Jacksonville Savings Bank
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 288,536,000 1 $ 47,000
The Richwood Banking Company
28 N. FRANKLIN ST.
RICHWOOD, OH 43344
* $ 283,904,000 1 $ 103,000
Citizens Bank
328 S SAGINAW ST
FLINT, MI 48502
* $ 11,336,105,000 1 $ 196,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 123,758,000 1 $ 64,000

The tables below break down 2010 mortgage applications in Springfield, OH metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Springfield, OH in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,828 $461,986,000 $120,000 $5,040,000 $66,000 $1,541,000
Home Purchase 1,565 $166,404,000 $106,000 $3,940,000 $53,000 $947,000
Home Improvement 399 $8,662,000 $21,000 $200,000 $55,000 $425,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,742 $510,042,000 $107,000 $1,000,000 $65,000 $1,325,000
Not Provided 415 $46,427,000 $111,000 $592,000 $75,000 $1,541,000
Not applicable 337 $53,024,000 $157,000 $5,040,000 $2,000 $143,000
Black or African American 190 $15,414,000 $81,000 $900,000 $52,000 $414,000
Hispanic 53 $4,906,000 $92,000 $319,000 $62,000 $300,000
Asian 31 $4,862,000 $156,000 $417,000 $107,000 $596,000
Native Hawaiian or Other Pacific Islander 13 $1,260,000 $96,000 $319,000 $70,000 $128,000
American Indian or Alaskan Native 11 $1,117,000 $101,000 $266,000 $65,000 $150,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,806 $404,578,000 $106,000 $3,940,000 $71,000 $1,541,000
FHA-insured (Federal Housing Administration) 1,560 $177,036,000 $113,000 $5,040,000 $44,000 $340,000
VA-guaranteed (Veterans Administration) 283 $40,697,000 $143,000 $411,000 $48,000 $947,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 143 $14,741,000 $103,000 $184,000 $42,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,842 $317,670,000 $111,000 $5,040,000 $68,000 $1,541,000
Application Denied By Financial Institution 1,235 $120,710,000 $97,000 $1,000,000 $59,000 $670,000
Loan Purchased By The Institution 859 $99,381,000 $115,000 $416,000 $34,000 $228,000
Application Withdrawn By Applicant 478 $58,550,000 $122,000 $500,000 $78,000 $1,242,000
Application Approved But Not Accepted 271 $27,428,000 $101,000 $417,000 $67,000 $720,000
File Closed For Incompleteness 107 $13,313,000 $124,000 $900,000 $57,000 $351,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 313 $38,291,000 $122,000 $1,000,000 $71,000 $670,000
Credit History 309 $23,387,000 $75,000 $658,000 $53,000 $409,000
Debt-To-Income Ratio 181 $18,854,000 $104,000 $750,000 $48,000 $279,000
Credit Application Incomplete 104 $12,019,000 $115,000 $592,000 $63,000 $504,000
Other 85 $9,652,000 $113,000 $319,000 $76,000 $422,000
Insufficient Cash (Downpayment, Closing Cost) 31 $2,784,000 $89,000 $240,000 $54,000 $137,000
Unverifiable Information 20 $1,792,000 $89,000 $300,000 $57,000 $240,000
Employment History 11 $1,021,000 $92,000 $191,000 $52,000 $150,000
Mortgage Insurance Denied 1 $236,000 $236,000 $236,000 $132,000 $132,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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