St. Bernard Parish, LA Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 1,601 mortgage applications in St. Bernard Parish, LA totaling $170.3 million, up 9% from 2010. The average application was for $106,000, and applicants reported an average income of $53,000. 36% of applications resulted in an originated loan and 24% were denied. The most active lender was Capital One NA, with 166 applications, followed by JPMorgan Chase Bank, NA and Wells Fargo Bank NA.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,601
Total Mortgage Loan Application Amount $170,314,000
Average Mortgage Loan Application Amount $106,000
Highest Mortgage Loan Application Amount $5,973,000
Average Applicant Income $53,000
Highest Applicant Income $2,454,000

Mortgage Company List for Lending in St. Bernard Parish, LA for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 70,506,963,000 166 $ 6,856,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 155 $ 16,430,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 125 $ 15,071,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 890,126,000 112 $ 11,180,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 97 $ 10,169,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 89 $ 6,292,000
Nola Lending Group, LLC
830 W CAUSEWAY BLVD
MANDEVILLE, LA 70471
* $ 28,686,000 86 $ 10,976,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 73 $ 7,531,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 54 $ 7,076,000
Allquest Home Mortgage Corpora
6110 PINEMONT DR, STE 220
HOUSTON, TX 77092
* $ 10,000,000 45 $ 5,534,000
Whitney Bank
228 ST CHARLES AVE, SUITE 537
NEW ORLEANS, LA 70130
* $ 14,555,957,000 35 $ 3,510,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 25 $ 3,264,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 24 $ 2,732,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 20 $ 2,369,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 18 $ 3,594,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 17 $ 2,109,000
First Nbc Bank
210 BARONE STREET
NEW ORLEANS, LA 70112
* $ 1,460,844,000 16 $ 7,771,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 974,496,000 15 $ 1,260,000
Eustis Mortgage Corporation
1100 POYDRAS STREET, SUITE 2525
NEW ORLEANS, LA 70163
* $ 10,000,000 14 $ 1,378,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 13 $ 1,375,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 13 $ 1,402,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 12 $ 372,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 12 $ 1,027,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 12 $ 1,513,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 12 $ 1,712,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 11 $ 1,402,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 11 $ 1,003,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 10 $ 510,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 10 $ 989,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 10 $ 1,007,000
America's Mortgage Resource
3317 N. I-10 SERVICE RD. SUITE 200
METAIRIE, LA 70002
* $ 10,000,000 10 $ 1,083,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 499,416,000 9 $ 1,099,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 9 $ 741,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 8 $ 761,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 8 $ 1,000,000
Home Bank, NA
503 KALISTE SALOOM RD
LAFAYETTE, LA 70598
* $ 685,079,000 7 $ 913,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 7 $ 524,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 7 $ 741,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 6 $ 735,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 5 $ 632,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 5 $ 637,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 5 $ 504,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 5 $ 336,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 5 $ 491,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 5 $ 557,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 4 $ 567,000
Heritage Bank of St. Tammany
205 N. COLUMBIA ST.
COVINGTON, LA 70433
* $ 104,335,000 4 $ 363,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 4 $ 972,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 431,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 4 $ 461,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 4 $ 544,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 4 $ 472,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 9,425,755,000 3 $ 388,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 11,357,978,000 3 $ 522,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 3 $ 148,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 400,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 562,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 497,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 3 $ 405,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 3 $ 289,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 3 $ 365,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 67,913,000 3 $ 425,000
First Bank and Trust
909 POYDRAS ST 17TH FLOOR
NEW ORLEANS, LA 70112
* $ 862,832,000 3 $ 633,000
Sa Mortgage Services, LLC
27001 AGOURA RD, SUITE 200
CALABASAS HILLS, CA 91301
* $ 2,223,299,000 3 $ 284,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 3 $ 366,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 2 $ 148,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,640,565,000 2 $ 109,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 11,516,509,000 2 $ 170,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 2 $ 205,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 427,083,000 2 $ 375,000
Crescent Bank & Trust
1100 POYDRAS ST., SUITE 100
NEW ORLEANS, LA 70163
* $ 576,970,000 2 $ 132,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 2 $ 103,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 2 $ 31,000
Hope Federal Credit Union
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 138,865,000 2 $ 610,000
Jefferson Financial Federal CU
77021 AIRLINE DR
METAIRIE, LA 70003
* $ 234,097,000 2 $ 173,000
Pelican State Credit Union
P.O. BOX 40088
BATON ROUGE, LA 70835
* $ 183,895,000 2 $ 67,000
B1bank
500 LAUREL STREET, SUITE 100
BATON ROUGE, LA 70801
* $ 656,704,000 2 $ 192,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 2 $ 259,000
Fbt Mortgage, L.L.C.
6911 WASHINGTON AVE SUITE B
OCEAN SPRINGS, MS 39564
* $ 678,000,000 2 $ 172,000
Resource Bank
75033 HWY 21
COVINGTON, LA 70433
* $ 379,439,000 2 $ 244,000
Louisiana USA Federal Credit Union
10289 AIRLINE HWY
BATON ROUGE, LA 70816
* $ 47,650,000 2 $ 98,000
Coastland Federal Credit Union
1301 CLEARVIEW PKWY.
METAIRIE, LA 70001
* $ 101,331,000 2 $ 198,000
La Capitol Federal Credit Union
P.O. BOX 3398
BATON ROUGE, LA 70802
* $ 396,225,000 2 $ 178,000
Campus Federal Credit Union
6230 PERKINS ROAD
BATON ROUGE, LA 70808
* $ 438,392,000 2 $ 16,000
Xplore Federal Credit Union
5500 VETERANS MEMORIAL BLVD, STE 100
METAIRIE, LA 70003
* $ 96,607,000 2 $ 118,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 176,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 120,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 327,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 256,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 276,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 2 $ 177,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 2 $ 265,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 166,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 286,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 359,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 1 $ 85,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 467,975,000 1 $ 13,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ 10,000,000 1 $ 146,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 1 $ 142,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 114,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 120,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 1 $ 129,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 1 $ 105,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 20,797,006,000 1 $ 39,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,465,208,000 1 $ 97,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 80,000
Main Street Financial
9953 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ 8,801,000 1 $ 97,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 136,000
Hometown Mortgage Services Inc
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 88,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 124,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 118,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 475,843,000 1 $ 118,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 160,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ 21,269,000 1 $ 77,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 1,543,584,000 1 $ 100,000
Eagle Louisiana FCU
PO BOX 64630
BATON ROUGE, LA 70896
* $ 89,738,000 1 $ 60,000
Epic Federal Credit Union
3105 LIME ST
METAIRIE, LA 70006
* $ 103,834,000 1 $ 68,000
Asi Federal Credit Union
5508 CITRUS BLVD
HARAHAN, LA 70123
* $ 292,754,000 1 $ 87,000
Total Choice Federal Credit Union
14963 RIVER RD
HAHNVILLE, LA 70057
* $ 49,613,000 1 $ 66,000
First Community Bank
600 SOUTHWEST RAILROAD AVE
HAMMOND, LA 70403
* $ 115,271,000 1 $ 144,000
First Castle Federal Credit Union
100 CHEROKEE ROSE LN
COVINGTON, LA 70433
* $ 41,521,000 1 $ 124,000
The New Orleans Firemen's Federal Credit Union
4401 W. NAPOLEON AVE.
METAIRIE, LA 70001
* $ 135,845,000 1 $ 100,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 52,000
Viewpoint Bankers Mortgage Inc
720 E. ARAPAHO
RICHARDSON, TX 75081
* $ 1,529,760,000 1 $ 135,000
Bank of Louisiana
300 ST. CHARLES AVE.
NEW ORLEANS, LA 70130
* $ 93,448,000 1 $ 145,000
United Community Bank
P.O. BOX 248, 4626 HWY 1
RACELAND, LA 70394
* $ 418,876,000 1 $ 70,000
Teche Bank & Trust Co.
606 SOUTH MAIN STREET
ST MARTINVILLE, LA 70582
* $ 78,610,000 1 $ 616,000
Liberty Bank
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 463,959,000 1 $ 132,000
Mississippi River Bank
8435 HWY 23
BELLE CHASSE, LA 70037
* $ 200,539,000 1 $ 45,000
Union Savings & Loan Assn
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 86,281,000 1 $ 70,000
First American Bank and Trust
PO BOX 550
VACHERIE, LA 70090
* $ 716,858,000 1 $ 5,000
First Guaranty Bank
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ 1,132,551,000 1 $ 85,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,409,826,000 1 $ 94,000
Carolina Bank
PO BOX 10209
GREENSBORO, NC 27404
* $ 676,387,000 1 $ 128,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 1 $ 95,000
State Investors Bank
1041 VETERANS BLVD
METAIRIE, LA 70005
* $ 208,613,000 1 $ 50,000
Fifth District Savings Bank
4000 GENERAL DEGAULLE DRIVE
NEW ORLEANS, LA 70114
* $ 369,462,000 1 $ 83,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 1 $ 175,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 39,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 1 $ 47,000

The tables below break down 2011 mortgage applications in St. Bernard Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for St. Bernard Parish, LA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 709 $81,274,000 $114,000 $600,000 $56,000 $489,000
Home Purchase 700 $83,450,000 $119,000 $5,973,000 $46,000 $412,000
Home Improvement 192 $5,590,000 $29,000 $189,000 $66,000 $2,454,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 956 $95,978,000 $100,000 $350,000 $58,000 $504,000
Black or African American 237 $24,325,000 $102,000 $560,000 $57,000 $2,454,000
Not Provided 170 $18,247,000 $107,000 $600,000 $56,000 $450,000
Not applicable 124 $20,482,000 $165,000 $5,973,000 $6,000 $134,000
Hispanic 61 $5,713,000 $93,000 $230,000 $52,000 $192,000
Asian 41 $4,314,000 $105,000 $261,000 $45,000 $200,000
American Indian or Alaskan Native 10 $1,163,000 $116,000 $185,000 $77,000 $340,000
Native Hawaiian or Other Pacific Islander 2 $92,000 $46,000 $62,000 $68,000 $82,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 818 $78,919,000 $96,000 $5,973,000 $64,000 $2,454,000
FHA-insured (Federal Housing Administration) 460 $53,149,000 $115,000 $247,000 $43,000 $450,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 265 $30,830,000 $116,000 $215,000 $36,000 $77,000
VA-guaranteed (Veterans Administration) 58 $7,416,000 $127,000 $213,000 $57,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 573 $65,788,000 $114,000 $5,973,000 $55,000 $412,000
Application Denied By Financial Institution 390 $32,282,000 $82,000 $600,000 $62,000 $2,454,000
Loan Purchased By The Institution 365 $41,849,000 $114,000 $389,000 $36,000 $207,000
Application Withdrawn By Applicant 179 $20,919,000 $116,000 $300,000 $56,000 $300,000
Application Approved But Not Accepted 56 $5,098,000 $91,000 $225,000 $66,000 $489,000
File Closed For Incompleteness 38 $4,378,000 $115,000 $240,000 $59,000 $300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 143 $8,842,000 $61,000 $600,000 $78,000 $2,454,000
Debt-To-Income Ratio 56 $5,249,000 $93,000 $560,000 $46,000 $159,000
Credit Application Incomplete 29 $2,733,000 $94,000 $227,000 $54,000 $104,000
Collateral 26 $2,970,000 $114,000 $236,000 $71,000 $191,000
Other 26 $2,903,000 $111,000 $551,000 $61,000 $239,000
Unverifiable Information 5 $663,000 $132,000 $195,000 $28,000 $66,000
Employment History 2 $161,000 $80,000 $111,000 $38,000 $46,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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