Steuben County NY
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage statistics and lending data for the Steuben County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Steuben County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,979
Total Mortgage Loan Application Amount $268,629,000
Average Mortgage Loan Application Amount $90,000
Highest Mortgage Loan Application Amount $4,300,000
Average Applicant Income $70,000
Highest Applicant Income $1,492,000

Mortgage Company List for Lending in Steuben County NY for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
SERVU FEDERAL CREDIT UNION
9823 SCIENCE CENTER DRIVE
PAINTED POST, NY 14870
* $ 265,959,000 562 $ 19,562,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,172,144,000 345 $ 43,920,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 8,494,486,000 333 $ 19,812,000
FIVE STAR BANK
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 3,356,987,000 235 $ 15,159,000
ELMIRA SAVINGS BANK
333 E WATER ST
ELMIRA, NY 14901
* $ 561,485,000 149 $ 16,489,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,610,580,000,000 99 $ 14,971,000
CHEMUNG CANAL TRUST COMPANY
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 1,618,794,000 77 $ 6,358,000
STEUBEN TRUST COMPANY
ONE STEUBEN SQUARE
HORNELL, NY 14843
* $ 489,956,000 76 $ 6,836,000
FIRST HERITAGE FEDERAL CREDIT UNION
110 VILLAGE SQUARE, SUITE 101
PAINTED POST, NY 14870
* $ 418,867,000 73 $ 4,942,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 64 $ 7,226,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 58 $ 8,397,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 122,099,687,000 46 $ 4,583,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 46 $ 4,914,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 41 $ 5,207,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,209,389,000 38 $ 3,875,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 38 $ 2,494,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 29 $ 2,950,000
THE LYONS NATIONAL BANK
35 WILLIAM STREET
LYONS, NY 14489
* $ 867,466,000 29 $ 4,466,000
PREMIUM MORTGAGE CORPORATION
2541 MONROE AVE
ROCHESTER, NY 14618
* $ 16,241,000 27 $ 2,775,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 21 $ 2,133,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 21 $ 2,943,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 17 $ 1,403,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 16 $ 2,099,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 14 $ 1,503,000
MB FINANCIAL BANK, NATIONAL ASSOCIATION
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 13 $ 982,000
GENESEE VALLEY
4621 MILLENNIUM DRIVE
GENESEO, NY 14454
* $ 70,260,000 13 $ 762,000
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 5,666,403,000 12 $ 1,557,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 12 $ 1,306,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 10 $ 1,215,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 10 $ 504,000
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 2,247,579,000 10 $ 1,556,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ 945,758,000 10 $ 1,108,000
NOTHNAGLE HOME SECURITIES CORP
217 WEST MAIN STREET, SUITE 200
ROCHESTER, NY 14614
* $ 10,000,000 10 $ 775,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 10 $ 832,000
HOME TOWN FUNDING, INC.
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ 1,540,588,000 9 $ 1,678,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 9 $ 708,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 93,038,275,000 9 $ 953,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 9 $ 864,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 9 $ 178,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,801,773,000 8 $ 562,000
GENESEE REGIONAL BANK
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 461,038,000 8 $ 897,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 8 $ 227,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 7 $ 776,000
FIRST CITIZENS COMMUNITY BANK
15 S. MAIN STREET
MANSFIELD, PA 16933
* $ 1,160,219,000 6 $ 728,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 8,993,107,000 6 $ 994,000
FAIRPORT SAVINGS BANK
45 S. MAIN STREET
FAIRPORT, NY 14450
* $ 254,534,000 6 $ 1,445,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 6 $ 919,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 6 $ 168,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 6 $ 1,448,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,381,536,000 5 $ 284,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 5 $ 586,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 5 $ 702,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 5 $ 199,000
HUNT MORTGAGE CORPORATION
5400 BROADWAY STREET
LANCASTER, NY 14086
* $ 10,000,000 5 $ 545,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ 10,000,000 5 $ 722,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 1,543,699,000 5 $ 809,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 5 $ 779,000
PREMIA MORTGAGE, LLC
5480 CORPORATE DRIVE SUITE 240
TROY, MI 48098
* $ 608,779,509,000 4 $ 1,276,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 4 $ 695,000
RELIANT COMMUNITY FEDERAL CREDIT UNION
10 BENTON PLACE
SODUS, NY 14551
* $ 395,581,000 4 $ 98,000
FARM CREDIT EAST, ACA
240 SOUTH ROAD
ENFIELD, CT 06082
* $ 4,520,676,000 4 $ 304,000
VISIONS
3301 COUNTRY CLUB ROAD
ENDWELL, NY 13760
* $ 3,479,565,000 4 $ 449,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 302,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 108,064,717,000 4 $ 1,448,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 4 $ 295,000
THE SUMMIT FEDERAL CREDIT UNION
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 780,568,000 3 $ 186,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 3 $ 302,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 3 $ 228,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 370,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 3 $ 280,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 3 $ 501,000
THE BANK OF CASTILE
90 MAIN ST
BATAVIA, NY 14020
* $ 1,295,156,000 2 $ 192,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 2 $ 469,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 2 $ 612,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,128,427,000 2 $ 75,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 2 $ 126,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 341,000
TIOGA STATE BANK
PO BOX 386
SPENCER, NY 14883
* $ 430,980,000 2 $ 117,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 211,000
SEMPER HOME LOANS, INC.
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 2 $ 326,000
FINGER LAKES
27 SENECA ST, PO BOX 433
GENEVA, NY 14456
* $ 106,718,000 2 $ 60,000
M&T REAL ESTATE TRUST
701 SENECA STREET-SUITE 330N
BUFFALO, NY 14210
* $ 54,391,344,000 2 $ 701,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 422,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 2 $ 48,000
ADVANTAGE FEDERAL CREDIT UNION
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 248,547,000 2 $ 208,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 19,460,442,000 2 $ 370,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 2 $ 135,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 164,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ 10,000,000 2 $ 128,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ 10,000,000 1 $ 55,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 1,267,342,000 1 $ 219,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 1 $ 250,000
MERIDIAN BANK CORPORATION
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 663,343,000 1 $ 94,000
STAR ONE CREDIT UNION
PO BOX 3643
SUNNYVALE, CA 94088
* $ 7,857,994,000 1 $ 322,000
BEST REWARD CREDIT UNION
5681 SMITH RD
BROOK PARK, OH 44142
* $ 152,642,000 1 $ 91,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ 52,388,000 1 $ 30,000
FIRST BANK
600 JAMES MCDONNELL BLVD
HAZELWOOD, MO 63042
* $ 5,998,925,000 1 $ 143,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 1 $ 75,000
COMMONFUND MORTGAGE CORP.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 1 $ 176,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 58,000
COMMUNITY FIRST NATIONAL BANK
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 206,674,000 1 $ 125,000
FIRST NIAGARA BANK
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 39,860,456,000 1 $ 264,000
FIRST HORIZON BANK
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38101
* $ 25,994,534,000 1 $ 50,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,299,801,000,000 1 $ 311,000
UNITED NATIONS FEDERAL CREDIT UNION
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 4,357,292,000 1 $ 72,000
MIDWEST COMMUNITY BANK
510 PARK CREST DR
FREEPORT, IL 61032
* $ 217,730,000 1 $ 383,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 6,823,816,000 1 $ 145,000
TOMPKINS TRUST COMPANY
THE COMMONS
ITHACA, NY 14850
* $ 1,805,422,000 1 $ 72,000
PHILADELPHIA
12800 TOWNSEND RD
PHILADELPHIA, PA 19154
* $ 964,140,000 1 $ 129,000
LANDMARK COMMUNITY BANK
2 S MAIN STREET
PITTSTON, PA 18640
* $ 284,072,000 1 $ 40,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 988,439,000 1 $ 14,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 961,290,000 1 $ 100,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 1 $ 66,000
XCEED FINANCIAL
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 942,019,000 1 $ 108,000
TIAA-CREF TRUST COMPANY FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 3,519,033,000 1 $ 128,000
USALLIANCE FEDERAL CREDIT UNION
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 1,092,874,000 1 $ 35,000
ANDIGO CREDIT UNION
1501 E WOODFIELD RD
SCHAUMBURG, IL 60173
* $ 888,879,000 1 $ 83,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 367,680,000 1 $ 190,000
US MORTGAGE CORPORATION
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ 11,000,000 1 $ 161,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 26,000
JERSEY SHORE STATE BANK
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 965,803,000 1 $ 500,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 57,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 125,000
INTERCONTINENTAL CAPITAL GROUP, INC
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 10,016,511,000 1 $ 237,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 1 $ 128,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 70,000
PRIORITY FUNDING LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 1 $ 15,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 1 $ 21,000
VANGUARD FUNDING LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 1 $ 105,000
PRIVATE BANK OF BUCKHEAD
3565 PIEDMONT ROAD, BLDG 3, STE 210
ATLANTA, GA 30305
* $ 280,450,000 1 $ 270,000
SOLVAY BANK
1537 MILTON AVE
SOLVAY, NY 13209
* $ 815,430,000 1 $ 265,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 1 $ 137,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ 10,000,000 1 $ 164,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 0 1 $ 138,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 822,669,000 1 $ 116,000
WALKER & DUNLOP, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ 552,596,000 1 $ 4,300,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 31,272,894,000 1 $ 102,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Steuben County NY in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,306 $159,032,000 $121,000 $4,300,000 $72,000 $1,492,000
Refinancing 869 $88,680,000 $102,000 $800,000 $73,000 $1,000,000
Home Improvement 804 $20,917,000 $26,000 $322,000 $63,000 $514,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,533 $210,477,000 $83,000 $800,000 $71,000 $1,492,000
Not Provided 237 $28,933,000 $122,000 $417,000 $95,000 $543,000
Not applicable 149 $20,111,000 $134,000 $4,300,000 $5,000 $148,000
Black or African American 19 $3,286,000 $172,000 $409,000 $100,000 $270,000
Asian 18 $2,866,000 $159,000 $309,000 $107,000 $253,000
Hispanic 17 $2,069,000 $121,000 $417,000 $114,000 $494,000
American Indian or Alaskan Native 6 $887,000 $147,000 $330,000 $72,000 $107,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,330 $201,592,000 $86,000 $4,300,000 $77,000 $1,492,000
FHA-insured (Federal Housing Administration) 381 $36,743,000 $96,000 $273,000 $45,000 $181,000
VA-guaranteed (Veterans Administration) 146 $20,110,000 $137,000 $431,000 $56,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 122 $10,184,000 $83,000 $153,000 $34,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,910 $171,108,000 $89,000 $4,300,000 $76,000 $1,492,000
Application Denied By Financial Institution 564 $43,506,000 $77,000 $800,000 $60,000 $700,000
Application Withdrawn By Applicant 203 $22,554,000 $111,000 $600,000 $82,000 $1,000,000
Loan Purchased By The Institution 181 $20,508,000 $113,000 $573,000 $24,000 $235,000
Application Approved But Not Accepted 61 $5,922,000 $97,000 $342,000 $73,000 $287,000
File Closed For Incompleteness 60 $5,031,000 $83,000 $250,000 $53,000 $155,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 108 $4,874,000 $45,000 $145,000 $56,000 $183,000
Debt-To-Income Ratio 84 $5,581,000 $66,000 $417,000 $41,000 $152,000
Collateral 69 $7,817,000 $113,000 $417,000 $80,000 $297,000
Other 27 $1,543,000 $57,000 $135,000 $50,000 $136,000
Credit Application Incomplete 20 $2,706,000 $135,000 $375,000 $87,000 $248,000
Unverifiable Information 11 $932,000 $84,000 $140,000 $61,000 $122,000
Insufficient Cash (Downpayment, Closing Cost) 9 $862,000 $95,000 $138,000 $67,000 $151,000
Mortgage Insurance Denied 3 $302,000 $100,000 $152,000 $88,000 $155,000
Employment History 1 $83,000 $83,000 $83,000 $34,000 $34,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List