Stonewall County, TX Mortgage Lenders & HMDA Data, 2023
In 2023, lenders reported 17 mortgage applications in Stonewall County, TX totaling $4.0 million, up 13% from 2022. The average application was for $236,000, and applicants reported an average income of $107,000. 35% of applications resulted in an originated loan and 35% were denied. The most active lender was 21st Mortgage, with 6 applications, followed by Triad Financial Services, Inc. and Citizens State Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17 |
| Total Mortgage Loan Application Amount | $4,025,000 |
| Average Mortgage Loan Application Amount | $236,000 |
| Highest Mortgage Loan Application Amount | $1,545,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $157,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 6 | $ 900,000 |
| Triad Financial Services, Inc. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 3 | $ 455,000 |
| Citizens State Bank 224 MAIN ST ANTON, TX 79313 |
* | $ 64,244,000 | 1 | $ 1,545,000 |
| Newrez LLC FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 1 | $ 165,000 |
| Homeland Federal Savings Bank PO BOX 250 COLUMBIA, LA 71418 |
* | $ 483,178,000 | 1 | $ 45,000 |
| Amerihome Mortgage Company, LLC 1 BAXTER WAY SUITE 300 THOUSAND OAKS, CA 91362 |
* | $ -1,000 | 1 | $ 175,000 |
| First Financial Bank 400 PINE STREET ABILENE, TX 79601 |
* | $ 12,922,116,000 | 1 | $ 145,000 |
| First Watch FCU 1118 PINE ST ABILENE, TX 79606 |
* | $ 98,683,000 | 1 | $ 175,000 |
| PennyMac Loan Services LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 1 | $ 285,000 |
The tables below break down 2023 mortgage applications in Stonewall County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Stonewall County, TX in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 15 | $3,945,000 | $263,000 | $1,545,000 | $110,000 | $157,000 |
| Home Improvement | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
| Refinancing | 1 | $35,000 | $35,000 | $35,000 | $79,000 | $79,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 6 | $810,000 | $135,000 | $215,000 | $86,000 | $138,000 |
| White | 5 | $825,000 | $165,000 | $205,000 | $129,000 | $157,000 |
| Not applicable | 4 | $670,000 | $167,000 | $285,000 | $0 | $0 |
| Not Provided | 1 | $1,545,000 | $1,545,000 | $1,545,000 | $98,000 | $98,000 |
| American Indian or Alaskan Native | 1 | $175,000 | $175,000 | $175,000 | $132,000 | $132,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15 | $3,575,000 | $238,000 | $1,545,000 | $107,000 | $157,000 |
| FHA-insured (Federal Housing Administration) | 1 | $285,000 | $285,000 | $285,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $165,000 | $165,000 | $165,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 6 | $880,000 | $146,000 | $205,000 | $103,000 | $157,000 |
| Loan Originated | 6 | $2,260,000 | $376,000 | $1,545,000 | $122,000 | $143,000 |
| Loan Purchased By The Institution | 3 | $625,000 | $208,000 | $285,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $135,000 | $135,000 | $135,000 | $61,000 | $61,000 |
| File Closed For Incompleteness | 1 | $125,000 | $125,000 | $125,000 | $107,000 | $107,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9 | $1,425,000 | $158,000 | $285,000 | $109,000 | $143,000 |
| Debt-To-Income Ratio | 4 | $1,990,000 | $497,000 | $1,545,000 | $97,000 | $132,000 |
| Credit History | 3 | $435,000 | $145,000 | $205,000 | $128,000 | $157,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $175,000 | $175,000 | $175,000 | $74,000 | $74,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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