Taliaferro County, GA Mortgage Lenders & HMDA Data, 2021
In 2021, lenders reported 50 mortgage applications in Taliaferro County, GA totaling $7.5 million, up 19% from 2020. The average application was for $150,000, and applicants reported an average income of $105,000. 40% of applications resulted in an originated loan and 26% were denied. The most active lender was 21st Mortgage, with 7 applications, followed by F & M Bank and Regions Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 50 |
| Total Mortgage Loan Application Amount | $7,500,000 |
| Average Mortgage Loan Application Amount | $150,000 |
| Highest Mortgage Loan Application Amount | $415,000 |
| Average Applicant Income | $105,000 |
| Highest Applicant Income | $896,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 7 | $ 735,000 |
| F & M Bank 911 EAST ROBERT TOOMBS AVE WASHINGTON, GA 30673 |
* | $ 276,101,000 | 7 | $ 535,000 |
| Regions Bank 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,325,220,000 | 6 | $ 980,000 |
| Banksouth Mortgage Company LLC 6340 LAKE OCONEE PARKWAY SUITE 202 GREENSBORO, GA 30642 |
* | $ -1,000 | 2 | $ 280,000 |
| American Financial Network, Inc. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 2 | $ 820,000 |
| Triad Financial Services, Inc. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 2 | $ 200,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,747,398,000,000 | 2 | $ 160,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ -1,000 | 1 | $ 155,000 |
| Homestar Financial Corporation 332 WASHINGTON STREET, NW PEACHTREE CORNERS, GA 30501 |
* | $ -1,000 | 1 | $ 155,000 |
| Towne Mortgage Company 888 WEST BIG BEAVER ROAD SUITE 310 TROY, MI 48084 |
* | $ -1,000 | 1 | $ 185,000 |
| Georgia United Credit Union 6705 SUGARLOAF PARKWAY DULUTH, GA 30097 |
* | $ 1,414,020,000 | 1 | $ 75,000 |
| American Advisors Group 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 95,000 |
| Cardinal Financial Company, Li 3530 TORINGDON WAY STE 200 CHARLOTTE, NC 28277 |
* | $ -1,000 | 1 | $ 125,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 1 | $ 405,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ -1,000 | 1 | $ 365,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 1 | $ 125,000 |
| Southwest Stage Funding LLC 2290 E YEAGER DR SUITE 250 CHANDLER, AZ 85286 |
* | $ -1,000 | 1 | $ 185,000 |
| CMG Mortgage Inc 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, IL 94583 |
* | $ -1,000 | 1 | $ 235,000 |
| Platinum Home Mortgage Corporation 2200 HICKS RD, STE 101 SPRINGFIELD, IL 60008 |
* | $ -1,000 | 1 | $ 185,000 |
| Caliber Home Loans, Inc. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 125,000 |
| Great Southern Bank P O BOX 1271 MERIDIAN, MS 39301 |
* | $ 294,044,000 | 1 | $ 95,000 |
| Guaranteed Rate, Inc. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ -1,000 | 1 | $ 165,000 |
| First National Bank of America 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 2,488,033,000 | 1 | $ 25,000 |
| Vanderbilt Mortgage and Finance, Inc 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 1 | $ 145,000 |
| Truist Bank 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 216,077,000,000 | 1 | $ 65,000 |
| The Federal Savings Bank 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60639 |
* | $ 604,528,000 | 1 | $ 385,000 |
The tables below break down 2021 mortgage applications in Taliaferro County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Taliaferro County, GA in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 25 | $2,855,000 | $114,000 | $185,000 | $73,000 | $293,000 |
| Refinancing | 12 | $2,320,000 | $193,000 | $405,000 | $96,000 | $360,000 |
| Cash-out Refinancing | 8 | $1,560,000 | $195,000 | $415,000 | $71,000 | $125,000 |
| Home Improvement | 3 | $485,000 | $161,000 | $365,000 | $318,000 | $896,000 |
| Not Applicable | 1 | $25,000 | $25,000 | $25,000 | $0 | $0 |
| Other Purpose | 1 | $255,000 | $255,000 | $255,000 | $596,000 | $596,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21 | $2,775,000 | $132,000 | $405,000 | $89,000 | $360,000 |
| Black or African American | 13 | $1,725,000 | $132,000 | $385,000 | $66,000 | $106,000 |
| Not Provided | 8 | $1,920,000 | $240,000 | $415,000 | $69,000 | $125,000 |
| Not applicable | 3 | $275,000 | $91,000 | $155,000 | $0 | $0 |
| Asian | 3 | $185,000 | $61,000 | $85,000 | $48,000 | $102,000 |
| American Indian or Alaskan Native | 1 | $365,000 | $365,000 | $365,000 | $896,000 | $896,000 |
| Hispanic | 1 | $255,000 | $255,000 | $255,000 | $596,000 | $596,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 38 | $4,700,000 | $123,000 | $405,000 | $117,000 | $896,000 |
| FHA-insured (Federal Housing Administration) | 6 | $860,000 | $143,000 | $185,000 | $45,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,755,000 | $351,000 | $415,000 | $77,000 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $185,000 | $185,000 | $185,000 | $104,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20 | $2,580,000 | $129,000 | $365,000 | $82,000 | $293,000 |
| Application Denied By Financial Institution | 13 | $1,635,000 | $125,000 | $365,000 | $106,000 | $896,000 |
| File Closed For Incompleteness | 7 | $1,995,000 | $285,000 | $415,000 | $127,000 | $360,000 |
| Application Approved But Not Accepted | 4 | $530,000 | $132,000 | $255,000 | $210,000 | $596,000 |
| Application Withdrawn By Applicant | 3 | $485,000 | $161,000 | $185,000 | $61,000 | $85,000 |
| Loan Purchased By The Institution | 3 | $275,000 | $91,000 | $155,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 30 | $5,290,000 | $176,000 | $415,000 | $111,000 | $596,000 |
| Debt-To-Income Ratio | 10 | $890,000 | $89,000 | $185,000 | $62,000 | $161,000 |
| Credit History | 6 | $860,000 | $143,000 | $365,000 | $177,000 | $896,000 |
| Credit Application Incomplete | 2 | $290,000 | $145,000 | $165,000 | $63,000 | $70,000 |
| Other | 1 | $95,000 | $95,000 | $95,000 | $44,000 | $44,000 |
| Unverifiable Information | 1 | $75,000 | $75,000 | $75,000 | $75,000 | $75,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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