Teton County, MT Mortgage Lenders & HMDA Data, 2012
In 2012, lenders reported 296 mortgage applications in Teton County, MT totaling $37.6 million, up 1% from 2011. The average application was for $127,000, and applicants reported an average income of $76,000. 62% of applications resulted in an originated loan and 11% were denied. The most active lender was Wells Fargo Bank NA, with 65 applications, followed by Teton Banks and Stockman Bank of Montana.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 296 |
| Total Mortgage Loan Application Amount | $37,608,000 |
| Average Mortgage Loan Application Amount | $127,000 |
| Highest Mortgage Loan Application Amount | $503,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $1,130,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,161,490,000,000 | 65 | $ 7,832,000 |
| Teton Banks 321 CENTRAL AVE, DRAWER 9 FAIRFIELD, MT 59436 |
* | $ 194,550,000 | 38 | $ 1,803,000 |
| Stockman Bank of Montana 700 MAIN STREET MILES CITY, MT 59301 |
* | $ 2,132,797,000 | 31 | $ 5,069,000 |
| Guild Mortgage Company 5898 COPLEY DRIVE SAN DIEGO, CA 92111 |
* | $ 31,000,000 | 24 | $ 3,880,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 22 | $ 3,336,000 |
| Universal Lending Corporation 6430 S FIDDLERS GREEN CIR STE 460 GREENWOOD VILLAGE, CO 80111 |
* | $ 10,000,000 | 13 | $ 1,277,000 |
| US Bk NA Nd 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 11 | $ 883,000 |
| First Interstate Bank PO BOX 30918 BILLINGS, MT 59116 |
* | $ 7,294,743,000 | 11 | $ 1,598,000 |
| Russell Country Federal Credit Union 810 1ST AVE S GREAT FALLS, MT 59401 |
* | $ 60,419,000 | 8 | $ 593,000 |
| Mountain West Bank, N.A. 1225 CEDAR STREET / PO BOX 6013 HELENA, MT 59604 |
* | $ 640,825,000 | 6 | $ 922,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 6 | $ 686,000 |
| Agwest Farm Credit, Flca 2001 SOUTH FLINT ROAD SPOKANE, WA 99224 |
* | $ 4,658,882,000 | 5 | $ 741,000 |
| Franklin American Mortgage Company 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 4 | $ 587,000 |
| Ally Bank 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 4 | $ 431,000 |
| Suntrust Mortgage, Inc. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 3 | $ 588,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 3 | $ 581,000 |
| Truist Bank 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 168,867,640,000 | 3 | $ 413,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ 13,623,469,000 | 3 | $ 753,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,459,157,302,000 | 3 | $ 140,000 |
| Montana Federal Credit Union 15 14TH STREET SOUTH GREAT FALLS, MT 59401 |
* | $ 174,217,000 | 3 | $ 253,000 |
| First Choice Loan Services Inc. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 2 | $ 707,000 |
| Service Finance Company, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 2 | $ 21,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ 8,994,122,000 | 2 | $ 564,000 |
| Mann Financial Inc. 1220 WHITEFISH STAGE ROAD KALISPELL, MT 59901 |
* | $ 10,000,000 | 2 | $ 611,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ 1,288,658,000,000 | 2 | $ 260,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 1 | $ 136,000 |
| Home Loan Center, Inc. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 1 | $ 161,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 1 | $ 63,000 |
| American Financial Resources LLC 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 1 | $ 154,000 |
| First Security Bank of Missoul 1704 DEARBORN AVE MISSOULA, MT 59801 |
* | $ 1,103,547,000 | 1 | $ 172,000 |
| Embark 1500 RIVER DRIVE NORTH GREAT FALLS, MT 59401 |
* | $ 81,738,000 | 1 | $ 72,000 |
| Prairie Mountain Bank 1019 7TH STREET SOUTH GREAT FALLS, MT 59405 |
* | $ 68,982,000 | 1 | $ 246,000 |
The tables below break down 2012 mortgage applications in Teton County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Teton County, MT in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 164 | $23,577,000 | $143,000 | $503,000 | $82,000 | $1,130,000 |
| Home Purchase | 91 | $12,622,000 | $138,000 | $329,000 | $67,000 | $574,000 |
| Home Improvement | 41 | $1,409,000 | $34,000 | $184,000 | $69,000 | $540,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 257 | $31,791,000 | $123,000 | $503,000 | $83,000 | $1,130,000 |
| Not applicable | 26 | $3,833,000 | $147,000 | $260,000 | $12,000 | $103,000 |
| Not Provided | 9 | $1,511,000 | $167,000 | $355,000 | $55,000 | $72,000 |
| American Indian or Alaskan Native | 2 | $227,000 | $113,000 | $149,000 | $69,000 | $103,000 |
| Black or African American | 1 | $41,000 | $41,000 | $41,000 | $44,000 | $44,000 |
| Hispanic | 1 | $205,000 | $205,000 | $205,000 | $89,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 235 | $29,688,000 | $126,000 | $503,000 | $86,000 | $1,130,000 |
| FHA-insured (Federal Housing Administration) | 25 | $2,820,000 | $112,000 | $231,000 | $37,000 | $93,000 |
| VA-guaranteed (Veterans Administration) | 19 | $3,089,000 | $162,000 | $317,000 | $46,000 | $107,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $2,011,000 | $118,000 | $171,000 | $28,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 183 | $21,550,000 | $117,000 | $503,000 | $80,000 | $1,122,000 |
| Loan Purchased By The Institution | 43 | $6,257,000 | $145,000 | $409,000 | $35,000 | $150,000 |
| Application Denied By Financial Institution | 33 | $3,799,000 | $115,000 | $300,000 | $105,000 | $1,130,000 |
| Application Withdrawn By Applicant | 24 | $3,594,000 | $149,000 | $329,000 | $90,000 | $346,000 |
| File Closed For Incompleteness | 8 | $1,824,000 | $228,000 | $355,000 | $71,000 | $120,000 |
| Application Approved But Not Accepted | 5 | $584,000 | $116,000 | $152,000 | $38,000 | $95,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 10 | $1,126,000 | $112,000 | $240,000 | $46,000 | $86,000 |
| Credit History | 9 | $423,000 | $47,000 | $125,000 | $99,000 | $540,000 |
| Collateral | 5 | $865,000 | $173,000 | $300,000 | $106,000 | $150,000 |
| Credit Application Incomplete | 3 | $586,000 | $195,000 | $204,000 | $74,000 | $94,000 |
| Employment History | 2 | $150,000 | $75,000 | $75,000 | $44,000 | $48,000 |
| Other | 1 | $241,000 | $241,000 | $241,000 | $72,000 | $72,000 |
| Unverifiable Information | 1 | $64,000 | $64,000 | $64,000 | $1,130,000 | $1,130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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