Throckmorton County, TX Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 23 mortgage applications in Throckmorton County, TX totaling $1.5 million, up 44% from 2015. The average application was for $63,000, and applicants reported an average income of $61,000. 35% of applications resulted in an originated loan and 43% were denied. The most active lender was Interbank, with 10 applications, followed by USAA Federal Savings Bank and Capital Farm Credit, Aca.

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Total Number of Mortgage Applications 23
Total Mortgage Loan Application Amount $1,459,000
Average Mortgage Loan Application Amount $63,000
Highest Mortgage Loan Application Amount $119,000
Average Applicant Income $61,000
Highest Applicant Income $246,000

Mortgage Company List for Lending in Throckmorton County, TX for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 2,903,698,000 10 $ 575,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 1 $ 67,000
Capital Farm Credit, Aca
3000 BRIARCREST DRIVE SUITE 601
BRYAN, TX 77802
* $ 242,905,000 1 $ 40,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 119,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 67,000
Union Square Credit Union
2903 KEMP BOULEVARD
WICHITA FALLS, TX 76308
* $ 335,713,000 1 $ 32,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 1 $ 55,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 93,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 93,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 54,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 1 $ 49,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 54,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 1 $ 54,000
Cendera Funding Inc.
3600 BENBROOK HWY
FORT WORTH, TX 76116
* $ 1,141,000 1 $ 107,000

The tables below break down 2016 mortgage applications in Throckmorton County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Throckmorton County, TX in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 19 $1,291,000 $67,000 $119,000 $64,000 $246,000
Refinancing 2 $162,000 $81,000 $96,000 $73,000 $93,000
Home Improvement 2 $6,000 $3,000 $5,000 $23,000 $46,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21 $1,326,000 $63,000 $119,000 $55,000 $130,000
Not applicable 1 $93,000 $93,000 $93,000 $0 $0
Not Provided 1 $40,000 $40,000 $40,000 $246,000 $246,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16 $894,000 $55,000 $107,000 $74,000 $246,000
FHA-insured (Federal Housing Administration) 7 $565,000 $80,000 $119,000 $32,000 $70,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 10 $645,000 $64,000 $107,000 $77,000 $246,000
Loan Originated 8 $403,000 $50,000 $96,000 $52,000 $93,000
Loan Purchased By The Institution 3 $202,000 $67,000 $93,000 $25,000 $60,000
Application Approved But Not Accepted 2 $209,000 $104,000 $119,000 $66,000 $75,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Employment History 2 $174,000 $87,000 $107,000 $79,000 $130,000
Collateral 1 $40,000 $40,000 $40,000 $246,000 $246,000
Credit Application Incomplete 1 $49,000 $49,000 $49,000 $69,000 $69,000
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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