Todd County, MN Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 668 mortgage applications in Todd County, MN totaling $118.9 million, up 23% from 2023. The average application was for $177,000, and applicants reported an average income of $92,000. 62% of applications resulted in an originated loan and 10% were denied. The most active lender was Magnifi Financial Credit Union, with 113 applications, followed by US Bank, N.A. and Everett Financial, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 668
Total Mortgage Loan Application Amount $118,870,000
Average Mortgage Loan Application Amount $177,000
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $92,000
Highest Applicant Income $742,000

Mortgage Company List for Lending in Todd County, MN for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ n/a 113 $ 16,675,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 53 $ 8,845,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 24 $ 3,540,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 23 $ 2,745,000
Star Bank
100 STATE HWY 55 EAST
MAPLE LAKE, MN 55358
* $ n/a 23 $ 4,165,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 20 $ 3,900,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 18 $ 4,460,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 14 $ 3,130,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 12 $ 1,470,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 11 $ 2,175,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 11 $ 1,345,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 10 $ 1,280,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 10 $ 2,450,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 10 $ 2,130,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 10 $ 1,820,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 9 $ 605,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 9 $ 1,745,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 9 $ 1,235,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 9 $ 1,835,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 8 $ 1,090,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 8 $ 1,430,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ n/a 8 $ 1,480,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 8 $ 1,340,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 7 $ 1,425,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 7 $ 505,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 7 $ 1,425,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 6 $ 1,060,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ n/a 6 $ 500,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 5 $ 1,445,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 5 $ 1,155,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 5 $ 245,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 5 $ 545,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 5 $ 155,000
Freeport State Bank
111 MAIN ST E
FREEPORT, MN 56331
* $ n/a 5 $ 875,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 4 $ 610,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ n/a 4 $ 640,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 4 $ 420,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ n/a 4 $ 1,570,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ n/a 4 $ 1,220,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 4 $ 580,000
Liberty Bank Minnesota
111 7TH AVE S
ST CLOUD, MN 56301
* $ n/a 4 $ 1,580,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 4 $ 850,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 4 $ 970,000
St. Cloud Financial Credit Union
3030 1ST ST S
SAINT CLOUD, MN 56301
* $ n/a 3 $ 825,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 3 $ 375,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 3 $ 1,105,000
Sentry Bank
400 4TH AVE NE
ST. JOSEPH, MN 56374
* $ n/a 3 $ 855,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 3 $ 375,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 3 $ 645,000
First State Bank of Sauk Centre
423 MAIN ST S
SAUK CENTRE, MN 56378
* $ n/a 3 $ 675,000
American Heritage National Bank
24 2ND ST S
LONG PRAIRIE, MN 56347
* $ n/a 3 $ 1,345,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 665,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 3 $ 415,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 3 $ 445,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 3 $ 295,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 380,000
Neighborhood National Bank
45 NORTH UNION
MORA, MN 55051
* $ n/a 2 $ 290,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 2 $ 570,000
Highland Bank
2100 FORD PKWY
SAINT PAUL, MN 55116
* $ n/a 2 $ 170,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 320,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 2 $ 880,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 1,080,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ n/a 2 $ 720,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 2 $ 740,000
Sherburne State Bank
12500 SHERBURNE AVE
PO BOX 428, MN 55308
* $ n/a 2 $ 1,060,000
Park State Bank
2630 WEST SUPERIOR STREET
DULUTH, MN 55806
* $ n/a 2 $ 430,000
Riverwood Bank
14540 DELLWOOD DR PO BOX 2947
BAXTER, MN 56425
* $ n/a 2 $ 130,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 2 $ 300,000
Citizens State Bank
375 STAGELINE RD
HUDSON, WI 54016
* $ n/a 2 $ 330,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 2 $ 530,000
Bonanza Valley State Bank
PO BOX 400 147 CENTRAL AVE S
BROOTEN, MN 56316
* $ n/a 2 $ 250,000
American National Bank of Minnesota
1920 SOUTH SIXTH STREET
BRAINERD, MN 56401
* $ n/a 1 $ 325,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 1 $ 255,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 545,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 195,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 1 $ 65,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 295,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 285,000
Sharepoint Credit Union
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ n/a 1 $ 75,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ n/a 1 $ 485,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 195,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ n/a 1 $ 285,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 115,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 305,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 245,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 1 $ 125,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 1 $ 125,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 155,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 165,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 1 $ 95,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ n/a 1 $ 235,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 375,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 1 $ 165,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 1 $ 155,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 1 $ 395,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 1 $ 25,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 1 $ 65,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 165,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 1 $ 225,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 155,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ n/a 1 $ 355,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 325,000
Unity Bank
207 W LINCOLN ST
AUGUSTA, WI 54722
* $ n/a 1 $ 35,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 1 $ 185,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 405,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 125,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 445,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 315,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 335,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 255,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 295,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 155,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 185,000

The tables below break down 2024 mortgage applications in Todd County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Todd County, MN in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 388 $77,010,000 $198,000 $865,000 $92,000 $742,000
Cash-out Refinancing 110 $18,900,000 $171,000 $855,000 $77,000 $249,000
Refinancing 69 $12,055,000 $174,000 $505,000 $98,000 $341,000
Home Improvement 50 $5,680,000 $113,000 $465,000 $112,000 $266,000
Other Purpose 49 $5,065,000 $103,000 $1,005,000 $100,000 $310,000
Not Applicable 2 $160,000 $80,000 $115,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 474 $85,450,000 $180,000 $1,005,000 $96,000 $706,000
Hispanic 106 $15,650,000 $147,000 $505,000 $65,000 $235,000
Not applicable 43 $8,585,000 $199,000 $465,000 $164,000 $199,000
Not Provided 38 $8,230,000 $216,000 $725,000 $112,000 $742,000
American Indian or Alaskan Native 5 $835,000 $167,000 $235,000 $100,000 $266,000
Asian 1 $105,000 $105,000 $105,000 $121,000 $121,000
Black or African American 1 $15,000 $15,000 $15,000 $65,000 $65,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 530 $90,780,000 $171,000 $1,005,000 $97,000 $742,000
FHA-insured (Federal Housing Administration) 83 $15,165,000 $182,000 $425,000 $68,000 $216,000
VA-guaranteed (Veterans Administration) 47 $11,675,000 $248,000 $515,000 $77,000 $235,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,250,000 $156,000 $265,000 $63,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 415 $71,495,000 $172,000 $865,000 $97,000 $706,000
Application Withdrawn By Applicant 79 $16,755,000 $212,000 $725,000 $90,000 $742,000
Loan Purchased By The Institution 72 $13,870,000 $192,000 $505,000 $71,000 $210,000
Application Denied By Financial Institution 70 $10,790,000 $154,000 $375,000 $77,000 $238,000
Application Approved But Not Accepted 16 $2,960,000 $185,000 $455,000 $112,000 $212,000
File Closed For Incompleteness 13 $2,625,000 $201,000 $1,005,000 $101,000 $272,000
Preapproval Approved but not Accepted 3 $375,000 $125,000 $215,000 $84,000 $98,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 560 $100,180,000 $178,000 $1,005,000 $93,000 $742,000
Debt-To-Income Ratio 56 $11,260,000 $201,000 $555,000 $96,000 $278,000
Credit History 20 $2,060,000 $103,000 $375,000 $68,000 $131,000
Collateral 16 $2,570,000 $160,000 $355,000 $98,000 $238,000
Credit Application Incomplete 10 $1,890,000 $189,000 $295,000 $85,000 $139,000
Other 3 $515,000 $171,000 $305,000 $93,000 $155,000
Unverifiable Information 2 $230,000 $115,000 $115,000 $47,000 $61,000
Insufficient Cash (Downpayment, Closing Cost) 1 $165,000 $165,000 $165,000 $54,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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