Wabasha County, MN Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 658 mortgage applications in Wabasha County, MN totaling $124.5 million, up 2% from 2023. The average application was for $189,000, and applicants reported an average income of $110,000. 62% of applications resulted in an originated loan and 13% were denied. The most active lender was Peoples State Bank of Plainview, with 50 applications, followed by Foresight Bank and United Wholesale Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 658
Total Mortgage Loan Application Amount $124,450,000
Average Mortgage Loan Application Amount $189,000
Highest Mortgage Loan Application Amount $775,000
Average Applicant Income $110,000
Highest Applicant Income $960,000

Mortgage Company List for Lending in Wabasha County, MN for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Peoples State Bank of Plainview
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ n/a 50 $ 9,070,000
Foresight Bank
138 WEST BROADWAY
PLAINVIEW, MN 55964
* $ n/a 36 $ 7,930,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 27 $ 8,205,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 26 $ 3,350,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ n/a 25 $ 4,595,000
Wnb Financial
204 MAIN ST
WINONA, MN 55987
* $ n/a 22 $ 3,300,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 22 $ 3,540,000
First Alliance Credit Union
320 ALLIANCE PL NE
ROCHESTER, MN 55904
* $ n/a 17 $ 1,405,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 17 $ 825,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 17 $ 1,935,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 15 $ 3,625,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ n/a 15 $ 1,455,000
Alliance Bank
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ n/a 14 $ 2,630,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 14 $ 3,870,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 14 $ 2,490,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 13 $ 1,405,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 13 $ 1,735,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 12 $ 940,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 11 $ 545,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 11 $ 2,845,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 10 $ 2,340,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 10 $ 2,360,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 10 $ 1,770,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 8 $ 920,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 8 $ 1,470,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 8 $ 1,970,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 8 $ 1,200,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 7 $ 2,345,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 7 $ 1,485,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 7 $ 2,315,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 6 $ 980,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 6 $ 1,970,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 5 $ 855,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 485,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 5 $ 385,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 5 $ 1,105,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 5 $ 1,155,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 5 $ 1,345,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 4 $ 1,020,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 4 $ 1,050,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 230,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 4 $ 1,130,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ n/a 4 $ 760,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 4 $ 1,520,000
First Security Bank
316 BYRON AVE N
BYRON, MN 55920
* $ n/a 3 $ 585,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 615,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 3 $ 405,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 3 $ 975,000
Expedition Credit Union
1270 NORTHLAND DRIVE SUITE 350
MENDOTA HEIGHTS, MN 55120
* $ n/a 3 $ 55,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 3 $ 475,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 3 $ 775,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 3 $ 785,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 2 $ 200,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 250,000
Manufacturers Bank & Trust Co
245 EAST J ST, PO BOX 450
FOREST CITY, IA 50436
* $ n/a 2 $ 610,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 2 $ 210,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 2 $ 230,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 2 $ 810,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 2 $ 540,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 490,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 295,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ n/a 1 $ 495,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 65,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 255,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 1 $ 215,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 185,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 185,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 1 $ 325,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 255,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 1 $ 255,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 415,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ n/a 1 $ 235,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ n/a 1 $ 485,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 415,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 125,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 255,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 175,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 125,000
Sterling State Bank
1419 1ST AVE SW
AUSTIN, MN 55912
* $ n/a 1 $ 15,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 1 $ 485,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 255,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 255,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 1 $ 225,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 1 $ 245,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ n/a 1 $ 195,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 195,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 235,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ n/a 1 $ 125,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 125,000
Esb Bank
115 N HWY 44/76
CALEDONIA, MN 55921
* $ n/a 1 $ 255,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 1 $ 235,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 125,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 245,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 235,000
Premier Bank Minnesota
101 10TH ST E
HASTINGS, MN 55033
* $ n/a 1 $ 15,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 765,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ n/a 1 $ 365,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 215,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 1 $ 245,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 165,000
F & M Community Bank, N.A.
PO BOX 467
PRESTON, MN 55965
* $ n/a 1 $ 585,000
Pyramax Bank FSB
7001 W. EDGERTON AVENUE
GREENFIELD, WI 53220
* $ n/a 1 $ 135,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 35,000
Capital Credit Union
PO BOX 2096
BISMARCK, ND 58502
* $ n/a 1 $ 55,000
The Bank of Elk River
630 MAIN STREET
ELK RIVER, MN 55330
* $ n/a 1 $ 75,000
River Bank
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ n/a 1 $ 615,000
Eagle Rock Bank
975 34TH AVE NW
ROCHESTER, MN 55901
* $ n/a 1 $ 105,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ n/a 1 $ 225,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 25,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ n/a 1 $ 115,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 245,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 1 $ 45,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 1 $ 275,000

The tables below break down 2024 mortgage applications in Wabasha County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wabasha County, MN in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 367 $85,755,000 $233,000 $775,000 $108,000 $537,000
Cash-out Refinancing 77 $15,105,000 $196,000 $715,000 $101,000 $395,000
Refinancing 74 $14,450,000 $195,000 $605,000 $102,000 $254,000
Other Purpose 72 $4,780,000 $66,000 $265,000 $113,000 $960,000
Home Improvement 67 $4,275,000 $63,000 $255,000 $134,000 $358,000
Not Applicable 1 $85,000 $85,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 509 $95,875,000 $188,000 $775,000 $112,000 $960,000
Not applicable 68 $13,590,000 $199,000 $765,000 $125,000 $225,000
Not Provided 55 $10,795,000 $196,000 $555,000 $94,000 $340,000
Hispanic 12 $1,690,000 $140,000 $285,000 $107,000 $224,000
Black or African American 7 $1,085,000 $155,000 $315,000 $63,000 $82,000
American Indian or Alaskan Native 4 $440,000 $110,000 $185,000 $83,000 $163,000
Asian 3 $975,000 $325,000 $455,000 $130,000 $150,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 530 $91,160,000 $172,000 $775,000 $115,000 $960,000
FHA-insured (Federal Housing Administration) 67 $16,685,000 $249,000 $505,000 $87,000 $241,000
VA-guaranteed (Veterans Administration) 48 $14,000,000 $291,000 $605,000 $86,000 $206,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $2,605,000 $200,000 $315,000 $78,000 $130,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 411 $80,645,000 $196,000 $765,000 $117,000 $537,000
Application Denied By Financial Institution 86 $12,320,000 $143,000 $775,000 $90,000 $960,000
Loan Purchased By The Institution 66 $13,270,000 $201,000 $765,000 $87,000 $225,000
Application Withdrawn By Applicant 51 $10,725,000 $210,000 $605,000 $96,000 $195,000
Application Approved But Not Accepted 23 $4,215,000 $183,000 $655,000 $108,000 $340,000
File Closed For Incompleteness 21 $3,275,000 $155,000 $455,000 $111,000 $300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 462 $90,430,000 $195,000 $765,000 $112,000 $447,000
Debt-To-Income Ratio 141 $26,935,000 $191,000 $775,000 $104,000 $537,000
Credit History 28 $1,890,000 $67,000 $295,000 $95,000 $256,000
Collateral 10 $1,710,000 $171,000 $565,000 $88,000 $152,000
Credit Application Incomplete 10 $2,540,000 $254,000 $605,000 $204,000 $960,000
Other 2 $220,000 $110,000 $185,000 $133,000 $144,000
Unverifiable Information 2 $270,000 $135,000 $215,000 $105,000 $163,000
Employment History 2 $360,000 $180,000 $255,000 $64,000 $73,000
Insufficient Cash (Downpayment, Closing Cost) 1 $95,000 $95,000 $95,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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