Walton County, GA Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 5,566 mortgage applications in Walton County, GA totaling $801.3 million, up 30% from 2011. The average application was for $143,000, and applicants reported an average income of $64,000. 50% of applications resulted in an originated loan and 15% were denied. The most active lender was Wells Fargo Bank NA, with 1,205 applications, followed by JPMorgan Chase Bank, NA and Bank of America NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,566
Total Mortgage Loan Application Amount $801,336,000
Average Mortgage Loan Application Amount $143,000
Highest Mortgage Loan Application Amount $814,000
Average Applicant Income $64,000
Highest Applicant Income $919,000

Mortgage Company List for Lending in Walton County, GA for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 1,205 $ 169,506,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 567 $ 76,568,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 229 $ 34,684,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 170 $ 23,884,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 169 $ 26,037,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 169 $ 21,075,000
Brand Mortgage Group, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 1,195,416,000 117 $ 16,811,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 117 $ 16,451,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 26,863,303,000 110 $ 9,015,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 93 $ 12,098,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 77 $ 9,747,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 74 $ 11,756,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 71 $ 11,124,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 70 $ 12,988,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 68 $ 13,599,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 66 $ 10,721,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 2,231,779,000 60 $ 8,884,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 54 $ 8,260,000
Liberty First Bank
1901 WEST SPRING STREET
MONROE, GA 30655
* $ 98,782,000 52 $ 5,380,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 51 $ 8,427,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 48 $ 6,879,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,291,705,000 47 $ 851,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 45 $ 6,572,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 40 $ 8,330,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 40 $ 6,254,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 38 $ 5,085,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 37 $ 5,564,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 35 $ 5,230,000
Credit Union Financial Services, LLC
2476 LAWRENCEVILLE HIGHWAY SUITE 101
DECATUR, GA 30033
* $ 81,511,000 34 $ 4,313,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 34 $ 5,548,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 31 $ 4,468,000
Acu
P.O. BOX 923028
PEACHTREE CORNERS, GA 30092
* $ 1,211,590,000 31 $ 4,973,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 31 $ 4,846,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 30 $ 4,101,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ 1,663,247,000 29 $ 3,732,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 27 $ 4,407,000
Georgia United Credit Union
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ 893,021,000 26 $ 3,137,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 25 $ 3,384,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 25 $ 4,056,000
Pinnacle Bank
884 ELBERT STREET
ELBERTON, GA 30635
* $ 576,596,000 25 $ 2,248,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 24 $ 3,205,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 24 $ 3,024,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 23 $ 3,901,000
Southeast Mortgage of Georgia, Inc.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ 10,000,000 21 $ 3,690,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 20 $ 3,151,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 20 $ 2,676,000
Newton Federal Bank
3175 HIGHWAY 278
COVINGTON, GA 30014
* $ 241,550,000 20 $ 2,594,000
Banksouth
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ 345,856,000 19 $ 3,063,000
First American Bank
300 COLLEGE AVE
ATHENS, GA 30607
* $ 549,359,000 19 $ 2,455,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 19 $ 2,764,000
Silverton Mortgage Specialists, Inc.
1201 PEACHTREE STREET NE STE 2050
ATLANTA, GA 30361
* $ 10,000,000 19 $ 2,531,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 17 $ 3,045,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 17 $ 2,765,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 17 $ 3,840,000
Essex Bank
9954 MAYLAND DRIVE SUITE 2100
RICHMOND, VA 23233
* $ 1,091,224,000 17 $ 1,839,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 16 $ 1,980,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 16 $ 2,262,000
Oconee State Bank
P.O. BOX 205
WATKINSVILLE, GA 30677
* $ 259,142,000 16 $ 977,000
Cmco Mortgage, LLC dba Home Le
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 16 $ 2,276,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 15 $ 842,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 15 $ 2,398,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 15 $ 2,280,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 15 $ 1,991,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 14 $ 2,328,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 14 $ 2,613,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 14 $ 1,961,000
The Brand Banking Company
106 CROGAN ST
LAWRENCEVILLE, GA 30046
* $ 1,204,327,000 14 $ 1,540,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 4,172,543,000 13 $ 2,340,000
United Community Bank
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 6,977,357,000 13 $ 1,384,000
Terrace Mortgage Company
900 ASHWOOD PKWY. STE. 130
ATLANTA, GA 30338
* $ 40,450,000 13 $ 2,407,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 13 $ 2,557,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 12 $ 2,089,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 12 $ 1,825,000
Bank of Madison
133 N MAIN ST
MADISON, GA 30650
* $ 217,907,000 12 $ 1,327,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 11 $ 2,963,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 11 $ 1,830,000
Direct Lenders, Llc.
1600 KENNESAW DUE WEST ROAD SUITE 610
KENNESAW, GA 30152
* $ 1,250,000 10 $ 1,676,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 10 $ 1,056,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 10 $ 1,722,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 10 $ 1,360,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 9 $ 1,419,000
Guaranty Mortgage Services LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,270,503,000 9 $ 1,912,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 9 $ 1,511,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 9 $ 1,769,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 9 $ 144,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 8 $ 1,357,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 8 $ 917,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 8 $ 1,699,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 8 $ 912,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 8 $ 1,320,000
Main Street Home Loans LLC
4010 OLD MILTON PARKWAY
ALPHARETTA, GA 30005
* $ 11,000,000 8 $ 1,291,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 8 $ 1,688,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 7 $ 36,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 7 $ 1,334,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 7 $ 672,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 7 $ 1,004,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 7 $ 1,440,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 7 $ 1,500,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 7 $ 1,085,000
Gwinnett Community Bank
2775 BUFORD HIGHWAY
DULUTH, GA 30096
* $ 493,163,000 7 $ 1,228,000
The National Bank of Georgia
2234 WEST BROAD STREET
ATHENS, GA 30606
* $ 310,576,000 6 $ 695,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 6 $ 1,195,000
Farmers and Merchants Bank
4 NORTH CARTER STREET, PO BOX 187
LAKELAND, GA 31635
* $ 593,109,000 6 $ 1,377,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 6 $ 1,403,000
Shelter Mortgage Company, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,270,503,000 6 $ 1,308,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 6 $ 1,303,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 6 $ 1,100,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 5 $ 938,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 5 $ 1,125,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 5 $ 744,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 69,289,000 5 $ 480,000
Legacy State Bank
3825 HARRISON RD
LOGANVILLE, GA 30052
* $ 74,737,000 5 $ 555,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 3,893,784,000 5 $ 476,000
First Madison Bank & Trust
780 HIGHWAY 29 NORTH
ATHENS, GA 30601
* $ 144,018,000 4 $ 397,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 4 $ 649,000
Peoples Bank & Trust
1809 RED CRUCE COURT
BUFORD, GA 30518
* $ 316,670,000 4 $ 847,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 4 $ 548,000
First Citizens Bank
1230 MAIN ST
COLUMBIA, SC 29201
* $ 8,103,953,000 4 $ 1,053,000
Cdc Federal Credit Union
2301 PARKLAKE DRIVE NE
ATLANTA, GA 30345
* $ 240,498,000 4 $ 457,000
Bank of Monticello
PO BOX 29
MONTICELLO, GA 31064
* $ 95,753,000 4 $ 384,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 4 $ 142,000
American Home Mortgage

ATLANTA, GA 30328
* $ 10,000,000 4 $ 879,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 4 $ 696,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 4 $ 841,000
Agsouth Farm Credit

LINCOLNTON, NC 28092
* $ 10,000,000 4 $ 694,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 4 $ 996,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 4 $ 755,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 4 $ 826,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ 0 4 $ 569,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 4 $ 401,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 4 $ 438,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 4 $ 453,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 4 $ 771,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 3 $ 490,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 3 $ 761,000
Genequity Mortgage, Inc.
633 E STATE HIGHWAY 121 SOUTH #520
COPPELL, TX 75019
* $ 40,000,000 3 $ 486,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 519,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 3 $ 368,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 3 $ 415,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 3 $ 426,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 705,000
United Bank
PO BOX 1337
ZEBULON, GA 30295
* $ 1,047,260,000 3 $ 775,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 1,972,908,000 3 $ 333,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 3 $ 581,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 3 $ 467,000
Midtown Bank & Trust Company
712 WEST PEACHTREE ST
ATLANTA, GA 30308
* $ 194,478,000 3 $ 675,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 3 $ 559,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 3,003,189,000 3 $ 206,000
Quantum National Bank
505 PEACHTREE INDUSTRIAL BLVD
SUWANEE, GA 30024
* $ 342,025,000 3 $ 194,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 3 $ 235,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 3 $ 407,000
America's Choice Home Loans LP
8584 KATY FREEWAY, STE 200
HOUSTON, TX 77024
* $ 8,352,000 2 $ 264,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 153,000
All Western Mortgage Inc
8345 W SUNSET RD SUITE 380
LAS VGEAS, NV 89113
* $ 1,175,181,000 2 $ 361,000
Robins Financial Credit Union
803 WATSON BOULEVARD
WARNER ROBINS, GA 31093
* $ 1,592,142,000 2 $ 278,000
Peach State Federal Credit Union
1505 LAKES PARKWAY, SUITE 100
LAWRENCEVILLE, GA 30043
* $ 185,031,000 2 $ 150,000
Heritagebank of the South
3333 PEACHTREE RD NE SUITE M-10
ATLANTA, GA 30326
* $ 1,086,660,000 2 $ 276,000
First Bank of Georgia
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 493,073,000 2 $ 137,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 2 $ 338,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 2 $ 645,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 2 $ 322,000
Community & Southern Bank
3333 RIVERWOOD PARKWAY SUITE #350
ATLANTA, GA 30339
* $ 2,193,351,000 2 $ 106,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 2 $ 349,000
Lge Community Credit Union
PO BOX 1287
MARIETTA, GA 30061
* $ 828,159,000 2 $ 269,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 528,308,000 2 $ 6,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,388,411,000 2 $ 364,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 2 $ 370,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 2 $ 154,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 2 $ 274,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 147,000
Myers Park Mortgage
141 PROVIDENCE RD
CHARLOTTE, NC 28207
* $ 10,000,000 2 $ 628,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 2 $ 368,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 2 $ 398,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 285,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 2 $ 404,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 288,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 180,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 2 $ 187,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 2 $ 263,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ 11,000,000 2 $ 512,000
First Financial Services, Inc.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 2 $ 413,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 72,848,000 2 $ 565,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 2 $ 802,000
Capital City Bank
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32301
* $ 2,617,318,000 2 $ 580,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 1 $ 165,000
Bank of Atlanta
1349 W. PEACHTREE STREET
ATLANTA, GA 30309
* $ 189,800,000 1 $ 152,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 11,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 495,222,000 1 $ 105,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 546,918,000 1 $ 100,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ 35,004,000 1 $ 105,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 1 $ 328,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 82,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 1 $ 93,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 1 $ 91,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 186,000
Nucompass Mortgage Services Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 538,958,000,000 1 $ 229,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 65,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 143,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 225,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 123,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 66,000
Home Finance of America
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 1 $ 124,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 1 $ 137,000
Chicago Bancorp
300 N ELIZABETH STREET STUITE 3E
CHICAGO, IL 60607
* $ 10,000,000 1 $ 127,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 110,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 1 $ 150,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 247,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 208,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 243,000
Resource Financial Services
2717 DEVINE STREET
COLUMBIA, SC 29205
* $ 10,000,000 1 $ 72,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 151,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 125,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 165,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 309,000
Southpoint Financial Services, Inc.
5955 SHILOH ROAD EAST, SUITE 200
ALPHARETTA, GA 30005
* $ 40,000,000 1 $ 66,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 253,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 186,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 317,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 3,529,806,000 1 $ 238,000
Redstone Federal Credit Union
220 WYNN DRIVE
HUNTSVILLE, AL 35893
* $ 3,188,434,000 1 $ 11,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 255,171,000 1 $ 83,000
Truliant Federal Credit Union
3200 TRULIANT WAY
WINSTON SALEM, NC 27103
* $ 1,494,539,000 1 $ 245,000
Exchange Bank
PO BOX 580
MILLEDGEVILLE, GA 31059
* $ 218,708,000 1 $ 309,000
The Peoples Bank
6124 HIGHWAY 278 NE
COVINGTON, GA 30014
* $ 117,722,000 1 $ 631,000
Powerco Federal Credit Union
241 RALPH MCGILL BLVD. NE
ATLANTA, GA 30308
* $ 174,173,000 1 $ 162,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 87,000
Verity Bank
94 WEST ATHENS ST
WINDER, GA 30680
* $ 158,805,000 1 $ 64,000
Mutual Savings Credit Union
10 PEACHTREE PLACE NE
ATLANTA, GA 30309
* $ 67,149,000 1 $ 41,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 1 $ 232,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 3,612,136,000 1 $ 304,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,547,178,000 1 $ 206,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 6,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 1 $ 371,000
Mill City Credit Union
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 285,094,000 1 $ 192,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 289,845,000 1 $ 200,000
Mountain Valley Community Bank
136 N MAIN ST
CLEVELAND, GA 30528
* $ 138,886,000 1 $ 101,000
Hamilton State Bank
1907 HWY 211
HOSCHTON, GA 30548
* $ 906,695,000 1 $ 41,000
Flint Community Bank
2910 MEREDYTH DRIVE, P.O. BOX 70878
ALBANY, GA 31721
* $ 130,382,000 1 $ 44,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 569,541,000 1 $ 370,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 1 $ 148,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 1 $ 134,000
Rbc Bank (Georgia), N.A.
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 291,219,000 1 $ 116,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,231,076,000 1 $ 135,000
Coca-Cola Federal Credit Union
ONE COCA-COLA PLAZA NW
ATLANTA, GA 30313
* $ 159,645,000 1 $ 10,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 1 $ 119,000
American Finance House Lariba
15141 E WHITTIER BLVD, SUITE 400
WHITTIER, CA 90603
* $ 10,000,000 1 $ 56,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 1 $ 135,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 1 $ 328,000

The tables below break down 2012 mortgage applications in Walton County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Walton County, GA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,809 $585,759,000 $153,000 $814,000 $66,000 $840,000
Home Purchase 1,581 $209,040,000 $132,000 $594,000 $58,000 $919,000
Home Improvement 176 $6,537,000 $37,000 $417,000 $69,000 $346,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,991 $570,565,000 $142,000 $631,000 $70,000 $919,000
Not Provided 539 $81,654,000 $151,000 $810,000 $63,000 $600,000
Not applicable 515 $73,876,000 $143,000 $814,000 $22,000 $384,000
Black or African American 371 $54,779,000 $147,000 $400,000 $58,000 $875,000
Hispanic 82 $10,781,000 $131,000 $398,000 $64,000 $347,000
Asian 44 $6,382,000 $145,000 $325,000 $61,000 $219,000
American Indian or Alaskan Native 16 $2,107,000 $131,000 $307,000 $44,000 $99,000
Native Hawaiian or Other Pacific Islander 8 $1,192,000 $149,000 $240,000 $31,000 $86,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,642 $526,641,000 $144,000 $814,000 $78,000 $919,000
FHA-insured (Federal Housing Administration) 1,473 $204,397,000 $138,000 $352,000 $35,000 $330,000
VA-guaranteed (Veterans Administration) 276 $51,417,000 $186,000 $415,000 $51,000 $316,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 175 $18,881,000 $107,000 $250,000 $39,000 $480,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,785 $397,495,000 $142,000 $814,000 $68,000 $919,000
Loan Purchased By The Institution 1,080 $159,434,000 $147,000 $514,000 $48,000 $705,000
Application Denied By Financial Institution 856 $112,115,000 $130,000 $810,000 $65,000 $875,000
Application Withdrawn By Applicant 523 $82,788,000 $158,000 $598,000 $69,000 $480,000
File Closed For Incompleteness 176 $29,579,000 $168,000 $598,000 $72,000 $467,000
Application Approved But Not Accepted 146 $19,925,000 $136,000 $410,000 $69,000 $240,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 183 $17,616,000 $96,000 $417,000 $55,000 $300,000
Collateral 179 $28,197,000 $157,000 $586,000 $80,000 $527,000
Debt-To-Income Ratio 114 $13,165,000 $115,000 $410,000 $44,000 $123,000
Credit Application Incomplete 106 $14,913,000 $140,000 $397,000 $72,000 $600,000
Other 88 $11,526,000 $130,000 $383,000 $68,000 $648,000
Unverifiable Information 38 $4,856,000 $127,000 $283,000 $61,000 $328,000
Insufficient Cash (Downpayment, Closing Cost) 13 $2,026,000 $155,000 $367,000 $56,000 $148,000
Employment History 8 $1,454,000 $181,000 $400,000 $83,000 $170,000
Mortgage Insurance Denied 1 $297,000 $297,000 $297,000 $140,000 $140,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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