Warren County, IA Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 2,623 mortgage applications in Warren County, IA totaling $582.5 million, up 9% from 2023. The average application was for $222,000, and applicants reported an average income of $129,000. 63% of applications resulted in an originated loan and 10% were denied. The most active lender was Veridian Credit Union, with 228 applications, followed by Greenstate Credit Union and DHI Mortgage Company, Ltd..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,623
Total Mortgage Loan Application Amount $582,465,000
Average Mortgage Loan Application Amount $222,000
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $129,000
Highest Applicant Income $3,489,000

Mortgage Company List for Lending in Warren County, IA for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 228 $ 30,500,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 200 $ 39,710,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 107 $ 28,925,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 106 $ 32,570,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ n/a 94 $ 13,750,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 87 $ 25,385,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ n/a 80 $ 20,230,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 73 $ 14,085,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 64 $ 20,030,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ n/a 58 $ 6,160,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 52 $ 13,710,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 48 $ 12,660,000
Greater Iowa Credit Union
801 LINCOLN WAY
AMES, IA 50010
* $ n/a 48 $ 4,900,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 46 $ 14,350,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ n/a 45 $ 12,985,000
Premier Credit Union
800 9TH ST
DES MOINES, IA 50309
* $ n/a 41 $ 4,175,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 39 $ 13,985,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ n/a 38 $ 9,300,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 36 $ 11,480,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 36 $ 12,300,000
City State Bank
801 MAIN STREET
NORWALK, IA 50211
* $ n/a 35 $ 9,285,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 34 $ 6,710,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 32 $ 11,530,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 29 $ 5,755,000
Fidelity Bank
302 MAIN ST
SAVANNA, IL 61074
* $ n/a 29 $ 7,785,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 27 $ 6,885,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 25 $ 5,135,000
Peoples Savings Bank
400 E IOWA AVE
INDIANOLA, IA 50125
* $ n/a 24 $ 5,770,000
Financial Plus Credit Union
1831 25TH STREET
WEST DES MOINES, IA 50266
* $ n/a 23 $ 2,025,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 21 $ 1,885,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 21 $ 5,295,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 21 $ 3,795,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ n/a 19 $ 2,815,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 19 $ 2,395,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ n/a 19 $ 6,535,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 17 $ 1,805,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 16 $ 990,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 16 $ 2,770,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 16 $ 4,200,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 16 $ 3,230,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 16 $ 3,810,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 14 $ 4,520,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 14 $ 2,190,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 14 $ 770,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ n/a 14 $ 2,830,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 14 $ 6,740,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ n/a 14 $ 3,620,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 14 $ 2,010,000
Journey Credit Union
1400 2ND AVE
DES MOINES, IA 50314
* $ n/a 14 $ 1,160,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 13 $ 2,765,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 13 $ 2,265,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 12 $ 1,380,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 12 $ 810,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 10 $ 2,210,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 10 $ 1,890,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ n/a 10 $ 3,130,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 10 $ 1,970,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 10 $ 2,640,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 10 $ 2,450,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 10 $ 770,000
Farmers & Merchants State Bank
101 W JEFFERSON STREET
WINTERSET, IA 50273
* $ n/a 9 $ 1,305,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 9 $ 3,165,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 8 $ 430,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 8 $ 720,000
Serve Credit Union
423 E COURT AVE
DES MOINES, IA 50309
* $ n/a 8 $ 680,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 8 $ 2,260,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ n/a 8 $ 610,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 7 $ 1,805,000
Earlham Savings Bank
7300 LAKE DRIVE
WEST DES MOINES, IA 50266
* $ n/a 7 $ 1,885,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 7 $ 1,655,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 7 $ 2,385,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 6 $ 1,600,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 6 $ 890,000
American State Bank
1000 JEFFREYS DR
OSCEOLA, IA 50213
* $ n/a 6 $ 450,000
Community State Bank
817 N ANKENY BLVD
ANKENY, IA 50023
* $ n/a 6 $ 1,660,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 6 $ 1,630,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 6 $ 1,430,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 6 $ 1,670,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ n/a 6 $ 1,190,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 6 $ 1,690,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 5 $ 1,085,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 5 $ 855,000
Bank
1403 S. ROOSEVELT
WAPELLO, IA 52653
* $ n/a 5 $ 1,345,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 5 $ 1,375,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 5 $ 935,000
First National Bank Ames Iowa
405 5TH ST
AMES, IA 50010
* $ n/a 5 $ 845,000
Raccoon Valley Bank
1202 SECOND
PERRY, IA 50220
* $ n/a 5 $ 4,075,000
Frontier Financial, Inc. dba Frontier Mortgage
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ n/a 4 $ 850,000
Peoples Bank
12701 UNIVERSITY AVE
CLIVE, IA 50325
* $ n/a 4 $ 2,680,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 4 $ 320,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 4 $ 240,000
Iowa State Bank
627 E LOCUST ST
DES MOINES, IA 50309
* $ n/a 3 $ 1,025,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 3 $ 1,025,000
Washington State Bank
121 S MARION AVE
WASHINGTON, IA 52353
* $ n/a 3 $ 1,005,000
Ohnward Bank and Trust
332 1ST AVE W
CASCADE, IA 52033
* $ n/a 3 $ 415,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ n/a 3 $ 855,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 3 $ 1,065,000
549300k04zgwyv7ldx511190891
2051 WESTOWN PARKWAY
WEST DES MOINES, IA 50265
* $ n/a 3 $ 175,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 3 $ 605,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 3 $ 645,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 3 $ 635,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 3 $ 1,015,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 3 $ 795,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 2 $ 610,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 2 $ 620,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 2 $ 410,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 250,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 2 $ 640,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ n/a 2 $ 910,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 2 $ 340,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ n/a 2 $ 260,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 2 $ 340,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 2 $ 110,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 590,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 2 $ 620,000
Union State Bank
611 W HWY 92
WINTERSET, IA 50273
* $ n/a 2 $ 340,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 460,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 2 $ 360,000
The Anderson Financial Group, Inc.
2421 NORTH ASHLAND AVENUE
CHICAGO, IL 60614
* $ n/a 2 $ 390,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 2 $ 660,000
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ n/a 2 $ 1,760,000
Shelby County State Bank
508 COURT ST
HARLAN, IA 51537
* $ n/a 2 $ 600,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 2 $ 580,000
Loansteady LLC
8401 GREENSBORO DRIVE SUITE 950
MCCLEAN, VA 22102
* $ n/a 1 $ 175,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 525,000
Peoples Savings Bank
414 N ADAMS ST
WELLSBURG, IA 50680
* $ n/a 1 $ 205,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 165,000
West Bank
1601 22ND STREET
WEST DES MOINES, IA 50266
* $ n/a 1 $ 55,000
Grinnell State Bank
814 FOURTH AVENUE
GRINNELL, IA 50112
* $ n/a 1 $ 305,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 315,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 105,000
South Story Bank & Trust
501 LINN ST
SLATER, IA 50244
* $ n/a 1 $ 615,000
Service First Federal Credit Union
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ n/a 1 $ 635,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 1 $ 115,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ n/a 1 $ 195,000
State Savings Bank
4800 MILLS CIVIC PKWY., STE. 100
WEST DES MOINES, IA 50265
* $ n/a 1 $ 135,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ n/a 1 $ 615,000
Illinois State Credit Union
1309 S CENTER
NORMAL, IL 61761
* $ n/a 1 $ 625,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ n/a 1 $ 145,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 175,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ n/a 1 $ 25,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 195,000
United Trust Bank
12330 S. HARLEM AVENUE
PALOS HEIGHTS, IL 60463
* $ n/a 1 $ 215,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 1 $ 65,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 45,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 135,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 1 $ 175,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 265,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 355,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 245,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 765,000
Old Plank Trail Community Bank, N.A.
280 VETERANS PARKWAY
NEW LENOX, IL 60451
* $ n/a 1 $ 765,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ n/a 1 $ 245,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 1 $ 305,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 315,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 755,000
Loanfront, LLC

RED BANK, NJ 07701
* $ n/a 1 $ 295,000
Green Belt Bank & Trust
616 WASHINGTON AVE.
IOWA FALLS, IA 50126
* $ n/a 1 $ 125,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 75,000
Alliant Bank
201 S BALTIMORE ST
KIRKSVILLE, MO 63501
* $ n/a 1 $ 205,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 85,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 425,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ n/a 1 $ 185,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 105,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 1 $ 695,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ n/a 1 $ 65,000
Visionbank of Iowa
104 CHESTNUT ST
AMES, IA 50010
* $ n/a 1 $ 95,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 165,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 265,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ n/a 1 $ 185,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 75,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 85,000
Contract Exchange Corporation
425 2ND ST SE #370
CEDAR RAPIDS, IA 52401
* $ n/a 1 $ 185,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 1 $ 205,000
First State Bank
215 N. DIVISION, PO BOX 400
STUART, IA 50250
* $ n/a 1 $ 565,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 305,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 185,000

The tables below break down 2024 mortgage applications in Warren County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Warren County, IA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,467 $403,695,000 $275,000 $3,005,000 $126,000 $3,489,000
Refinancing 341 $92,025,000 $269,000 $1,505,000 $151,000 $2,243,000
Other Purpose 326 $22,240,000 $68,000 $365,000 $139,000 $1,295,000
Cash-out Refinancing 267 $49,705,000 $186,000 $705,000 $109,000 $366,000
Home Improvement 217 $14,275,000 $65,000 $515,000 $122,000 $561,000
Not Applicable 5 $525,000 $105,000 $175,000 $11,000 $11,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,923 $400,615,000 $208,000 $1,505,000 $126,000 $3,489,000
Not applicable 300 $89,570,000 $298,000 $3,005,000 $165,000 $432,000
Not Provided 202 $46,260,000 $229,000 $1,215,000 $137,000 $775,000
Hispanic 130 $29,120,000 $224,000 $765,000 $140,000 $1,295,000
Asian 32 $8,100,000 $253,000 $925,000 $118,000 $873,000
Black or African American 27 $6,615,000 $245,000 $515,000 $113,000 $262,000
American Indian or Alaskan Native 8 $1,910,000 $238,000 $425,000 $181,000 $511,000
Native Hawaiian or Other Pacific Islander 1 $275,000 $275,000 $275,000 $413,000 $413,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,018 $406,850,000 $201,000 $3,005,000 $135,000 $3,489,000
FHA-insured (Federal Housing Administration) 312 $80,490,000 $257,000 $505,000 $98,000 $290,000
VA-guaranteed (Veterans Administration) 262 $89,710,000 $342,000 $1,215,000 $111,000 $358,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 31 $5,415,000 $174,000 $325,000 $82,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,656 $364,980,000 $220,000 $3,005,000 $130,000 $3,489,000
Loan Purchased By The Institution 290 $84,270,000 $290,000 $705,000 $146,000 $432,000
Application Withdrawn By Applicant 283 $70,305,000 $248,000 $1,205,000 $134,000 $1,586,000
Application Denied By Financial Institution 265 $41,275,000 $155,000 $1,195,000 $102,000 $1,038,000
Application Approved But Not Accepted 63 $10,765,000 $170,000 $765,000 $131,000 $510,000
File Closed For Incompleteness 61 $10,145,000 $166,000 $545,000 $153,000 $775,000
Preapproval Approved but not Accepted 3 $595,000 $198,000 $225,000 $79,000 $89,000
Preapproval Denied by Financial Institution 2 $130,000 $65,000 $65,000 $81,000 $95,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,249 $510,555,000 $227,000 $1,505,000 $131,000 $3,489,000
Debt-To-Income Ratio 200 $45,710,000 $228,000 $3,005,000 $121,000 $827,000
Credit History 80 $8,410,000 $105,000 $1,195,000 $122,000 $1,038,000
Collateral 38 $5,340,000 $140,000 $495,000 $89,000 $251,000
Credit Application Incomplete 24 $4,390,000 $182,000 $445,000 $126,000 $550,000
Other 20 $4,470,000 $223,000 $755,000 $109,000 $213,000
Unverifiable Information 5 $1,795,000 $359,000 $565,000 $129,000 $211,000
Employment History 4 $420,000 $105,000 $205,000 $61,000 $102,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,375,000 $458,000 $895,000 $108,000 $193,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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