Waushara County, WI Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 1,365 mortgage applications in Waushara County, WI totaling $167.4 million, down 12% from 2010. The average application was for $122,000, and applicants reported an average income of $86,000. 53% of applications resulted in an originated loan and 21% were denied. The most active lender was Community First Credit Union, with 113 applications, followed by Associated Bank NA and Anchorbank FSB.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,365
Total Mortgage Loan Application Amount $167,390,000
Average Mortgage Loan Application Amount $122,000
Highest Mortgage Loan Application Amount $1,150,000
Average Applicant Income $86,000
Highest Applicant Income $8,249,000

Mortgage Company List for Lending in Waushara County, WI for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 1,446,925,000 113 $ 10,035,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,813,152,000 102 $ 10,699,000
Anchorbank FSB
25 WEST MAIN STREET
MADISON, WI 53703
* $ 3,588,391,000 86 $ 7,474,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 85 $ 11,132,000
M&I Marshall & Ilsley Bank
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 44,975,270,000 67 $ 8,378,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 52 $ 6,587,000
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERILN, WI 54923
* $ 250,373,000 50 $ 5,972,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 46 $ 6,623,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 44 $ 5,359,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 41 $ 5,281,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 37 $ 3,544,000
Baylake Bank
217 N 4TH AVE
STURGEON BAY, WI 54235
* $ 1,053,842,000 36 $ 4,076,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ 1,373,060,000 32 $ 3,454,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 18,734,814,000 30 $ 2,691,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ 341,335,000 30 $ 2,623,000
Hometown Bank
80 SHEBOYGAN ST
FOND DU LAC, WI 54935
* $ 189,005,000 29 $ 4,215,000
Citizens Bank
328 S SAGINAW ST
FLINT, MI 48502
* $ 9,709,977,000 25 $ 1,704,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 24 $ 3,289,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 20 $ 2,312,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 18 $ 3,492,000
American Bank
PO BOX 1077
FOND DU LAC, WI 54936
* $ 234,963,000 16 $ 2,056,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 416,223,000 14 $ 850,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 2,342,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 1,581,105,000 12 $ 1,914,000
Bank Mutual
4949 W BROWN DEER RD
MILWAUKEE, WI 53224
* $ 2,591,714,000 11 $ 1,382,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 10 $ 1,679,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 9 $ 1,476,000
First National Bank of Waupaca
402 N. 8TH ST.
MANITOWOC, WI 54221
* $ 747,915,000 9 $ 642,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 8 $ 1,280,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 4,830,581,000 8 $ 1,584,000
First National Bank - Fox Vall
550 S. GREEN BAY ROAD
NEENAH, WI 54956
* $ 306,850,000 7 $ 1,505,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 6 $ 767,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 6 $ 724,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 6 $ 790,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 6 $ 718,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 6 $ 584,000
First State Bank
113 W. NORTH WATER ST.
NEW LONDON, WI 54961
* $ 305,213,000 6 $ 200,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 6 $ 684,000
Choice Bank
2450 WITZEL AVENUE
OSHKOSH, WI 54904
* $ 163,698,000 5 $ 660,000
Winnebago Community Credit Union
567 E SNELL RD
OSHKOSH, WI 54901
* $ 69,341,000 5 $ 589,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ 512,029,000 5 $ 1,552,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 5 $ 598,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 5 $ 804,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 5 $ 787,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 5 $ 606,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 5 $ 463,000
Woodtrust Bank, N.A.
181 2ND ST S, PO BOX 8000
WISCONSIN RAPIDS, WI 54495
* $ 322,633,000 5 $ 1,073,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 467,975,000 4 $ 179,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 377,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 4 $ 248,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 774,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 4 $ 583,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 4 $ 698,000
Tri City National Bank
6400 S 27TH ST
OAK CREEK, WI 53154
* $ 1,139,830,000 4 $ 855,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 4 $ 1,236,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ 760,863,000 4 $ 285,000
Lakeview Credit Union
PO BOX 648
NEENAH, WI 54957
* $ 98,022,000 4 $ 129,000
West Pointe Bank
1750 WITZEL AVE
OSHKOSH, WI 54902
* $ 408,690,000 4 $ 420,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 4 $ 396,000
Great Midwest Bank SSB
15900 W BLUEMOUND RD
BROOKFIELD, WI 53005
* $ 543,675,000 3 $ 520,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 494,772,000 3 $ 287,000
Bristol Morgan Bank
103 S. MAIN ST., PO BOX 128
OAKFIELD, WI 53065
* $ 74,657,000 3 $ 174,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 115,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 3 $ 232,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 51,858,924,000 3 $ 784,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 350,000
Badgerland Financial, Aca
1430 NORTH RIDGE DRIVE
PRAIRIE DU SAC, WI 53578
* $ 10,000,000 3 $ 964,000
Accunet Mortgage LLC
13000 W SILVER SPRING DR.
WAUKESHA, WI 53188
* $ 22,766,000 3 $ 594,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 3 $ 382,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 3 $ 164,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 3 $ 361,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 616,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 238,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 11,750,980,000 2 $ 168,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 2 $ 626,000
American National Bank Fox Cities
2200 N RICHMOND ST
APPLETON, WI 54911
* $ 239,806,000 2 $ 466,000
North Shore Bank FSB
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ 1,864,192,000 2 $ 170,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 2 $ 534,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 554,688,000 2 $ 97,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 2 $ 184,000
The Port Washington State Bank
206 N FRANKLIN ST
PORT WASHINGTON, WI 53074
* $ 391,299,000 2 $ 213,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 738,699,000 2 $ 426,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ 830,464,000 2 $ 659,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 2 $ 491,000
Farmers & Merchants Union Bank
159 W JAMES ST PO BOX 226
COLUMBUS, WI 53925
* $ 264,446,000 2 $ 355,000
The Equitable Bank SSB
2290 NORTH MAYFAIR ROAD
WAUWATOSA, WI 53226
* $ 458,034,000 2 $ 526,000
Empower Credit Union
10635 W GREENFIELD AVENUE
WEST ALLIS, WI 53214
* $ 120,544,000 2 $ 212,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 1,539,768,000 2 $ 169,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ 1,284,621,000 2 $ 137,000
Fond Du Lac Credit Union
91 N PIONEER RD
FOND DU LAC, WI 54935
* $ 43,311,000 2 $ 145,000
Hartland Mortgage Centers
1900 W 75TH ST
WOODRIDGE, IL 60517
* $ 10,000,000 1 $ 143,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,444,690,000 1 $ 162,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 158,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 1,267,147,000 1 $ 106,000
Guardian Credit Union
4501 W GREENFIELD AVE
MILWAUKEE, WI 53214
* $ 227,274,000 1 $ 63,000
Prospera Credit Union
4830 N BALLARD RD
APPLETON, WI 54913
* $ 152,729,000 1 $ 131,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 163,434,000 1 $ 73,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,158,932,000 1 $ 152,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 48,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ 393,096,000 1 $ 142,000
Park Bank
330 E KILBOURN AVE.
MILWAUKEE, WI 53202
* $ 771,962,000 1 $ 300,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 137,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 640,770,000 1 $ 50,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 781,696,000 1 $ 144,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 2,163,220,000 1 $ 162,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ 239,986,000 1 $ 179,000
Cornerstone Community Bank
2090 WISCONSIN AVE
GRAFTON, WI 53024
* $ 126,268,000 1 $ 107,000
Illinois Bank & Trust
6855 E RIVERSIDE BLVD
ROCKFORD, IL 61114
* $ 290,018,000 1 $ 135,000
Wolf River Community Bank
309 E MAIN ST
HORTONVILLE, WI 54944
* $ 118,786,000 1 $ 107,000
Oak Bank
5951 MCKEE ROAD STE 100
FITCHBURG, WI 53719
* $ 219,611,000 1 $ 205,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 147,635,000 1 $ 64,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,561,942,000 1 $ 264,000
Collins State Bank
20741 COUNTY ROAD JJ
COLLINS, WI 54207
* $ 47,997,000 1 $ 1,100,000
Lake Ridge Bank
1205 MAIN STREET
MONONA, WI 53713
* $ 797,723,000 1 $ 170,000
Mid America Bank
2317 MILTON AVE
JANESVILLE, WI 53545
* $ 114,893,000 1 $ 54,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,131,561,000 1 $ 135,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ 230,586,000 1 $ 90,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ 955,794,000 1 $ 409,000
Wisconsin Bank & Trust
119 JUNCTION RD
MADISON, WI 53717
* $ 474,366,000 1 $ 125,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,469,196,000 1 $ 417,000
Bank CMG
8020 EXCELSIOR DR STE 100
MADISON, WI 53717
* $ 60,492,000 1 $ 219,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 1 $ 25,000
First Federal Bank of Wisconsin
1617 E RACINE AVE
WAUKESHA, WI 53186
* $ 127,578,000 1 $ 65,000
Citizens Community Federal
2174 EASTRIDGE CENTER
EAU CLAIRE, WI 54701
* $ 580,338,000 1 $ 122,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,270,503,000 1 $ 139,000
Shelter Mortgage Company, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,270,503,000 1 $ 139,000
Alpine Bank & Trust Co.
1700 N ALPINE RD
ROCKFORD, IL 61107
* $ 1,008,518,000 1 $ 148,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 1 $ 60,000
McFarland State Bank
5990 US HIGHWAY 51
MCFARLAND, WI 53558
* $ 351,840,000 1 $ 263,000
Citizens State Bank of Loyal
400 N MAIN STREET PO BOX 218
LOYAL, WI 54446
* $ 145,891,000 1 $ 112,000
Layton State Bank
10427 W. LINCOLN AVE
WEST ALLIS, WI 53227
* $ 143,906,000 1 $ 162,000
Fox Valley Savings Bank
51 EAST FIRST STREET
FOND DU LAC, WI 54935
* $ 330,179,000 1 $ 204,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 1 $ 176,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,311,970,000 1 $ 60,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 1 $ 55,000
Onemain Financial Servi
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 1 $ 50,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 1 $ 411,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 60,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 10,684,654,000 1 $ 206,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 7,724,367,000 1 $ 636,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 12,658,976,000 1 $ 136,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 320,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 47,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 194,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 100,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 150,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 183,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 147,000
The Baraboo National Bank
101 THIRD AVENUE, PO BOX 50
BARABOO, WI 53913
* $ 789,409,000 1 $ 240,000
The First National Bank of Hartford
116 WEST SUMNER STREET P.O. BOX 270106
HARTFORD, WI 53027
* $ 161,704,000 1 $ 120,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 126,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 189,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 130,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 2,125,772,000 1 $ 180,000

The tables below break down 2011 mortgage applications in Waushara County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Waushara County, WI in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,023 $133,754,000 $130,000 $1,150,000 $89,000 $8,249,000
Home Purchase 240 $27,209,000 $113,000 $417,000 $77,000 $565,000
Home Improvement 102 $6,427,000 $63,000 $395,000 $71,000 $618,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,186 $143,454,000 $120,000 $774,000 $88,000 $8,249,000
Not Provided 101 $12,659,000 $125,000 $1,100,000 $91,000 $684,000
Not applicable 53 $9,683,000 $182,000 $1,150,000 $36,000 $360,000
Hispanic 16 $888,000 $55,000 $155,000 $30,000 $56,000
American Indian or Alaskan Native 6 $476,000 $79,000 $150,000 $30,000 $42,000
Asian 2 $172,000 $86,000 $97,000 $52,000 $74,000
Black or African American 1 $58,000 $58,000 $58,000 $76,000 $76,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,172 $142,917,000 $121,000 $1,150,000 $92,000 $8,249,000
FHA-insured (Federal Housing Administration) 132 $16,120,000 $122,000 $280,000 $47,000 $684,000
VA-guaranteed (Veterans Administration) 43 $6,762,000 $157,000 $347,000 $44,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $1,591,000 $88,000 $118,000 $33,000 $66,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 722 $88,620,000 $122,000 $1,150,000 $102,000 $8,249,000
Application Denied By Financial Institution 286 $33,457,000 $116,000 $1,100,000 $62,000 $860,000
Loan Purchased By The Institution 137 $19,240,000 $140,000 $401,000 $61,000 $360,000
Application Withdrawn By Applicant 119 $13,974,000 $117,000 $636,000 $76,000 $684,000
Application Approved But Not Accepted 65 $7,770,000 $119,000 $405,000 $96,000 $577,000
File Closed For Incompleteness 35 $4,201,000 $120,000 $387,000 $61,000 $209,000
Preapproval Denied by Financial Institution 1 $128,000 $128,000 $128,000 $65,000 $65,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 72 $6,210,000 $86,000 $417,000 $54,000 $432,000
Collateral 60 $8,153,000 $135,000 $690,000 $85,000 $860,000
Debt-To-Income Ratio 52 $6,062,000 $116,000 $500,000 $44,000 $150,000
Other 26 $2,565,000 $98,000 $204,000 $65,000 $258,000
Credit Application Incomplete 13 $1,363,000 $104,000 $212,000 $67,000 $253,000
Unverifiable Information 5 $569,000 $113,000 $271,000 $55,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 2 $112,000 $56,000 $79,000 $49,000 $62,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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