Wichita County, KS Mortgage Lenders & HMDA Data, 2010
In 2010, lenders reported 23 mortgage applications in Wichita County, KS totaling $2.0 million, down 4% from 2009. The average application was for $86,000, and applicants reported an average income of $41,000. 26% of applications resulted in an originated loan and 30% were denied. The most active lender was New Day Financial, Llc., with 3 applications, followed by Colorado East Bank & Trust and Embrace Home Loans, Inc..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 23 |
| Total Mortgage Loan Application Amount | $2,000,000 |
| Average Mortgage Loan Application Amount | $86,000 |
| Highest Mortgage Loan Application Amount | $197,000 |
| Average Applicant Income | $41,000 |
| Highest Applicant Income | $123,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ 4,088,336,000 | 3 | $ 160,000 |
| Colorado East Bank & Trust 100 W PEARL ST LAMAR, CO 81052 |
* | $ 857,618,000 | 2 | $ 212,000 |
| Embrace Home Loans, Inc. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 2 | $ 304,000 |
| US Bank, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 2 | $ 185,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 2 | $ 159,000 |
| Rocky Mountain Bank and Trust 101 EAST MAIN STREET FLORENCE, CO 81226 |
* | $ 173,149,000 | 1 | $ 40,000 |
| Gnb Mortgage Company Inc 112 E 8TH STREET, PO BOX 149 HORTON, KS 66439 |
* | $ 278,812,000 | 1 | $ 55,000 |
| Eagle National Bank 8045 WEST CHESTER PIKE UPPER DARBY, PA 19082 |
* | $ 273,674,000 | 1 | $ 54,000 |
| Bank of Kansas City P.O. BOX 2300 TULSA, OK 74192 |
* | $ 140,357,000 | 1 | $ 109,000 |
| Citimortgage, Inc 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 1 | $ 64,000 |
| Wells Fargo Bank, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 1 | $ 76,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 1 | $ 121,000 |
| The Eastern Colorado Bank PO BOX 888 CHEYENNE WELLS, CO 80810 |
* | $ 192,033,000 | 1 | $ 132,000 |
| Heartland Credit Union 900 EAST 23RD AVENUE HUTCHINSON, KS 67502 |
* | $ 157,308,000 | 1 | $ 21,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ 8,994,122,000 | 1 | $ 197,000 |
| Nationwide Advantage Mortgage 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 70,000 |
The tables below break down 2010 mortgage applications in Wichita County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Wichita County, KS in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 15 | $1,348,000 | $89,000 | $197,000 | $42,000 | $123,000 |
| Home Purchase | 6 | $522,000 | $87,000 | $132,000 | $40,000 | $74,000 |
| Home Improvement | 2 | $130,000 | $65,000 | $109,000 | $42,000 | $43,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14 | $1,263,000 | $90,000 | $187,000 | $48,000 | $123,000 |
| Not Provided | 5 | $474,000 | $94,000 | $197,000 | $34,000 | $50,000 |
| Hispanic | 3 | $198,000 | $66,000 | $132,000 | $36,000 | $43,000 |
| Not applicable | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11 | $966,000 | $87,000 | $197,000 | $38,000 | $74,000 |
| FHA-insured (Federal Housing Administration) | 5 | $519,000 | $103,000 | $187,000 | $54,000 | $123,000 |
| VA-guaranteed (Veterans Administration) | 5 | $395,000 | $79,000 | $121,000 | $42,000 | $75,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $120,000 | $60,000 | $65,000 | $24,000 | $49,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 7 | $572,000 | $81,000 | $132,000 | $40,000 | $74,000 |
| Loan Originated | 6 | $430,000 | $71,000 | $120,000 | $49,000 | $87,000 |
| Application Withdrawn By Applicant | 5 | $505,000 | $101,000 | $187,000 | $50,000 | $123,000 |
| File Closed For Incompleteness | 2 | $253,000 | $126,000 | $197,000 | $19,000 | $39,000 |
| Loan Purchased By The Institution | 2 | $186,000 | $93,000 | $121,000 | $37,000 | $75,000 |
| Application Approved But Not Accepted | 1 | $54,000 | $54,000 | $54,000 | $16,000 | $16,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $41,000 | $41,000 | $41,000 | $13,000 | $13,000 |
| Debt-To-Income Ratio | 1 | $132,000 | $132,000 | $132,000 | $32,000 | $32,000 |
| Collateral | 1 | $45,000 | $45,000 | $45,000 | $33,000 | $33,000 |
| Other | 1 | $55,000 | $55,000 | $55,000 | $49,000 | $49,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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