Woodbury County, IA Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 3,111 mortgage applications in Woodbury County, IA totaling $502.8 million, up 11% from 2023. The average application was for $161,000, and applicants reported an average income of $90,000. 62% of applications resulted in an originated loan and 15% were denied. The most active lender was Central Bank, with 258 applications, followed by The Security National Bank of Sioux City, Iowa and Iowa Bankers Mortgage Corporation.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,111
Total Mortgage Loan Application Amount $502,765,000
Average Mortgage Loan Application Amount $161,000
Highest Mortgage Loan Application Amount $9,005,000
Average Applicant Income $90,000
Highest Applicant Income $2,304,000

Mortgage Company List for Lending in Woodbury County, IA for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ n/a 258 $ 45,990,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ n/a 194 $ 26,000,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 193 $ 40,675,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 179 $ 27,995,000
Siouxland Federal Credit Union
3000 PLAZA DRIVE
SO SIOUX CITY, NE 68776
* $ n/a 166 $ 15,690,000
Primebank
37 1ST AVE NW
LE MARS, IA 51031
* $ n/a 151 $ 23,705,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 144 $ 20,760,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 99 $ 4,985,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 97 $ 12,485,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 73 $ 11,625,000
Telco Triad Community CU Hmda 2025
1420 TRI VIEW AVE
SIOUX CITY, IA 51108
* $ n/a 61 $ 4,925,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 60 $ 6,360,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 54 $ 3,150,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 52 $ 11,090,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 50 $ 9,620,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 45 $ 10,575,000
Midstates Bank NA
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ n/a 43 $ 3,925,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 40 $ 9,750,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 39 $ 8,715,000
Peoples Bank
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ n/a 38 $ 9,380,000
United Bank of Iowa
501 SECOND STREET
IDA GROVE, IA 51445
* $ n/a 38 $ 4,000,000
Pioneer Bank
4700 SINGING HILLS BLVD.
SERGEANT BLUFF, IA 51054
* $ n/a 38 $ 10,420,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 36 $ 1,680,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 35 $ 4,195,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 33 $ 5,135,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 32 $ 7,400,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 31 $ 7,265,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 30 $ 3,630,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 25 $ 4,765,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 25 $ 3,545,000
Availa Bank
126 W 6TH ST
CARROLL, IA 51401
* $ n/a 23 $ 3,155,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 21 $ 3,665,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 21 $ 4,345,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 20 $ 3,110,000
Fnb Bank
101 MAIN STREET
MASSENA, IA 50853
* $ n/a 20 $ 2,500,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 20 $ 2,320,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 19 $ 3,975,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 18 $ 3,500,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 18 $ 2,230,000
Bankfirst
920 S 13TH ST
NORFOLK, NE 68701
* $ n/a 17 $ 3,265,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 16 $ 790,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 15 $ 875,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 14 $ 1,380,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 13 $ 955,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 12 $ 2,420,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 12 $ 2,400,000
Shelby County State Bank
508 COURT ST
HARLAN, IA 51537
* $ n/a 11 $ 1,385,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 11 $ 2,615,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 10 $ 1,780,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 10 $ 2,420,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 9 $ 2,355,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 9 $ 2,115,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 9 $ 535,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 9 $ 495,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 9 $ 1,385,000
F&M Bank
204 NORTH MAIN STREET
WEST POINT, NE 68788
* $ n/a 7 $ 765,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 7 $ 1,255,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 7 $ 1,415,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 7 $ 1,315,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 6 $ 1,310,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ n/a 6 $ 1,050,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 6 $ 1,440,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 6 $ 1,590,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 5 $ 925,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ n/a 5 $ 5,695,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 5 $ 955,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 5 $ 12,275,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 5 $ 495,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 5 $ 1,555,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 5 $ 1,015,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 5 $ 655,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 4 $ 150,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 4 $ 630,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 4 $ 780,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 4 $ 660,000
Premier Credit Union
800 9TH ST
DES MOINES, IA 50309
* $ n/a 4 $ 580,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 4 $ 760,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 4 $ 820,000
Liberty National Bank

SIOUX FALLS, SD 57106
* $ n/a 4 $ 1,210,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 4 $ 740,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 4 $ 390,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 3 $ 685,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 765,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 3 $ 615,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 3 $ 265,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 3 $ 565,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 3 $ 485,000
Security National Bank of Sd
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ n/a 3 $ 245,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 3 $ 325,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ n/a 3 $ 655,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 685,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 3 $ 505,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 2 $ 450,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 2 $ 320,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 2 $ 130,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 2 $ 290,000
Introlend Home Results, LLC

DRAPER, UT 84020
* $ n/a 2 $ 350,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 620,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ n/a 2 $ 560,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 170,000
Premier Lending Alliance
8831THOMAS AVE. SUITE 100
JOHNSTON, IA 50131
* $ n/a 2 $ 380,000
Premier Bank
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ n/a 2 $ 140,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 2 $ 90,000
Bank Midwest
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ n/a 2 $ 80,000
Greater Iowa Credit Union
801 LINCOLN WAY
AMES, IA 50010
* $ n/a 2 $ 120,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 2 $ 180,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 2 $ 80,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ n/a 2 $ 430,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 2 $ 70,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ n/a 2 $ 170,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 150,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 1 $ 125,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 155,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 215,000
Iowa Trust & Savings Bank
2101 10TH ST
EMMETSBURG, IA 50536
* $ n/a 1 $ 55,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 135,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 205,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 115,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ n/a 1 $ 4,175,000
Access Bank
8712 WEST DODGE ROAD
OMAHA, NE 68114
* $ n/a 1 $ 115,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ n/a 1 $ 325,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ n/a 1 $ 95,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 225,000
Cedar Falls Community Credit Union
123 W 4TH ST
CEDAR FALLS, IA 50613
* $ n/a 1 $ 65,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ n/a 1 $ 485,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 335,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 255,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 1 $ 155,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ n/a 1 $ 335,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 255,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 125,000
First State Bank
413 EAST ST
LYNNVILLE, IA 50153
* $ n/a 1 $ 105,000
American Bank & Trust
120 E MAIN STREET
SIOUX FALLS, SD 57108
* $ n/a 1 $ 85,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 265,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 335,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 1 $ 45,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 305,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ n/a 1 $ 215,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 1 $ 225,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ n/a 1 $ 35,000
Levo Federal Credit Union
700 E 14TH STREET
SIOUX FALLS, SD 57106
* $ n/a 1 $ 55,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ n/a 1 $ 55,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ n/a 1 $ 4,175,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ n/a 1 $ 15,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ n/a 1 $ 545,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 145,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 245,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 1 $ 25,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ n/a 1 $ 65,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ n/a 1 $ 55,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ n/a 1 $ 405,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 235,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 225,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ n/a 1 $ 55,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 35,000
Sovereign Bank
130 E MACARTHUR
SHAWNEE, OK 74804
* $ n/a 1 $ 1,805,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 325,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 1 $ 255,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ n/a 1 $ 225,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ n/a 1 $ 45,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 125,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 1 $ 265,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ n/a 1 $ 135,000
549300k04zgwyv7ldx511190891
2051 WESTOWN PARKWAY
WEST DES MOINES, IA 50265
* $ n/a 1 $ 55,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ n/a 1 $ 135,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ n/a 1 $ 35,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ n/a 1 $ 45,000
First Community Bank
201 MAIN ST
BEEMER, NE 68716
* $ n/a 1 $ 115,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 1 $ 145,000
City State Bank
801 MAIN STREET
NORWALK, IA 50211
* $ n/a 1 $ 85,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 155,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 325,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 1 $ 305,000
Legacy Bank & Trust
1500 N MAIN ST
MOUNTAIN GROVE, MO 65711
* $ n/a 1 $ 2,115,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 1 $ 325,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ n/a 1 $ 25,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 395,000

The tables below break down 2024 mortgage applications in Woodbury County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Woodbury County, IA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,736 $324,090,000 $186,000 $9,005,000 $87,000 $943,000
Cash-out Refinancing 464 $67,030,000 $144,000 $725,000 $86,000 $366,000
Refinancing 435 $82,245,000 $189,000 $5,115,000 $88,000 $1,000,000
Other Purpose 270 $17,000,000 $62,000 $455,000 $110,000 $2,304,000
Home Improvement 202 $12,080,000 $59,000 $905,000 $100,000 $420,000
Not Applicable 4 $320,000 $80,000 $135,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,768 $272,160,000 $153,000 $2,535,000 $98,000 $1,000,000
Hispanic 543 $73,235,000 $134,000 $465,000 $71,000 $943,000
Not applicable 356 $96,440,000 $270,000 $9,005,000 $81,000 $126,000
Not Provided 212 $27,330,000 $128,000 $455,000 $92,000 $2,304,000
Black or African American 127 $19,405,000 $152,000 $395,000 $73,000 $262,000
Asian 74 $10,950,000 $147,000 $485,000 $77,000 $255,000
American Indian or Alaskan Native 24 $2,250,000 $93,000 $275,000 $66,000 $420,000
Native Hawaiian or Other Pacific Islander 5 $745,000 $149,000 $215,000 $54,000 $84,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,467 $369,865,000 $149,000 $9,005,000 $94,000 $2,304,000
FHA-insured (Federal Housing Administration) 446 $87,640,000 $196,000 $2,535,000 $72,000 $250,000
VA-guaranteed (Veterans Administration) 195 $44,915,000 $230,000 $525,000 $76,000 $236,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $345,000 $115,000 $155,000 $55,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,939 $333,525,000 $172,000 $9,005,000 $95,000 $1,000,000
Application Denied By Financial Institution 481 $54,145,000 $112,000 $725,000 $69,000 $420,000
Application Withdrawn By Applicant 328 $51,970,000 $158,000 $465,000 $89,000 $720,000
Loan Purchased By The Institution 195 $40,835,000 $209,000 $565,000 $88,000 $252,000
File Closed For Incompleteness 106 $15,500,000 $146,000 $2,535,000 $100,000 $2,304,000
Application Approved But Not Accepted 62 $6,790,000 $109,000 $335,000 $93,000 $270,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,270 $387,750,000 $170,000 $9,005,000 $94,000 $2,304,000
Debt-To-Income Ratio 510 $78,870,000 $154,000 $4,825,000 $81,000 $466,000
Credit History 144 $11,950,000 $82,000 $345,000 $69,000 $420,000
Collateral 72 $9,270,000 $128,000 $475,000 $77,000 $358,000
Credit Application Incomplete 63 $7,645,000 $121,000 $495,000 $86,000 $316,000
Other 24 $2,980,000 $124,000 $325,000 $77,000 $180,000
Unverifiable Information 11 $2,145,000 $195,000 $495,000 $67,000 $142,000
Employment History 10 $1,330,000 $133,000 $215,000 $54,000 $110,000
Insufficient Cash (Downpayment, Closing Cost) 7 $825,000 $117,000 $195,000 $51,000 $75,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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