Yukon-Koyukuk, AK Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 16 mortgage applications in Yukon-Koyukuk, AK totaling $1.7 million, down 56% from 2023. The average application was for $108,000, and applicants reported an average income of $116,000. 44% of applications resulted in an originated loan and 31% were denied. The most active lender was Global Federal Credit Union, with 3 applications, followed by Denali State Bank and Mt McKinley Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16
Total Mortgage Loan Application Amount $1,730,000
Average Mortgage Loan Application Amount $108,000
Highest Mortgage Loan Application Amount $355,000
Average Applicant Income $116,000
Highest Applicant Income $237,000
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Top Mortgage Lenders in Yukon-Koyukuk, AK (2024)

Ranked by the number of mortgage applications each lender reported in Yukon-Koyukuk, AK in 2024.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Global Federal Credit Union
Anchorage, AK
3 $235,000 $78,000 $153,000
2 Denali State Bank
Fairbanks, AK
2 $130,000 $65,000 $97,000
3 Mt McKinley Bank
Fairbanks, AK
2 $130,000 $65,000 $77,000
4 Discover Bank
Greenwood, DE
1 $95,000 $95,000 $159,000
5 Wells Fargo Bank NA
Minneapolis, MN
1 $125,000 $125,000 $114,000
6 Plaza Home Mortgage, Inc
San Diego, CA
1 $65,000 $65,000 $55,000
7 Nuvision Federal Credit Union
Huntington Beach, CA
1 $15,000 $15,000 $58,000
8 PennyMac Loan Services LLC
Westlake Village, CA
1 $145,000 $145,000 $0
9 Newrez LLC
Fort Washington, PA
1 $275,000 $275,000 $130,000
10 PHH Mortgage Corporation
West Palm Beach, FL
1 $95,000 $95,000 $0

See every lender active in Yukon-Koyukuk, AK in 2024 »

The tables below break down 2024 mortgage applications in Yukon-Koyukuk, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Yukon-Koyukuk, AK in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 13 $1,525,000 $117,000 $355,000 $123,000 $237,000
Home Improvement 2 $80,000 $40,000 $65,000 $80,000 $102,000
Cash-out Refinancing 1 $125,000 $125,000 $125,000 $114,000 $114,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11 $1,285,000 $116,000 $355,000 $124,000 $237,000
Not applicable 2 $240,000 $120,000 $145,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $15,000 $15,000 $15,000 $58,000 $58,000
American Indian or Alaskan Native 1 $125,000 $125,000 $125,000 $114,000 $114,000
Asian 1 $65,000 $65,000 $65,000 $96,000 $96,000
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14 $1,310,000 $93,000 $355,000 $115,000 $237,000
VA-guaranteed (Veterans Administration) 2 $420,000 $210,000 $275,000 $130,000 $130,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7 $995,000 $142,000 $355,000 $142,000 $237,000
Application Denied By Financial Institution 5 $335,000 $67,000 $125,000 $80,000 $114,000
Loan Purchased By The Institution 2 $240,000 $120,000 $145,000 $0 $0
Application Withdrawn By Applicant 1 $65,000 $65,000 $65,000 $75,000 $75,000
File Closed For Incompleteness 1 $95,000 $95,000 $95,000 $159,000 $159,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8 $1,200,000 $150,000 $355,000 $163,000 $237,000
Debt-To-Income Ratio 4 $260,000 $65,000 $65,000 $87,000 $98,000
Other 2 $80,000 $40,000 $65,000 $56,000 $58,000
Collateral 1 $125,000 $125,000 $125,000 $114,000 $114,000
Credit Application Incomplete 1 $65,000 $65,000 $65,000 $75,000 $75,000
Credit History 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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