Abbeville County, SC Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 881 mortgage applications in Abbeville County, SC totaling $157.8 million, up 22% from 2024. The average application was for $179,000, and applicants reported an average income of $82,000. 40% of applications resulted in an originated loan and 23% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 102 applications, followed by 21st Mortgage and PennyMac Loan Services LLC.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in South Carolina.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 881
Total Mortgage Loan Application Amount $157,765,000
Average Mortgage Loan Application Amount $179,000
Highest Mortgage Loan Application Amount $855,000
Average Applicant Income $82,000
Highest Applicant Income $440,000

Mortgage Company List for Lending in Abbeville County, SC for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 102 $ 12,020,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 36 $ 4,900,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 35 $ 10,075,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 32 $ 8,070,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ n/a 32 $ 6,120,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ n/a 31 $ 4,545,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 28 $ 4,750,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 24 $ 4,580,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 19 $ 6,815,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 17 $ 1,855,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ n/a 16 $ 2,250,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 13 $ 815,000
Countybank
425 MAIN STREET
GREENWOOD, SC 29648
* $ n/a 12 $ 2,840,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 12 $ 2,070,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 12 $ 1,590,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 12 $ 1,790,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 12 $ 2,750,000
Sc State Credit Union
800 HUGER STREET
COLUMBIA, SC 29201
* $ n/a 11 $ 1,525,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 11 $ 2,755,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 11 $ 2,675,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 11 $ 1,995,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 11 $ 1,925,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 10 $ 1,670,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 10 $ 2,480,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 10 $ 1,020,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 10 $ 1,100,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 8 $ 3,070,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ n/a 8 $ 760,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 8 $ 1,500,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 7 $ 1,115,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 7 $ 1,655,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 7 $ 2,485,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 7 $ 455,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 7 $ 1,435,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 6 $ 1,210,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 6 $ 310,000
The Commercial Bank
4 CHURCH STREET
HONEA PATH, SC 29654
* $ n/a 6 $ 890,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ n/a 6 $ 940,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 5 $ 775,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 5 $ 875,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 5 $ 1,035,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 365,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 5 $ 1,375,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 5 $ 935,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 560,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 4 $ 880,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 750,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 4 $ 340,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 4 $ 750,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 4 $ 540,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 4 $ 280,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 4 $ 880,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 4 $ 690,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 4 $ 1,310,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 315,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 3 $ 655,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 3 $ 445,000
The Peoples Bank
801 E FRONT ST
IVA, SC 29655
* $ n/a 3 $ 575,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 525,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 3 $ 1,135,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 3 $ 355,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 3 $ 345,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 3 $ 515,000
Pinnacle Bank
884 ELBERT STREET
ELBERTON, GA 30635
* $ n/a 3 $ 615,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 345,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 3 $ 1,185,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ n/a 3 $ 605,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 3 $ 295,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 3 $ 285,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 2 $ 390,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 2 $ 320,000
Spero Financial Federal Credit Union
PO BOX 10708
GREENVILLE, SC 29601
* $ n/a 2 $ 100,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 700,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 320,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 2 $ 180,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 2 $ 700,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 2 $ 220,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 2 $ 380,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ n/a 2 $ 350,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 660,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 310,000
Neighborhood Mortgage Solutions, LLC
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ n/a 2 $ 230,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 2 $ 160,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 2 $ 150,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 2 $ 400,000
Founders Federal Credit Union
737 PLANTATION ROAD
LANCASTER, SC 29720
* $ n/a 1 $ 85,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 1 $ 185,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 1 $ 285,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 95,000
Capital City Home Loans, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
KENNESAW, GA 30144
* $ n/a 1 $ 155,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 105,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 1 $ 95,000
First Bank
PO BOX 508
SOUTHERN PINES, NC 28387
* $ n/a 1 $ 225,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 1 $ 255,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 175,000
First Community Bank
5455 SUNSET BLVD
LEXINGTON, SC 29072
* $ n/a 1 $ 125,000
Cpm Federal Credit Union
1066 EAST MONTAGUE AVENUE
NORTH CHARLESTON, SC 29405
* $ n/a 1 $ 65,000
First Reliance Bank
2170 W PALMETTO ST
FLORENCE, SC 29501
* $ n/a 1 $ 355,000
Mc Federal Credit Union
230 WALNUT ST
DANVILLE, PA 17821
* $ n/a 1 $ 25,000
Mtc Federal Credit Union
PO BOX 1944
GREENVILLE, SC 29607
* $ n/a 1 $ 105,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 25,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 1 $ 125,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 1 $ 155,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 1 $ 105,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 155,000
Palmetto Citizens Federal Cred
PO BOX 5846
COLUMBIA, SC 29250
* $ n/a 1 $ 45,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 185,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 125,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 135,000
First Palmetto Bank
407 E DEKALB STREET
CAMDEN, SC 29020
* $ n/a 1 $ 175,000
Greenville Federal Credit Union
1501 WADE HAMPTON BLVD
GREENVILLE, SC 29609
* $ n/a 1 $ 75,000
Parda Federal Credit Union
2601 CAMBRIDGE CT, STE 210
AUBURN HILLS, MI 48326
* $ n/a 1 $ 55,000
Mc Federal Credit Union
230 WALNUT ST
DANVILLE, PA 17821
* $ n/a 1 $ 25,000
Schumacher Mortgage LLC
2715 WISE AVENUE SUITE 100
CANTON, OH 44708
* $ n/a 1 $ 855,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ n/a 1 $ 265,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 1 $ 25,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 1 $ 345,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 85,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ n/a 1 $ 295,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 225,000
Atlantic Coast Mortgage, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ n/a 1 $ 265,000
Agsouth Farm Credit

LINCOLNTON, NC 28092
* $ n/a 1 $ 275,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 255,000
Civic FCU
P.O. DRAWER 25279
RALEIGH, NC 27609
* $ n/a 1 $ 15,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 855,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 55,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 235,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 1 $ 495,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 1 $ 185,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 95,000
Banksouth Mortgage Company LLC
6340 LAKE OCONEE PARKWAY SUITE 202
GREENSBORO, GA 30642
* $ n/a 1 $ 325,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ n/a 1 $ 425,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 1 $ 135,000
Southern First Bank
100 VERDAE BLVD
GREENVILLE, SC 29607
* $ n/a 1 $ 145,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ n/a 1 $ 485,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 175,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 85,000
Diya Finance LLC

GREENWOOD VILLAGE, CO 80112
* $ n/a 1 $ 175,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 225,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 1 $ 185,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 85,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 455,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 1 $ 415,000
Obsidian Financial Services
2351 WEST EAU GALLIE BLVD. SUITE 2
MELBOURNE, FL 32935
* $ n/a 1 $ 285,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 215,000
Peach State Federal Credit Union
1505 LAKES PARKWAY, SUITE 100
LAWRENCEVILLE, GA 30043
* $ n/a 1 $ 105,000

The tables below break down 2025 mortgage applications in Abbeville County, SC by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Abbeville County, SC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 487 $97,115,000 $199,000 $855,000 $82,000 $440,000
Cash-out Refinancing 151 $26,045,000 $172,000 $735,000 $82,000 $254,000
Refinancing 130 $25,050,000 $192,000 $825,000 $83,000 $247,000
Other Purpose 56 $5,120,000 $91,000 $305,000 $76,000 $213,000
Home Improvement 56 $4,320,000 $77,000 $255,000 $91,000 $310,000
Not Applicable 1 $115,000 $115,000 $115,000 $76,000 $76,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 529 $96,595,000 $182,000 $855,000 $90,000 $440,000
Black or African American 141 $18,275,000 $129,000 $475,000 $58,000 $213,000
Not Provided 92 $16,520,000 $179,000 $855,000 $78,000 $267,000
Not applicable 82 $17,760,000 $216,000 $855,000 $67,000 $165,000
Hispanic 26 $5,490,000 $211,000 $825,000 $58,000 $169,000
American Indian or Alaskan Native 5 $755,000 $151,000 $255,000 $92,000 $140,000
Asian 5 $1,785,000 $357,000 $465,000 $141,000 $245,000
Native Hawaiian or Other Pacific Islander 1 $585,000 $585,000 $585,000 $123,000 $123,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 612 $96,360,000 $157,000 $715,000 $84,000 $440,000
FHA-insured (Federal Housing Administration) 163 $32,535,000 $199,000 $475,000 $70,000 $166,000
VA-guaranteed (Veterans Administration) 98 $27,220,000 $277,000 $855,000 $90,000 $254,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,650,000 $206,000 $255,000 $68,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 350 $71,660,000 $204,000 $855,000 $96,000 $440,000
Application Denied By Financial Institution 201 $26,795,000 $133,000 $735,000 $70,000 $254,000
Application Withdrawn By Applicant 126 $24,730,000 $196,000 $555,000 $83,000 $250,000
File Closed For Incompleteness 88 $11,020,000 $125,000 $335,000 $59,000 $157,000
Loan Purchased By The Institution 82 $18,580,000 $226,000 $855,000 $80,000 $212,000
Application Approved But Not Accepted 32 $4,850,000 $151,000 $435,000 $80,000 $267,000
Preapproval Denied by Financial Institution 2 $130,000 $65,000 $115,000 $43,000 $43,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 670 $129,440,000 $193,000 $855,000 $87,000 $440,000
Credit History 71 $8,985,000 $126,000 $585,000 $66,000 $200,000
Debt-To-Income Ratio 55 $8,015,000 $145,000 $715,000 $64,000 $190,000
Unverifiable Information 24 $3,250,000 $135,000 $225,000 $80,000 $192,000
Collateral 23 $2,845,000 $123,000 $405,000 $72,000 $155,000
Credit Application Incomplete 20 $3,320,000 $166,000 $735,000 $98,000 $254,000
Other 14 $1,410,000 $100,000 $195,000 $60,000 $117,000
Employment History 2 $370,000 $185,000 $295,000 $101,000 $143,000
Insufficient Cash (Downpayment, Closing Cost) 2 $130,000 $65,000 $115,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the South Carolina Lender List