Aguas Buenas Municipio, PR Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 105 mortgage applications in Aguas Buenas Municipio, PR totaling $17.2 million, up 6% from 2024. The average application was for $163,000, and applicants reported an average income of $86,000. 52% of applications resulted in an originated loan and 7% were denied. The most active lender was Banco Popular, with 22 applications, followed by Oriental Bank and The Moneyhouse Inc..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 105 |
| Total Mortgage Loan Application Amount | $17,185,000 |
| Average Mortgage Loan Application Amount | $163,000 |
| Highest Mortgage Loan Application Amount | $615,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $432,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ n/a | 22 | $ 3,290,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ n/a | 11 | $ 2,675,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ n/a | 10 | $ 1,270,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ n/a | 8 | $ 1,030,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 8 | $ 1,290,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ n/a | 7 | $ 825,000 |
| Cooperativa De A/C Aguas Buena PO BOX 5 AGUAS BUENAS, PR 00703 |
* | $ n/a | 6 | $ 400,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ n/a | 5 | $ 1,685,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ n/a | 4 | $ 410,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ n/a | 4 | $ 310,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ n/a | 3 | $ 295,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ n/a | 3 | $ 1,505,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ n/a | 2 | $ 340,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ n/a | 2 | $ 300,000 |
| Cooperativa De Ac Jesus Obrero PMB 159 HC 01 BOX 29030 GUAYNABO, PR 00969 |
* | $ n/a | 2 | $ 180,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ n/a | 1 | $ 165,000 |
| Everett Financial, Inc. 14801 QUORUM DRIVE, SUITE 300 DALLAS, TX 75254 |
* | $ n/a | 1 | $ 105,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ n/a | 1 | $ 565,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ n/a | 1 | $ 85,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ n/a | 1 | $ 75,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 1 | $ 265,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ n/a | 1 | $ 65,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ n/a | 1 | $ 55,000 |
The tables below break down 2025 mortgage applications in Aguas Buenas Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Aguas Buenas Municipio, PR in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 92 | $16,040,000 | $174,000 | $615,000 | $84,000 | $432,000 |
| Cash-out Refinancing | 6 | $770,000 | $128,000 | $215,000 | $97,000 | $159,000 |
| Not Applicable | 5 | $235,000 | $47,000 | $105,000 | $0 | $0 |
| Other Purpose | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
| Refinancing | 1 | $55,000 | $55,000 | $55,000 | $187,000 | $187,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 80 | $13,130,000 | $164,000 | $615,000 | $83,000 | $432,000 |
| Not applicable | 15 | $1,685,000 | $112,000 | $265,000 | $0 | $0 |
| Not Provided | 7 | $1,185,000 | $169,000 | $315,000 | $64,000 | $64,000 |
| White | 2 | $620,000 | $310,000 | $515,000 | $163,000 | $261,000 |
| Black or African American | 1 | $565,000 | $565,000 | $565,000 | $257,000 | $257,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 44 | $6,810,000 | $154,000 | $615,000 | $56,000 | $243,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28 | $4,730,000 | $168,000 | $565,000 | $141,000 | $432,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $2,885,000 | $125,000 | $185,000 | $49,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 10 | $2,760,000 | $276,000 | $555,000 | $104,000 | $382,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 55 | $9,365,000 | $170,000 | $615,000 | $84,000 | $432,000 |
| Loan Purchased By The Institution | 20 | $2,250,000 | $112,000 | $265,000 | $0 | $0 |
| Application Withdrawn By Applicant | 14 | $3,160,000 | $225,000 | $565,000 | $114,000 | $382,000 |
| Application Denied By Financial Institution | 7 | $1,295,000 | $185,000 | $315,000 | $54,000 | $105,000 |
| File Closed For Incompleteness | 6 | $680,000 | $113,000 | $225,000 | $101,000 | $187,000 |
| Application Approved But Not Accepted | 3 | $435,000 | $145,000 | $215,000 | $51,000 | $59,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 97 | $15,725,000 | $162,000 | $615,000 | $90,000 | $432,000 |
| Collateral | 5 | $1,045,000 | $209,000 | $315,000 | $64,000 | $105,000 |
| Debt-To-Income Ratio | 2 | $230,000 | $115,000 | $165,000 | $35,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $50,000 | $50,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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