Antrim County, MI Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,080 mortgage applications in Antrim County, MI totaling $266.9 million, up 21% from 2023. The average application was for $247,000, and applicants reported an average income of $161,000. 59% of applications resulted in an originated loan and 16% were denied. The most active lender was Huntington National Bank, with 133 applications, followed by 4front Credit Union and United Wholesale Mortgage.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,080
Total Mortgage Loan Application Amount $266,890,000
Average Mortgage Loan Application Amount $247,000
Highest Mortgage Loan Application Amount $5,505,000
Average Applicant Income $161,000
Highest Applicant Income $5,908,000

Mortgage Company List for Lending in Antrim County, MI for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 133 $ 23,715,000
4front Credit Union
101 N PARK ST
TRAVERSE CITY, MI 49685
* $ n/a 131 $ 14,585,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 65 $ 19,745,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ n/a 48 $ 17,280,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 42 $ 9,930,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 25 $ 5,655,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ n/a 24 $ 6,710,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ n/a 22 $ 5,730,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 19 $ 6,475,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 18 $ 4,400,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ n/a 17 $ 5,695,000
Community Financial
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ n/a 14 $ 1,770,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 14 $ 4,200,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ n/a 13 $ 1,665,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 12 $ 2,200,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 12 $ 750,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 11 $ 7,515,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 10 $ 3,390,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 10 $ 1,600,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ n/a 9 $ 2,825,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 9 $ 2,075,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 9 $ 1,865,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 9 $ 2,125,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 9 $ 1,195,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ n/a 8 $ 3,390,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 7 $ 475,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 7 $ 1,615,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 7 $ 845,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 6 $ 1,260,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 6 $ 650,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 6 $ 1,200,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 6 $ 1,850,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ n/a 6 $ 1,780,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ n/a 6 $ 2,220,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 6 $ 1,520,000
Frankenmuth Credit Union
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ n/a 5 $ 745,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ n/a 5 $ 605,000
Michigan Schools and Governmen
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ n/a 5 $ 775,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 5 $ 1,675,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 5 $ 1,245,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ n/a 5 $ 2,705,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 4 $ 1,100,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 4 $ 650,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 4 $ 1,000,000
Consumers Credit Union
PO BOX 525
KALAMAZOO, MI 49009
* $ n/a 4 $ 2,040,000
State Savings Bank
703 MAIN ST
FRANKFORT, MI 49635
* $ n/a 4 $ 1,010,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 4 $ 310,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 4 $ 690,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 4 $ 390,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 4 $ 1,260,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 4 $ 840,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 3 $ 175,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 755,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 495,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 3 $ 545,000
Honor Bank
2254 HENRY ST
HONOR, MI 49640
* $ n/a 3 $ 1,825,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 3 $ 855,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 3 $ 645,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 1,485,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 3 $ 255,000
Coast One Mortgage, LLC

FORT WASHINGTON, PA 19034
* $ n/a 3 $ 565,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 3 $ 735,000
Elga Credit Union
2303 S. CENTER ROAD
GRAND BLANC, MI 48439
* $ n/a 3 $ 735,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 3 $ 495,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 3 $ 505,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 2 $ 120,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ n/a 2 $ 580,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 2 $ 480,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 2 $ 230,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 2 $ 2,700,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 380,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ n/a 2 $ 1,550,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 2 $ 710,000
Blg Holdings, LLC
2353 S. LINDEN RD. SUITE A
FLINT, MI 48507
* $ n/a 2 $ 880,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 2 $ 400,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 1,390,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ n/a 2 $ 590,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 2 $ 1,490,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48121
* $ n/a 2 $ 310,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 2 $ 540,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 2 $ 520,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 2 $ 740,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 2 $ 1,270,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ n/a 2 $ 710,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 2 $ 470,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 2 $ 860,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 2 $ 780,000
United Bay Community CU
1309 N. LINCOLN AVE.
BAY CITY, MI 48708
* $ n/a 2 $ 310,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 2 $ 1,890,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 2 $ 700,000
First State Bank
24300 LITTLE MACK
ST CLAIR SHORES, MI 48080
* $ n/a 2 $ 250,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 500,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 420,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ n/a 2 $ 3,700,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 2 $ 640,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 2 $ 1,960,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 175,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 1 $ 205,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 825,000
Everwise Credit Union
110 S MAIN ST
SOUTH BEND, IN 46601
* $ n/a 1 $ 135,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 975,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 1 $ 635,000
University of Michigan Credit Union
340 E. HURON
ANN ARBOR, MI 48104
* $ n/a 1 $ 45,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 215,000
Northstar Bank
833 S. VAN DYKE RD.
BAD AXE, MI 48413
* $ n/a 1 $ 265,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 55,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 1 $ 295,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ n/a 1 $ 365,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 45,000
Community First Federal Credit
9637 N GREENVILLE RD
LAKEVIEW, MI 48850
* $ n/a 1 $ 245,000
Three Rivers Federal Crediit U
1615 NORTHLAND BLVD
FORT WAYNE, IN 46825
* $ n/a 1 $ 295,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ n/a 1 $ 105,000
The Farmers Bank
9 E CLINTON ST
FRANKFORT, IN 46041
* $ n/a 1 $ 645,000
Dort Financial Credit Union
9048 HOLLY ROAD
GRAND BLANC, MI 48439
* $ n/a 1 $ 45,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 1 $ 85,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ n/a 1 $ 805,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 505,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 1,085,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 85,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 75,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 1,345,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 1 $ 175,000
Loc Credit Union
6246 CHASE ROAD
FARMINGTON, MI 48336
* $ n/a 1 $ 45,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 1,205,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 125,000
Security Credit Union
5255 SECURITY PARK BLVD
HOLLY, MI 48442
* $ n/a 1 $ 25,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 105,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 2,515,000
First Farmers Bank & Trust
123 N. JEFFERSON STREET
CONVERSE, IN 46919
* $ n/a 1 $ 315,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 135,000
Jolt Credit Union
6180 STATE STREET
SAGINAW, MI 48603
* $ n/a 1 $ 285,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 1 $ 105,000
The State Bank
175 N LEROY ST
FENTON, MI 48430
* $ n/a 1 $ 365,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ n/a 1 $ 185,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ n/a 1 $ 465,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ n/a 1 $ 75,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 255,000
Team One Credit Union
520 HAYDEN
SAGINAW, MI 48607
* $ n/a 1 $ 95,000
Community West Credit Union
4045 60TH ST SE
KENTWOOD, MI 49512
* $ n/a 1 $ 35,000
Peoples Bank
9204 COLUMBIA AVE.
MUNSTER, IN 46321
* $ n/a 1 $ 395,000
Honor Credit Union
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ n/a 1 $ 235,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 155,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 345,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ n/a 1 $ 125,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 245,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 1,015,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ n/a 1 $ 225,000
A&N Mortgage Services, Inc.
901 S 2ND ST STE #201
SPRINGFIELD, IL 62704
* $ n/a 1 $ 195,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ n/a 1 $ 95,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 135,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 215,000
Community Choice Credit Union
31155 NORTHWESTERN HWY
FARMINGTON HILLS, MI 48334
* $ n/a 1 $ 25,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 175,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 235,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 1 $ 1,365,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ n/a 1 $ 125,000
First Financial Bank
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ n/a 1 $ 305,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 335,000
Advia Credit Union
550 S RIVERVIEW DR
KALAMAZOO, MI 49009
* $ n/a 1 $ 115,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 175,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ n/a 1 $ 105,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 125,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 145,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ n/a 1 $ 175,000

The tables below break down 2024 mortgage applications in Antrim County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Antrim County, MI in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 426 $157,150,000 $368,000 $5,505,000 $226,000 $5,908,000
Cash-out Refinancing 192 $40,390,000 $210,000 $1,505,000 $97,000 $1,089,000
Other Purpose 173 $19,865,000 $114,000 $505,000 $129,000 $2,829,000
Home Improvement 155 $15,345,000 $99,000 $435,000 $130,000 $1,276,000
Refinancing 134 $34,140,000 $254,000 $1,605,000 $132,000 $904,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 873 $201,755,000 $231,000 $2,545,000 $159,000 $5,908,000
Not Provided 132 $36,990,000 $280,000 $2,175,000 $168,000 $3,531,000
Not applicable 41 $18,205,000 $444,000 $5,505,000 $0 $0
Hispanic 19 $5,575,000 $293,000 $705,000 $131,000 $375,000
American Indian or Alaskan Native 7 $1,325,000 $189,000 $615,000 $99,000 $195,000
Asian 6 $1,510,000 $251,000 $415,000 $196,000 $406,000
Black or African American 2 $1,530,000 $765,000 $1,365,000 $753,000 $1,453,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 887 $222,655,000 $251,000 $5,505,000 $177,000 $5,908,000
FHA-insured (Federal Housing Administration) 118 $22,530,000 $190,000 $445,000 $66,000 $172,000
VA-guaranteed (Veterans Administration) 71 $21,205,000 $298,000 $1,345,000 $96,000 $470,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $500,000 $125,000 $135,000 $60,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 635 $165,285,000 $260,000 $2,545,000 $183,000 $5,908,000
Application Denied By Financial Institution 174 $26,990,000 $155,000 $775,000 $93,000 $540,000
Application Withdrawn By Applicant 149 $39,945,000 $268,000 $5,505,000 $150,000 $3,531,000
File Closed For Incompleteness 51 $11,105,000 $217,000 $1,345,000 $106,000 $470,000
Loan Purchased By The Institution 36 $10,460,000 $290,000 $1,015,000 $0 $0
Application Approved But Not Accepted 29 $11,395,000 $392,000 $2,515,000 $216,000 $1,089,000
Preapproval Approved but not Accepted 5 $1,375,000 $275,000 $375,000 $146,000 $222,000
Preapproval Denied by Financial Institution 1 $335,000 $335,000 $335,000 $105,000 $105,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 892 $235,600,000 $264,000 $5,505,000 $175,000 $5,908,000
Debt-To-Income Ratio 67 $14,145,000 $211,000 $935,000 $87,000 $379,000
Credit History 37 $3,985,000 $107,000 $265,000 $69,000 $163,000
Collateral 36 $5,180,000 $143,000 $775,000 $125,000 $540,000
Credit Application Incomplete 24 $4,820,000 $200,000 $505,000 $122,000 $375,000
Other 12 $1,680,000 $140,000 $325,000 $100,000 $261,000
Unverifiable Information 6 $710,000 $118,000 $225,000 $107,000 $191,000
Employment History 4 $450,000 $112,000 $295,000 $47,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 2 $320,000 $160,000 $255,000 $29,000 $45,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Michigan Lender List