Unlock detailed Arkansas County AR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 422 |
| Total Mortgage Loan Application Amount | $41,700,000 |
| Average Mortgage Loan Application Amount | $98,000 |
| Highest Mortgage Loan Application Amount | $425,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $458,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| THE FARMERS & MERCHANTS BANK 708 S MAIN ST STUTTGART, AR 72160 |
* | $ 1,007,589,000 | 73 | $ 6,045,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 15,308,454,000 | 36 | $ 2,370,000 |
| FIRSTTRUST HOME LOANS, INC. 906 SOUTH ROCK ST. SHERIDAN, AR 72150 |
* | $ -1,000 | 35 | $ 4,465,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 26 | $ 1,860,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,747,398,000,000 | 22 | $ 3,560,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 19 | $ 1,105,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 15 | $ 1,515,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 12 | $ 1,330,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 11 | $ 1,115,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 11 | $ 805,000 |
| TIB NATIONAL ASSOCIATION 11701 LUNA ROAD FARMERS BRANCH, TX 75234 |
* | $ 2,479,145,000 | 7 | $ 995,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,751,524,000,000 | 6 | $ 220,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 6 | $ 720,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 6 | $ 340,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 6 | $ 640,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 98,729,134,000 | 5 | $ 315,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 5 | $ 615,000 |
| NTFN, INC. 700 STATE HIGHWAY 121, SUITE 100 PLANO, TX 75067 |
* | $ -1,000 | 4 | $ 430,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 4 | $ 390,000 |
| SIMMONS BANK 501 MAIN PINE BLUFF, AR 71601 |
* | $ 9,380,854,000 | 4 | $ 410,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 3 | $ 465,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 14,726,156,000 | 3 | $ 245,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 3 | $ 235,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 3 | $ 455,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 3 | $ 215,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 3 | $ 325,000 |
| MORTGAGE INVESTORS GROUP, INC. 8320 E. WALKER SPRINGS LANE NASHVILLE, TN 37923 |
* | $ -1,000 | 3 | $ 315,000 |
| FLAT BRANCH MORTGAGE, INC. 101 S. FIFTH STREET, STE 200 COLUMBIA, MO 65201 |
* | $ -1,000 | 3 | $ 235,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 3 | $ 185,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 3 | $ 425,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 316,352,000 | 3 | $ 335,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 2 | $ 290,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ -1,000 | 2 | $ 440,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,325,220,000 | 2 | $ 130,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 2 | $ 440,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 2 | $ 150,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 34,298,273,000 | 2 | $ 250,000 |
| ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 16,758,528,000 | 2 | $ 200,000 |
| BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,175,351,000 | 2 | $ 300,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 2 | $ 80,000 |
| ROUNDPOINT MORTGAGE SERVICING LLC 5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8 WILMINGTON, DE 28219 |
* | $ -1,000 | 2 | $ 170,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 2 | $ 50,000 |
| CHICKASAW COMMUNITY BANK 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73108 |
* | $ 133,225,000 | 1 | $ 115,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 264,496,000 | 1 | $ 15,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 4,724,296,000 | 1 | $ 105,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 1 | $ 125,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 155,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 1 | $ 55,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 1 | $ 65,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ -1,000 | 1 | $ 195,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,384,707,000,000 | 1 | $ 15,000 |
| TELCOE FEDERAL CREDIT UNION PO BOX 34200 LITTLE ROCK, AR 72203 |
* | $ 353,541,000 | 1 | $ 195,000 |
| GATEWAY MORTGAGE GROUP, LLC 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ -1,000 | 1 | $ 165,000 |
| FIRST INTERNET BANK OF INDIANA 11201 USA PARKWAY FISHERS, IN 46037 |
* | $ 2,764,317,000 | 1 | $ 205,000 |
| ARKANSAS FEDERAL CREDIT UNION PO BOX 9 JACKSONVILLE, AR 72078 |
* | $ 1,147,748,000 | 1 | $ 115,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 1 | $ 5,000 |
| MORTGAGE SOLUTIONS LLC 4020 FEE FEE ROAD SAINT LOUIS, MO 63044 |
* | $ -1,000 | 1 | $ 95,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 265,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 1 | $ 155,000 |
| UNITED BUILT HOMES, L.L.C. 8500 LINE AVE BATON ROUGE, LA 71106 |
* | $ -1,000 | 1 | $ 115,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,696,742,000 | 1 | $ 25,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 1 | $ 75,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 1 | $ 275,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 55,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 115,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 135,000 |
| SOUTHERN BANCORP BANK 601 MAIN STREET ARKADELPHIA, AR 71923 |
* | $ 1,235,070,000 | 1 | $ 395,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 250 | $25,730,000 | $102,000 | $395,000 | $63,000 | $458,000 |
| Refinancing | 71 | $7,145,000 | $100,000 | $425,000 | $82,000 | $330,000 |
| Cash-out Refinancing | 48 | $5,580,000 | $116,000 | $235,000 | $65,000 | $308,000 |
| Home Improvement | 22 | $1,270,000 | $57,000 | $185,000 | $87,000 | $167,000 |
| Other Purpose | 20 | $1,090,000 | $54,000 | $245,000 | $75,000 | $374,000 |
| Not Applicable | 11 | $885,000 | $80,000 | $155,000 | $89,000 | $89,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 247 | $23,655,000 | $95,000 | $395,000 | $74,000 | $458,000 |
| Black or African American | 74 | $6,470,000 | $87,000 | $385,000 | $47,000 | $182,000 |
| Not applicable | 67 | $6,665,000 | $99,000 | $425,000 | $54,000 | $89,000 |
| Not Provided | 23 | $3,685,000 | $160,000 | $305,000 | $82,000 | $230,000 |
| Hispanic | 4 | $410,000 | $102,000 | $185,000 | $34,000 | $53,000 |
| American Indian or Alaskan Native | 2 | $200,000 | $100,000 | $165,000 | $52,000 | $58,000 |
| Asian | 2 | $280,000 | $140,000 | $165,000 | $38,000 | $61,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 246 | $23,630,000 | $96,000 | $425,000 | $79,000 | $397,000 |
| FHA-insured (Federal Housing Administration) | 88 | $9,350,000 | $106,000 | $295,000 | $53,000 | $111,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 78 | $7,490,000 | $96,000 | $165,000 | $41,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,230,000 | $123,000 | $245,000 | $86,000 | $458,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 186 | $18,030,000 | $96,000 | $425,000 | $72,000 | $397,000 |
| Application Denied By Financial Institution | 97 | $8,295,000 | $85,000 | $385,000 | $61,000 | $458,000 |
| Loan Purchased By The Institution | 71 | $8,575,000 | $120,000 | $395,000 | $95,000 | $330,000 |
| Application Withdrawn By Applicant | 32 | $4,160,000 | $130,000 | $395,000 | $67,000 | $364,000 |
| File Closed For Incompleteness | 23 | $1,845,000 | $80,000 | $245,000 | $57,000 | $167,000 |
| Application Approved But Not Accepted | 12 | $700,000 | $58,000 | $135,000 | $57,000 | $168,000 |
| Preapproval Denied by Financial Institution | 1 | $95,000 | $95,000 | $95,000 | $40,000 | $40,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 265 | $28,525,000 | $107,000 | $395,000 | $72,000 | $397,000 |
| Debt-To-Income Ratio | 97 | $8,685,000 | $89,000 | $425,000 | $61,000 | $229,000 |
| Credit History | 27 | $1,585,000 | $58,000 | $155,000 | $60,000 | $185,000 |
| Collateral | 10 | $890,000 | $89,000 | $245,000 | $92,000 | $458,000 |
| Unverifiable Information | 9 | $635,000 | $70,000 | $95,000 | $53,000 | $129,000 |
| Other | 8 | $560,000 | $70,000 | $125,000 | $89,000 | $374,000 |
| Credit Application Incomplete | 5 | $735,000 | $147,000 | $265,000 | $71,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $29,000 | $29,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.