Attala County, MS Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 565 mortgage applications in Attala County, MS totaling $71.1 million, up 16% from 2024. The average application was for $125,000, and applicants reported an average income of $82,000. 45% of applications resulted in an originated loan and 24% were denied. The most active lender was 21st Mortgage, with 72 applications, followed by Renasant Bank and Triad Financial Services, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 565
Total Mortgage Loan Application Amount $71,095,000
Average Mortgage Loan Application Amount $125,000
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $82,000
Highest Applicant Income $708,000

Mortgage Company List for Lending in Attala County, MS for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 72 $ 6,900,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 42 $ 4,080,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 35 $ 4,175,000
Citizens National Bank of Meridian
512 22ND AVENUE
MERIDIAN, MS 39302
* $ n/a 33 $ 3,735,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ n/a 33 $ 3,755,000
Bank of Commerce
310 HOWARD STREET
GREENWOOD, MS 38930
* $ n/a 31 $ 4,125,000
The Citizens Bank
521 MAIN ST
PHILADELPHIA, MS 39350
* $ n/a 27 $ 5,785,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 24 $ 1,450,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 18 $ 3,090,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 16 $ 1,130,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 16 $ 2,750,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ n/a 13 $ 1,515,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 11 $ 1,025,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ n/a 9 $ 1,755,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 9 $ 1,395,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 9 $ 1,925,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 8 $ 880,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 8 $ 1,650,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 8 $ 820,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 7 $ 1,425,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 7 $ 725,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 6 $ 830,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 5 $ 675,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 4 $ 840,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 4 $ 420,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 4 $ 200,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 3 $ 455,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 3 $ 595,000
Aaa Capital Investment, Inc
41 E LIVE OAK AVE
ARCADIA, CA 91006
* $ n/a 3 $ 505,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 835,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 3 $ 475,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 3 $ 545,000
Hope Federal Credit Union
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ n/a 3 $ 135,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 3 $ 325,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 3 $ 105,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ n/a 2 $ 200,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 2 $ 140,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ n/a 2 $ 370,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ n/a 2 $ 90,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 2 $ 260,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 2 $ 220,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 130,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 2 $ 80,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 380,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ n/a 2 $ 300,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 430,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 2 $ 290,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 420,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 75,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 215,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 95,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 165,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 1 $ 185,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 35,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 55,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 385,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 25,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 55,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ n/a 1 $ 215,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 1 $ 55,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 1 $ 105,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ n/a 1 $ 95,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ n/a 1 $ 85,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 1 $ 65,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 55,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 195,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ n/a 1 $ 205,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 1 $ 125,000
Mutual Federal Credit Unon
1604 CHERRY STREET
VICKSBURG, MS 39180
* $ n/a 1 $ 55,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 1 $ 95,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ n/a 1 $ 65,000
Servis One, Inc
4200 REGENT BLVD SUIT B200
IRVING, TX 75063
* $ n/a 1 $ 195,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ n/a 1 $ 65,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ n/a 1 $ 95,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 125,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 1 $ 385,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 35,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 55,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 105,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ n/a 1 $ 385,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 1 $ 135,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 165,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 1 $ 115,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ n/a 1 $ 145,000

The tables below break down 2025 mortgage applications in Attala County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Attala County, MS in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 333 $42,645,000 $128,000 $505,000 $79,000 $708,000
Refinancing 86 $15,790,000 $183,000 $3,505,000 $112,000 $576,000
Cash-out Refinancing 57 $7,575,000 $132,000 $425,000 $71,000 $331,000
Other Purpose 53 $3,175,000 $59,000 $165,000 $73,000 $627,000
Home Improvement 36 $1,910,000 $53,000 $355,000 $80,000 $334,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 278 $34,230,000 $123,000 $505,000 $96,000 $708,000
Black or African American 172 $16,400,000 $95,000 $375,000 $60,000 $349,000
Not applicable 59 $13,405,000 $227,000 $3,505,000 $100,000 $100,000
Not Provided 39 $5,185,000 $132,000 $425,000 $86,000 $627,000
Hispanic 9 $1,045,000 $116,000 $205,000 $81,000 $140,000
American Indian or Alaskan Native 7 $825,000 $117,000 $395,000 $52,000 $92,000
Asian 1 $5,000 $5,000 $5,000 $20,000 $20,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 402 $44,320,000 $110,000 $3,505,000 $86,000 $708,000
FHA-insured (Federal Housing Administration) 99 $15,555,000 $157,000 $485,000 $66,000 $199,000
VA-guaranteed (Veterans Administration) 40 $8,180,000 $204,000 $385,000 $79,000 $166,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $3,040,000 $126,000 $225,000 $68,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 255 $32,265,000 $126,000 $1,735,000 $102,000 $708,000
Application Denied By Financial Institution 136 $12,910,000 $94,000 $395,000 $59,000 $627,000
Application Withdrawn By Applicant 51 $10,035,000 $196,000 $3,505,000 $64,000 $187,000
Loan Purchased By The Institution 48 $7,630,000 $158,000 $385,000 $98,000 $150,000
File Closed For Incompleteness 40 $4,440,000 $111,000 $425,000 $66,000 $137,000
Application Approved But Not Accepted 35 $3,815,000 $109,000 $315,000 $74,000 $145,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 372 $48,420,000 $130,000 $1,735,000 $87,000 $708,000
Debt-To-Income Ratio 83 $12,735,000 $153,000 $3,505,000 $91,000 $542,000
Credit History 67 $5,845,000 $87,000 $385,000 $48,000 $118,000
Collateral 15 $1,395,000 $93,000 $375,000 $86,000 $206,000
Credit Application Incomplete 10 $980,000 $98,000 $195,000 $59,000 $140,000
Other 10 $1,180,000 $118,000 $295,000 $128,000 $627,000
Insufficient Cash (Downpayment, Closing Cost) 4 $330,000 $82,000 $145,000 $69,000 $150,000
Unverifiable Information 3 $145,000 $48,000 $65,000 $33,000 $52,000
Employment History 1 $65,000 $65,000 $65,000 $5,000 $5,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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