Barren County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Unlock detailed Barren County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,718
Total Mortgage Loan Application Amount $190,131,000
Average Mortgage Loan Application Amount $110,000
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $62,000
Highest Applicant Income $2,419,000

Mortgage Company List for Lending in Barren County KY for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
SOUTH CENTRAL BANK, INC.
501 S L ROGERS WELLS BLVD
GLASGOW, KY 42141
* $ 934,771,000 303 $ 32,416,000
EDMONTON STATE BANK
204 ROGERS ROAD
GLASGOW, KY 42141
* $ 464,133,000 301 $ 34,366,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 111 $ 10,944,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 110 $ 7,217,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 205,125,538,000 58 $ 5,034,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 180,082,000 44 $ 5,632,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ 42,141,000 40 $ 4,679,000
LIMESTONE BANK, INC.
2500 EASTPOINT PARKWAY
LOUISVILLE, KY 40223
* $ 948,072,000 33 $ 3,289,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 32 $ 4,001,000
REPUBLIC STATE MORTGAGE CO.
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ 10,000,000 28 $ 3,700,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 27 $ 5,003,000
CITIZENS FIRST BANK, INC.
1805 CAMPBELL LN
BOWLING GREEN, KY 42104
* $ 432,118,000 27 $ 2,511,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,610,580,000,000 25 $ 3,616,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 24 $ 3,043,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 22 $ 2,311,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 19 $ 2,639,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 19 $ 2,255,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 15 $ 2,222,000
THE MONTICELLO BANKING COMPANY
50 NORTH MAIN STREET; PO BOX 421
MONTICELLO, KY 42633
* $ 560,028,000 15 $ 1,374,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 13 $ 2,154,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 13 $ 1,503,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 12 $ 1,925,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 11 $ 1,177,000
HANCOCK BANK & TRUST COMPANY
220 MAIN STREET
HAWESVILLE, KY 42348
* $ 274,676,000 11 $ 1,788,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 11 $ 784,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 11 $ 1,369,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 11 $ 1,352,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 348,291,098,000 10 $ 741,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 10 $ 1,298,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 10 $ 1,573,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 9 $ 955,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 9 $ 1,135,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 9 $ 648,000
SERVICE ONE CREDIT UNION, INC.
P.O. BOX 51770
BOWLING GREEN, KY 42102
* $ 135,402,000 8 $ 661,000
MORGANTOWN BANK & TRUST COMPANY, INCORPORATED
PO BOX 68
MORGANTOWN, KY 42261
* $ 167,586,000 7 $ 1,128,000
BANK OF EDMONSON COUNTY
PO BOX 99
BROWNSVILLE, KY 42210
* $ 210,036,000 7 $ 302,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,639,305,000,000 7 $ 698,000
MORTGAGE SUPPLIERS, INC.
8771 ROCKWELL RD.
WINCHESTER, KY 40391
* $ 1,874,000 7 $ 747,000
ALLIANCE CREDIT, LLC
7825 W. AKRON-CANFIELD RD
CANFIELD, OH 44406
* $ 56,032,000 7 $ 363,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 7 $ 855,000
FIRST LIBERTY FINANCIAL GROUP
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 7 $ 950,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 234,265,000 6 $ 475,000
ABOUND FEDERAL CREDIT UNION
3939 S. DIXIE BLVD
RADCLIFF, KY 40160
* $ 1,289,160,000 6 $ 562,000
THE FARMERS NATIONAL BANK OF SCOTTSVILLE
1595 VETERANS MEMORIAL HWY
SCOTTSVILLE, KY 42164
* $ 250,670,000 6 $ 693,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 6 $ 849,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,801,773,000 5 $ 296,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ 10,000,000 5 $ 499,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 5 $ 115,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 4 $ 649,000
CLAYTON BANK AND TRUST
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 785,530,000 4 $ 270,000
FRANKLIN BANK & TRUST COMPANY
P.O. BOX 449
FRANKLIN, KY 42135
* $ 417,333,000 4 $ 320,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 4 $ 357,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 4 $ 704,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 4 $ 622,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 408,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 4 $ 516,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 4 $ 412,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 4 $ 372,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 276,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 3 $ 147,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 3 $ 281,000
AMERICAN BANK & TRUST COMPANY, INC.
1302 SCOTTSVILLE ROAD
BOWLING GREEN, KY 42102
* $ 310,655,000 3 $ 136,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 3 $ 553,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 3 $ 397,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 3 $ 431,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 3 $ 446,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 3 $ 304,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 3 $ 497,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 1,031,779,000 3 $ 304,000
INDEPENDENCE BANK OF KENTUCKY
2425 FREDERICA STREET
OWENSBORO, KY 42301
* $ 1,813,634,000 3 $ 511,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ 10,000,000 3 $ 329,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
NASHVILLE, TN 37923
* $ 10,000,000 2 $ 252,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 2 $ 266,000
MB FINANCIAL BANK, NATIONAL ASSOCIATION
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 2 $ 228,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,299,801,000,000 2 $ 159,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 2 $ 151,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 347,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 2 $ 340,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 2 $ 227,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ 826,484,000 2 $ 311,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 295,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 281,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 2 $ 161,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 84,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 2 $ 126,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 184,000
FIRST SOUTHERN NATIONAL BANK
99 LANCASTER STREET
LANCASTER, KY 40484
* $ 835,142,000 2 $ 210,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 2 $ 428,000
MIDWEST AMERICA FEDERAL CREDIT UNION
1104 MEDICAL PARK DR
FORT WAYNE, IN 46825
* $ 520,614,000 2 $ 133,000
OAKSTAR BANK
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 393,454,000 1 $ 110,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 988,439,000 1 $ 172,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 12,356,237,000 1 $ 55,000
CAPSTAR BANK
201 FOURTH AVE, NORTH SUITE 950
NASHVILLE, TN 37219
* $ 1,206,427,000 1 $ 91,000
FINWORTH MORTGAGE, LLC, AN INSBANK COMPANY
2106 CRESTMOOR ROAD
NASHVILLE, TN 37215
* $ 319,700,000 1 $ 113,000
FARMERS DEPOSIT BANK
P O BOX 188
CYNTHIANA, KY 41031
* $ 130,983,000 1 $ 195,000
THE FARMERS BANK
P. O. BOX 10, 120 VILLAGE DRIVE
PORTLAND, TN 37148
* $ 577,562,000 1 $ 114,000
TRADITIONAL BANK, INC.
49 W MAIN STREET
MOUNT STERLING, KY 40353
* $ 1,233,987,000 1 $ 150,000
TRANSCEND FEDERAL CREDIT UNION
3740 BARDSTOWN ROAD
LOUISVILLE, KY 40218
* $ 351,186,000 1 $ 162,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 1 $ 288,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ 10,000,000 1 $ 65,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 1 $ 137,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ 10,000,000 1 $ 285,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 1 $ 323,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 1,177,985,000 1 $ 165,000
FORCHT BANK, NATIONAL ASSOCIATION
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 1,011,527,000 1 $ 68,000
PINNACLE BANK
150 3RD AVE SOUTH, SUITE 900
NASHVILLE, TN 37201
* $ 8,685,659,000 1 $ 140,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20817
* $ 504,343,000 1 $ 66,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 1 $ 80,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 1 $ 109,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 63,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SACRAMENTO, CA 92707
* $ 11,000,000 1 $ 219,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ 10,000,000 1 $ 128,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ 10,000,000 1 $ 179,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 167,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 1 $ 130,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 153,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ 10,000,000 1 $ 105,000
WRIGHT-PATT CREDIT UNION, INC.
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 3,202,505,000 1 $ 285,000
WESTFIELD BANK, FSB
TWO PARK CIRCLE
WESTFIELD CENTER, OH 44251
* $ 1,086,068,000 1 $ 52,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 102,000
THE MORTGAGE WAREHOUSE,LLC
2011 LAKE POINT WAY, SUITE 101
LOUISVILLE, KY 40223
* $ 7,644,442,000 1 $ 172,000
KING SOUTHERN BANK
911 BLANKENBAKER PKWY
LOUISVILLE, KY 40243
* $ 174,083,000 1 $ 295,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
NASHVILLE, TN 37072
* $ 100,000,000 1 $ 113,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 1 $ 128,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 219,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 138,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ 11,000,000 1 $ 131,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 138,620,635,000 1 $ 31,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 140,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 324,000
FIRST SECURITY BANK, INC.
PO BOX 788
OWENSBORO, KY 42302
* $ 592,720,000 1 $ 66,000
KENTUCKY NEIGHBORHOOD BANK, IN
1000 N. DIXIE AVE.
ELIZABETHTOWN, KY 42701
* $ 134,589,000 1 $ 81,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Barren County KY in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 885 $98,601,000 $111,000 $1,008,000 $58,000 $2,419,000
Refinancing 721 $86,168,000 $119,000 $2,005,000 $67,000 $1,741,000
Home Improvement 112 $5,362,000 $47,000 $253,000 $58,000 $400,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,389 $145,133,000 $104,000 $1,355,000 $64,000 $1,372,000
Not applicable 144 $23,416,000 $162,000 $2,005,000 $7,000 $126,000
Not Provided 138 $16,811,000 $121,000 $928,000 $93,000 $2,419,000
Black or African American 27 $2,200,000 $81,000 $256,000 $36,000 $117,000
Hispanic 9 $1,011,000 $112,000 $320,000 $51,000 $107,000
American Indian or Alaskan Native 6 $721,000 $120,000 $184,000 $228,000 $731,000
Asian 5 $839,000 $167,000 $228,000 $66,000 $88,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,230 $129,952,000 $105,000 $2,005,000 $71,000 $2,419,000
FHA-insured (Federal Housing Administration) 249 $28,080,000 $112,000 $283,000 $35,000 $132,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 127 $14,871,000 $117,000 $1,355,000 $40,000 $509,000
VA-guaranteed (Veterans Administration) 112 $17,228,000 $153,000 $370,000 $48,000 $176,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 981 $113,248,000 $115,000 $2,005,000 $75,000 $2,419,000
Application Denied By Financial Institution 323 $30,930,000 $95,000 $370,000 $45,000 $240,000
Loan Purchased By The Institution 134 $16,953,000 $126,000 $351,000 $19,000 $190,000
Application Withdrawn By Applicant 113 $12,277,000 $108,000 $928,000 $58,000 $660,000
File Closed For Incompleteness 95 $7,926,000 $83,000 $281,000 $46,000 $176,000
Application Approved But Not Accepted 72 $8,797,000 $122,000 $331,000 $64,000 $400,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 47 $3,251,000 $69,000 $264,000 $44,000 $175,000
Debt-To-Income Ratio 28 $2,184,000 $78,000 $202,000 $38,000 $99,000
Collateral 16 $1,832,000 $114,000 $275,000 $63,000 $116,000
Credit Application Incomplete 12 $1,345,000 $112,000 $368,000 $44,000 $93,000
Other 7 $764,000 $109,000 $168,000 $66,000 $124,000
Unverifiable Information 3 $355,000 $118,000 $229,000 $111,000 $176,000
Employment History 3 $405,000 $135,000 $229,000 $81,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 2 $107,000 $53,000 $75,000 $24,000 $30,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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