Bates County, MO Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 641 mortgage applications in Bates County, MO totaling $115.4 million, up 12% from 2023. The average application was for $180,000, and applicants reported an average income of $101,000. 57% of applications resulted in an originated loan and 17% were denied. The most active lender was Community First Bank, with 55 applications, followed by Citizens Bank of Amsterdam and Flagstar Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 641
Total Mortgage Loan Application Amount $115,425,000
Average Mortgage Loan Application Amount $180,000
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $101,000
Highest Applicant Income $2,056,000

Mortgage Company List for Lending in Bates County, MO for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Community First Bank
P.O. BOX 407
BUTLER, MO 64730
* $ n/a 55 $ 6,125,000
Citizens Bank of Amsterdam
19 SOUTH ORANGE STREET
BUTLER, MO 64730
* $ n/a 35 $ 5,305,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 32 $ 6,650,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 32 $ 6,920,000
Adrian Bank
PO BOX 127
ADRIAN, MO 64720
* $ n/a 25 $ 3,295,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 24 $ 4,700,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 23 $ 5,105,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 18 $ 2,460,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 18 $ 3,170,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 17 $ 4,115,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 14 $ 3,650,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 13 $ 2,475,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 13 $ 3,025,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 13 $ 2,865,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 12 $ 2,360,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 10 $ 1,430,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 10 $ 650,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 9 $ 2,685,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 9 $ 1,075,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 9 $ 1,115,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 8 $ 510,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 8 $ 980,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 7 $ 965,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 7 $ 875,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 7 $ 1,625,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 7 $ 1,075,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 6 $ 1,590,000
Fcs Financial Flca
1930 E MILLER ST
JEFFERSON CITY, MO 65101
* $ n/a 6 $ 770,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ n/a 5 $ 1,155,000
Arvest Bank

TULSA, OK 74103
* $ n/a 5 $ 285,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 5 $ 765,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 5 $ 1,375,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 4 $ 690,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 660,000
Mainstreet Federal Credit Union
13001 W 95TH STREET
LENEXA, KS 66215
* $ n/a 4 $ 310,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 4 $ 780,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 4 $ 1,150,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 4 $ 640,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 3 $ 405,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 3 $ 505,000
M Squared Financial LLC
7501 MISSION RD STE 200
PRAIRIE VILLAGE, KS 66208
* $ n/a 3 $ 735,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ n/a 3 $ 475,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 3 $ 115,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 3 $ 435,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 3 $ 395,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 3 $ 125,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 3 $ 625,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 3 $ 475,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 445,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 3 $ 685,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 3 $ 195,000
Sherwood Community Bank
PO BOX 68 202 D ST.
CREIGHTON, MO 64739
* $ n/a 2 $ 130,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 270,000
R-G Fderal Credit Union
421 REMINGTON PLAZA CT
RAYMORE, MO 64083
* $ n/a 2 $ 120,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 660,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 2 $ 460,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 690,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 2 $ 570,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 560,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 380,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 2 $ 360,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ n/a 2 $ 220,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 2 $ 410,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 290,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 2 $ 710,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ n/a 2 $ 530,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 2 $ 860,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 2 $ 780,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 500,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 2 $ 120,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 2 $ 240,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 115,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 395,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 115,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 135,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ n/a 1 $ 95,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 1 $ 335,000
Bank of Odessa
301 W HIGHWAY 40
ODESSA, MO 64076
* $ n/a 1 $ 105,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ n/a 1 $ 55,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 135,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 105,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 395,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 365,000
Goppert Financial Bank
710 OAK ST. P.O. BOX 606
LATHROP, MO 64465
* $ n/a 1 $ 5,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 135,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 175,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ n/a 1 $ 175,000
First Option Bank
702 BAPTISTE DR.
PAOLA, KS 66071
* $ n/a 1 $ 55,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 135,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 325,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 345,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 65,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 75,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 1 $ 305,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ n/a 1 $ 2,005,000
Verimore Bank
PO BOX 190
BROOKFIELD, MO 64628
* $ n/a 1 $ 85,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 1 $ 355,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ n/a 1 $ 185,000
US Wide Financial LLC
VIBHU GROVER
ST LOUIS, MO 63146
* $ n/a 1 $ 65,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 245,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ n/a 1 $ 315,000
First Federal Savings and Loan
PO BOX 636
OLATHE, KS 66051
* $ n/a 1 $ 65,000
Country Club Bank
ONE WARD PARKWAY
KANSAS CITY, MO 64112
* $ n/a 1 $ 305,000
First Federal Bank of Kansas City

LENEXA, KS 66211
* $ n/a 1 $ 215,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ n/a 1 $ 135,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 465,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 105,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 285,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 155,000
Multipli Federal Credit Union
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ n/a 1 $ 165,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 1 $ 565,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 445,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 1 $ 125,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 285,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 135,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 1 $ 335,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 1 $ 725,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 195,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ n/a 1 $ 225,000

The tables below break down 2024 mortgage applications in Bates County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Bates County, MO in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 344 $66,630,000 $193,000 $725,000 $97,000 $512,000
Cash-out Refinancing 102 $18,660,000 $182,000 $615,000 $76,000 $180,000
Refinancing 96 $21,660,000 $225,000 $2,005,000 $139,000 $2,056,000
Home Improvement 52 $4,520,000 $86,000 $325,000 $111,000 $996,000
Other Purpose 47 $3,955,000 $84,000 $345,000 $112,000 $408,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 490 $83,370,000 $170,000 $725,000 $103,000 $2,056,000
Not applicable 82 $19,240,000 $234,000 $2,005,000 $175,000 $203,000
Not Provided 47 $9,015,000 $191,000 $565,000 $83,000 $202,000
Hispanic 10 $1,480,000 $148,000 $305,000 $96,000 $227,000
American Indian or Alaskan Native 4 $650,000 $162,000 $275,000 $71,000 $121,000
Asian 4 $400,000 $100,000 $145,000 $54,000 $79,000
Black or African American 3 $975,000 $325,000 $495,000 $101,000 $110,000
Native Hawaiian or Other Pacific Islander 1 $295,000 $295,000 $295,000 $60,000 $60,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 437 $71,355,000 $163,000 $2,005,000 $110,000 $2,056,000
FHA-insured (Federal Housing Administration) 109 $22,715,000 $208,000 $505,000 $74,000 $180,000
VA-guaranteed (Veterans Administration) 58 $15,250,000 $262,000 $565,000 $81,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $6,105,000 $165,000 $205,000 $73,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 366 $66,290,000 $181,000 $2,005,000 $110,000 $2,056,000
Application Denied By Financial Institution 109 $15,925,000 $146,000 $495,000 $83,000 $408,000
Loan Purchased By The Institution 72 $16,400,000 $227,000 $615,000 $86,000 $203,000
Application Withdrawn By Applicant 65 $13,175,000 $202,000 $565,000 $95,000 $447,000
File Closed For Incompleteness 21 $2,765,000 $131,000 $325,000 $74,000 $180,000
Application Approved But Not Accepted 7 $625,000 $89,000 $225,000 $116,000 $288,000
Preapproval Denied by Financial Institution 1 $245,000 $245,000 $245,000 $56,000 $56,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 415 $84,835,000 $204,000 $2,005,000 $99,000 $2,056,000
Debt-To-Income Ratio 152 $20,350,000 $133,000 $505,000 $110,000 $1,003,000
Collateral 21 $2,985,000 $142,000 $465,000 $89,000 $202,000
Credit History 18 $2,370,000 $131,000 $445,000 $72,000 $165,000
Credit Application Incomplete 17 $2,195,000 $129,000 $245,000 $106,000 $408,000
Unverifiable Information 10 $1,400,000 $140,000 $305,000 $108,000 $248,000
Other 6 $880,000 $146,000 $255,000 $137,000 $227,000
Employment History 2 $410,000 $205,000 $235,000 $52,000 $55,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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