Baxter County, AR Mortgage Lenders & HMDA Data, 2021

In 2021, lenders reported 3,174 mortgage applications in Baxter County, AR totaling $499.4 million, up 5% from 2020. The average application was for $157,000, and applicants reported an average income of $80,000. 58% of applications resulted in an originated loan and 10% were denied. The most active lender was Plains Commerce Bank, with 369 applications, followed by Arvest Bank and Freedom Mortgage Corporation.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,174
Total Mortgage Loan Application Amount $499,430,000
Average Mortgage Loan Application Amount $157,000
Highest Mortgage Loan Application Amount $1,795,000
Average Applicant Income $80,000
Highest Applicant Income $1,362,000

Mortgage Company List for Lending in Baxter County, AR for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 369 $ 68,295,000
Arvest Bank

TULSA, OK 74103
* $ 19,445,554,000 304 $ 39,640,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 212 $ 32,590,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 154 $ 25,950,000
First Security Bank
PO BOX 938
CONWAY, AR 72033
* $ 5,828,222,000 150 $ 21,680,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 116 $ 13,110,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 101 $ 16,515,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ 1,521,073,000 98 $ 16,750,000
Anstaff Bank
PO BOX 1900
GREEN FOREST, AR 72638
* $ 715,939,000 93 $ 15,305,000
The Farmers & Merchants Bank
708 S MAIN ST
STUTTGART, AR 72160
* $ 1,493,989,000 83 $ 11,975,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 81 $ 13,145,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 59 $ 8,835,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 59 $ 9,075,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,921,403,000 56 $ 6,710,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 51 $ 7,955,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 51 $ 10,295,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 46 $ 7,970,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 43 $ 8,465,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 33 $ 6,665,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ -1,000 33 $ 5,845,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 30 $ 4,240,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 15,015,801,000 29 $ 4,905,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 27 $ 2,105,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 26 $ 5,020,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 26 $ 3,850,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 26 $ 2,620,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 25 $ 2,085,000
Fnbc Bank
636 ASH FLAT DR
ASH FLAT, AR 72513
* $ -1,000 23 $ 4,195,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 23 $ 4,265,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 22 $ 5,360,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 23,559,400,000 21 $ 2,485,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 17 $ 2,815,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 17,659,319,000 17 $ 3,515,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 16 $ 2,530,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 16 $ 2,080,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 15 $ 1,915,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 15 $ 2,185,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 14 $ 3,320,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 14 $ 2,900,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 13 $ 2,515,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 12 $ 1,780,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ 1,286,507,000 12 $ 630,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 11 $ 1,335,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 11 $ 2,105,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 10 $ 990,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 10 $ 1,520,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 9 $ 905,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 9 $ 1,305,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 9 $ 1,465,000
First National Bank
PO BOX 700
PARAGOULD, AR 72451
* $ 1,627,120,000 8 $ 1,120,000
Focus Bank
PO BOX 99
CHARLESTON, MO 63834
* $ 772,906,000 8 $ 940,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 7 $ 985,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 7 $ 1,635,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 6 $ 1,100,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 6 $ 770,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 6 $ 520,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 6 $ 1,430,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 6 $ 650,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 5 $ 555,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 5 $ 205,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ -1,000 5 $ 1,395,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 604,528,000 5 $ 1,845,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 1,897,550,000 5 $ 425,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 5 $ 685,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 4 $ 500,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 4 $ 680,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ -1,000 4 $ 620,000
Success Credit Union
P.O. BOX 467
BLYTHEVILLE, AR 72316
* $ 129,709,000 4 $ 420,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 4 $ 670,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 21,061,188,000 4 $ 1,070,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 4 $ 1,720,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 4 $ 280,000
Telcoe Federal Credit Union
PO BOX 34200
LITTLE ROCK, AR 72201
* $ 382,372,000 4 $ 600,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 4 $ 620,000
First National Bank of North Arkansas
PO 367
BERRYVILLE, AR 72616
* $ 202,865,000 4 $ 1,020,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 495,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 3 $ 335,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 625,000
Ally Bank

CHARLOTTE, NC 28202
* $ 167,492,000,000 3 $ 665,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 2,298,764,000 3 $ 185,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,712,795,000 3 $ 815,000
United Bank
2600 SOUTH THOMPSON
SPRINGDALE, AR 72764
* $ 202,197,000 3 $ 1,015,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 43,126,164,000 3 $ 315,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 3 $ 605,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,065,955,000 3 $ 555,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 3 $ 435,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 3,946,120,000 3 $ 385,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 2,877,075,000 3 $ 435,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 495,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 635,000
First Service Bank
PO BOX 190
GREENBRIER, AR 72058
* $ 364,497,000 3 $ 505,000
Unico Bank
625 VETERANS DR
MINERAL POINT, MO 63660
* $ 338,140,000 3 $ 795,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 315,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,825,507,000 2 $ 340,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 230,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 260,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,432,105,000 2 $ 270,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 300,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 750,000
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ 767,851,000 2 $ 210,000
First National Bank of Fort Smith
602 GARRISON AVE
FORT SMITH, AR 72901
* $ 1,353,866,000 2 $ 590,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 270,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ -1,000 2 $ 420,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 2 $ 250,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 42,074,066,000 2 $ 270,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 270,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 2 $ 160,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 350,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 2 $ 250,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 2 $ 120,000
First National Bank of Eastern Arkansas
101 N WASHINGTON STREET
FORREST CITY, AR 72335
* $ 416,870,000 2 $ 660,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 2 $ 220,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 190,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 2 $ 430,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 520,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ -1,000 1 $ 225,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 137,588,093,000 1 $ 25,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 185,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 288,563,000 1 $ 205,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,165,396,000 1 $ 75,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 1 $ 175,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,361,090,000 1 $ 35,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 125,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 65,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 69,171,552,000 1 $ 485,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ 397,795,000 1 $ 305,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 995,772,000 1 $ 165,000
Generations Bank
1325 HWY 278 BYPASS
ROGERS, AR 72758
* $ 527,434,000 1 $ 545,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 195,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ -1,000 1 $ 105,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 1,416,850,000 1 $ 155,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 853,065,000 1 $ 15,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 175,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 837,096,000 1 $ 205,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 1 $ 185,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 225,000
Intouch Credit Union
P O BOX 250169
PLANO, TX 75025
* $ 812,749,000 1 $ 275,000
Farm Credit Services of Western Arkansas
3115 WEST SECOND COURT
RUSSELLVILLE, AR 72802
* $ -1,000 1 $ 135,000
Signature Bank of Arkansas
3878 N CROSSOVER ROAD STE 20
FAYETTEVILLE, AR 72703
* $ 701,538,000 1 $ 85,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 1 $ 65,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 5,665,391,000 1 $ 225,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 1 $ 115,000
First Western Mortgage
80 W MAIN ST
BOONEVILLE, AR 72927
* $ -1,000 1 $ 175,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 2,632,912,000 1 $ 225,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 1 $ 125,000
Dieterich Bank
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 806,234,000 1 $ 145,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 155,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 175,000
Peoples Bank
408 W WASHINGTON ST
CUBA, MO 65453
* $ 215,141,000 1 $ 135,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 313,272,000 1 $ 355,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 175,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 75,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ 41,730,000 1 $ 125,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 135,000
Grand Savings Bank
P O BOX 451809, 1022 SOUTH MAIN
GROVE, OK 74344
* $ 541,467,000 1 $ 975,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 3,259,650,000 1 $ 115,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 272,114,000 1 $ 75,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 1 $ 175,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,996,752,000 1 $ 215,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,210,474,000 1 $ 125,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 115,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 135,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 7,508,575,000 1 $ 65,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 2,060,114,000 1 $ 75,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 215,000
Cross County Bank
399 MERRIMAN AVE
WYNNE, AR 72396
* $ 240,671,000 1 $ 125,000
American Commercial Bank & Trust, National Association
701 LASALLE ST
OTTAWA, IL 61350
* $ 452,096,000 1 $ 165,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 493,429,000 1 $ 165,000
First Missouri State Bank of Cape County
800 N KINGSHIGHWAY ST
CAPE GIRARDEAU, MO 63703
* $ -1,000 1 $ 505,000
Century Next Bank
505 N. VIENNA ST.
RUSTON, LA 71270
* $ 488,828,000 1 $ 225,000
Hamilton Mortgage Corporation
2850 19TH ST S, SUITE 300
BIRMINGHAM, AL 35209
* $ -1,000 1 $ 65,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 215,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 325,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 375,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 145,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 225,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 6,258,523,000 1 $ 105,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 629,553,000 1 $ 55,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,005,002,000 1 $ 65,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 1,813,626,000 1 $ 155,000
Legacy National Bank
4055 W SUNSET
P O BOX 6490, AR 72766
* $ 547,146,000 1 $ 195,000
The Home Loan Expert LLC
1600 S BRENTWOOD
ST LOUIS, MO 63144
* $ -1,000 1 $ 155,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 95,000

The tables below break down 2021 mortgage applications in Baxter County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Baxter County, AR in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,393 $238,605,000 $171,000 $975,000 $82,000 $1,362,000
Refinancing 1,052 $160,850,000 $152,000 $1,655,000 $80,000 $794,000
Cash-out Refinancing 525 $82,375,000 $156,000 $735,000 $71,000 $769,000
Home Improvement 100 $7,850,000 $78,000 $1,795,000 $76,000 $400,000
Other Purpose 95 $8,615,000 $90,000 $545,000 $93,000 $1,000,000
Not Applicable 9 $1,135,000 $126,000 $285,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,277 $346,025,000 $151,000 $975,000 $79,000 $1,362,000
Not Provided 431 $68,235,000 $158,000 $545,000 $78,000 $1,020,000
Not applicable 399 $75,445,000 $189,000 $1,795,000 $151,000 $794,000
American Indian or Alaskan Native 30 $4,110,000 $137,000 $355,000 $89,000 $1,000,000
Hispanic 28 $3,960,000 $141,000 $585,000 $90,000 $475,000
Black or African American 3 $725,000 $241,000 $475,000 $86,000 $140,000
Native Hawaiian or Other Pacific Islander 2 $100,000 $50,000 $85,000 $53,000 $84,000
Asian 2 $220,000 $110,000 $155,000 $34,000 $39,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,175 $338,345,000 $155,000 $1,795,000 $88,000 $1,362,000
VA-guaranteed (Veterans Administration) 453 $84,705,000 $186,000 $735,000 $67,000 $384,000
FHA-insured (Federal Housing Administration) 281 $40,005,000 $142,000 $355,000 $49,000 $248,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 265 $36,375,000 $137,000 $405,000 $45,000 $216,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,836 $295,990,000 $161,000 $1,795,000 $83,000 $1,362,000
Application Withdrawn By Applicant 413 $63,825,000 $154,000 $665,000 $75,000 $605,000
Loan Purchased By The Institution 364 $66,570,000 $182,000 $595,000 $107,000 $1,362,000
Application Denied By Financial Institution 321 $41,385,000 $128,000 $695,000 $71,000 $1,000,000
File Closed For Incompleteness 156 $20,940,000 $134,000 $795,000 $64,000 $297,000
Application Approved But Not Accepted 75 $9,325,000 $124,000 $475,000 $64,000 $165,000
Preapproval Denied by Financial Institution 6 $670,000 $111,000 $195,000 $30,000 $42,000
Preapproval Approved but not Accepted 3 $725,000 $241,000 $305,000 $48,000 $83,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,728 $434,420,000 $159,000 $1,035,000 $79,000 $1,362,000
Debt-To-Income Ratio 197 $33,165,000 $168,000 $1,795,000 $94,000 $710,000
Credit History 107 $11,065,000 $103,000 $455,000 $60,000 $300,000
Collateral 54 $7,550,000 $139,000 $695,000 $77,000 $336,000
Credit Application Incomplete 39 $5,105,000 $130,000 $505,000 $86,000 $1,000,000
Other 24 $4,470,000 $186,000 $525,000 $82,000 $182,000
Unverifiable Information 13 $2,165,000 $166,000 $545,000 $114,000 $439,000
Employment History 8 $760,000 $95,000 $225,000 $39,000 $102,000
Insufficient Cash (Downpayment, Closing Cost) 4 $730,000 $182,000 $325,000 $160,000 $414,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Arkansas Lender List