Bayfield County, WI Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 920 mortgage applications in Bayfield County, WI totaling $134.1 million, up 11% from 2015. The average application was for $145,000, and applicants reported an average income of $89,000. 56% of applications resulted in an originated loan and 20% were denied. The most active lender was Northern State Bank, with 86 applications, followed by Chippewa Valley Bank and Associated Bank NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 920
Total Mortgage Loan Application Amount $134,073,000
Average Mortgage Loan Application Amount $145,000
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $89,000
Highest Applicant Income $1,000,000

Mortgage Company List for Lending in Bayfield County, WI for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Northern State Bank

AURORA, MN 55705
* $ 235,895,000 86 $ 8,965,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 301,068,000 72 $ 6,476,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 27,567,209,000 66 $ 9,415,000
Security State Bank
PO BOX 157
IRON RIVER, WI 54847
* $ 82,546,000 65 $ 7,029,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 50 $ 8,952,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 104,121,677,000 47 $ 5,218,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 44 $ 9,886,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 331,111,000 36 $ 3,626,000
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 10,643,549,000 31 $ 4,309,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 27 $ 4,939,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 4,173,696,000 27 $ 4,605,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 16 $ 3,396,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 13 $ 2,151,000
Superior Savings Bank
1130 TOWER AVE
SUPERIOR, WI 54880
* $ 66,696,000 10 $ 1,491,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 552,625,000 9 $ 1,240,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,023,471,000 9 $ 1,067,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 324,773,000 8 $ 1,568,000
North Shore Bank of Commerce
131 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ 252,666,000 8 $ 1,127,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 8 $ 1,472,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 7 $ 849,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 7 $ 1,036,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 1,711,373,000 6 $ 880,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,792,910,000 6 $ 417,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 6 $ 896,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 6 $ 843,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 6 $ 673,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 5 $ 648,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 5 $ 813,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,538,197,000 5 $ 1,028,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 5 $ 725,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 4 $ 647,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 821,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 4 $ 606,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 2,345,139,000 4 $ 697,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 488,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 625,382,000 4 $ 524,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 4 $ 665,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 620,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ 10,000,000 3 $ 740,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 1,198,541,000 3 $ 738,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 3 $ 397,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 3 $ 370,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 3 $ 358,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 765,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 2,388,643,000 3 $ 619,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,720,318,000 3 $ 463,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 3 $ 359,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 11,846,211,000 3 $ 476,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 3 $ 360,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,142,256,000 2 $ 264,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 2 $ 374,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 302,000
Citizens Bancshares of Woodville, Inc.
375 STAGELINE RD PO BOX 247
HUDSON, WI 54016
* $ 157,033,000 2 $ 176,000
State Bank of Chilton
26 E. MAIN ST PO BOX 149
CHILTON, WI 53014
* $ 177,498,000 2 $ 173,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 628,944,000 2 $ 187,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 349,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 387,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 2 $ 543,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 289,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ 614,922,000 2 $ 352,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 1,248,405,000 2 $ 182,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,227,852,000 2 $ 474,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 34,593,007,000 2 $ 430,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ 10,000,000 2 $ 586,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 246,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 310,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 2 $ 283,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 344,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 287,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 212,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 271,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 138,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 130,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 1 $ 300,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 219,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 1 $ 174,000
Venture Bank
4470 W 78TH STREET CIRCLE SUITE 100
BLOOMINGTON, MN 55435
* $ 559,751,000 1 $ 80,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 1 $ 169,000
Northwest Bank of Rockford
3106 N ROCKTON AVE
ROCKFORD, IL 61103
* $ 249,718,000 1 $ 112,000
Cornerstone State Bank
401 4TH ST N W
MONTGOMERY, MN 56069
* $ 142,782,000 1 $ 100,000
Republic Bank, Inc.
306 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ 345,469,000 1 $ 417,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ 171,875,000 1 $ 82,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 602,889,000 1 $ 100,000
Anchor Bank
1570 CONCORDIA AVE
SAINT PAUL, MN 55104
* $ 1,962,279,000 1 $ 183,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 1 $ 312,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 1 $ 132,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 330,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 1 $ 141,000
First National Bank and Trust
345 E GRAND AVE
BELOIT, WI 53511
* $ 877,393,000 1 $ 960,000
First National Bank - Fox Vall
550 S. GREEN BAY ROAD
NEENAH, WI 54956
* $ 459,599,000 1 $ 169,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,673,604,000 1 $ 120,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 1 $ 192,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 15,972,565,000 1 $ 542,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 42,042,000,000 1 $ 112,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ 1,142,720,000 1 $ 176,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ 1,129,782,000 1 $ 121,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 1 $ 136,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 1 $ 169,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 988,439,000 1 $ 171,000
Rockford Bank and Trust Company
4571 GUILFORD ROAD
ROCKFORD, IL 61107
* $ 367,473,000 1 $ 45,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 767,869,000 1 $ 149,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 1 $ 60,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ 10,000,000 1 $ 174,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 228,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 80,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 1 $ 350,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,597,914,000 1 $ 60,000
Building Trades Federal Credit Union
12080 73RD AVE N
MAPLE GROVE, MN 55369
* $ 127,203,000 1 $ 80,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 57,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 1 $ 417,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 57,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ 7,380,000 1 $ 312,000
Spring Bank
16620 W BLUEMOUND RD SUITE 100
BROOKFIELD, WI 53005
* $ 221,791,000 1 $ 56,000
Novation Credit Union
500 IMPERIAL AVE
OAKDALE, MN 55128
* $ 114,930,000 1 $ 100,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 2,076,988,000 1 $ 119,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 1 $ 340,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 93,000
Trustone Home Mortgage, LLC
14601 27TH AVE N SUITE 103
PLYMOUTH, MN 55447
* $ 427,399,000 1 $ 77,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 309,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 89,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 137,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 215,000
Partners Bank of Wisconsin
907 NORTH CENTRAL AVE., PO BOX 730
MARSHFIELD, WI 54449
* $ 108,141,000 1 $ 176,000
Liberty National Bank

SIOUX FALLS, SD 57106
* $ 332,965,000 1 $ 268,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 1 $ 83,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 581,770,000 1 $ 850,000
Bay Bank
2555 PACKERLAND DRIVE
GREEN BAY, WI 54313
* $ 81,021,000 1 $ 57,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 1 $ 220,000
Farmers State Bank
181 MAIN ST
WEST CONCORD, MN 55985
* $ 47,871,000 1 $ 125,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 52,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ 324,098,000 1 $ 53,000
United Community Bank
105 S MAIN ST
POYNETTE, WI 53955
* $ 166,106,000 1 $ 156,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 123,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 238,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 172,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 1 $ 108,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 7,606,000 1 $ 546,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 111,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 112,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 142,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 20,703,184,000 1 $ 225,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 25,520,808,000 1 $ 120,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 1 $ 132,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 1,047,915,000 1 $ 91,000
St Paul Federal Credit Union
1330 CONWAY ST, STE 200
SAINT PAUL, MN 55106
* $ 140,535,000 1 $ 74,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,014,652,000 1 $ 372,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 1 $ 311,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 1 $ 14,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 3,656,580,000 1 $ 348,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ 1,064,708,000 1 $ 5,000
Abbybank
401 E SPRUCE STREET PO BOX 648
ABBOTSFORD, WI 54405
* $ 335,235,000 1 $ 312,000

The tables below break down 2016 mortgage applications in Bayfield County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Bayfield County, WI in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 488 $76,836,000 $157,000 $850,000 $84,000 $1,000,000
Home Purchase 343 $50,247,000 $146,000 $1,500,000 $101,000 $818,000
Home Improvement 89 $6,990,000 $78,000 $595,000 $78,000 $646,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 743 $109,331,000 $147,000 $1,500,000 $96,000 $1,000,000
Not applicable 84 $10,997,000 $130,000 $850,000 $31,000 $424,000
Not Provided 67 $10,259,000 $153,000 $546,000 $95,000 $538,000
American Indian or Alaskan Native 16 $1,697,000 $106,000 $248,000 $53,000 $97,000
Hispanic 4 $703,000 $175,000 $239,000 $103,000 $240,000
Asian 3 $841,000 $280,000 $520,000 $199,000 $449,000
Black or African American 2 $238,000 $119,000 $170,000 $63,000 $103,000
Native Hawaiin or Other Pacific Islander 1 $7,000 $7,000 $7,000 $138,000 $138,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 771 $110,167,000 $142,000 $1,500,000 $98,000 $1,000,000
VA-guaranteed (Veterans Administration) 72 $13,320,000 $185,000 $350,000 $56,000 $190,000
FHA-insured (Federal Housing Administration) 65 $9,146,000 $140,000 $354,000 $38,000 $218,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,440,000 $120,000 $162,000 $34,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 516 $74,162,000 $143,000 $960,000 $99,000 $818,000
Application Denied By Financial Institution 186 $28,303,000 $152,000 $1,500,000 $83,000 $1,000,000
Application Withdrawn By Applicant 86 $14,191,000 $165,000 $406,000 $87,000 $488,000
Loan Purchased By The Institution 75 $10,049,000 $133,000 $546,000 $42,000 $424,000
Application Approved But Not Accepted 40 $5,072,000 $126,000 $328,000 $94,000 $410,000
File Closed For Incompleteness 17 $2,296,000 $135,000 $340,000 $66,000 $132,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 36 $4,785,000 $132,000 $357,000 $43,000 $103,000
Credit History 34 $3,510,000 $103,000 $417,000 $90,000 $784,000
Collateral 30 $5,382,000 $179,000 $1,500,000 $136,000 $653,000
Credit Application Incomplete 8 $1,312,000 $164,000 $350,000 $49,000 $85,000
Other 5 $819,000 $163,000 $300,000 $45,000 $73,000
Unverifiable Information 3 $655,000 $218,000 $279,000 $129,000 $201,000
Employment History 1 $180,000 $180,000 $180,000 $94,000 $94,000
Insufficient Cash (Downpayment, Closing Cost) 1 $178,000 $178,000 $178,000 $105,000 $105,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Wisconsin Lender List