Benton County, IA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 1,216 mortgage applications in Benton County, IA totaling $191.1 million, up 9% from 2024. The average application was for $157,000, and applicants reported an average income of $108,000. 64% of applications resulted in an originated loan and 8% were denied. The most active lender was Greenstate Credit Union, with 183 applications, followed by Cedar Valley Bank & Trust and Veridian Credit Union.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,216
Total Mortgage Loan Application Amount $191,090,000
Average Mortgage Loan Application Amount $157,000
Highest Mortgage Loan Application Amount $1,745,000
Average Applicant Income $108,000
Highest Applicant Income $5,146,000

Mortgage Company List for Lending in Benton County, IA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 183 $ 23,865,000
Cedar Valley Bank & Trust
321 MAIN ST
LA PORTE CITY, IA 50651
* $ n/a 81 $ 12,675,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 80 $ 9,230,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ n/a 62 $ 10,560,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 47 $ 6,695,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 42 $ 9,190,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 38 $ 3,550,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ n/a 38 $ 5,380,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 35 $ 7,725,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 33 $ 7,085,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 31 $ 3,805,000
Corda Credit Union
3015 BLAIRS FERRY RD NE
CEDAR RAPIDS, IA 52402
* $ n/a 30 $ 4,090,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ n/a 27 $ 6,135,000
First Federal Credit Union
425 1ST AVE SW
CEDAR RAPIDS, IA 52405
* $ n/a 23 $ 3,425,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 22 $ 4,770,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 21 $ 4,815,000
Atkins Savings Bank & Trust
97 MAIN AVE
ATKINS, IA 52206
* $ n/a 20 $ 3,120,000
Farmers Savings Bank & Trust
401 B AVE
VINTON, IA 52349
* $ n/a 19 $ 3,365,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 18 $ 4,310,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 16 $ 1,770,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ n/a 15 $ 1,845,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 12 $ 2,610,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 12 $ 1,080,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ n/a 11 $ 745,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 11 $ 2,925,000
Chelsea Savings Bank
601 13TH STREET
BELLE PLAINE, IA 52208
* $ n/a 11 $ 1,495,000
Ohnward Bank and Trust
332 1ST AVE W
CASCADE, IA 52033
* $ n/a 10 $ 2,250,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ n/a 8 $ 390,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 8 $ 1,420,000
Cedar Rapids Bank and Trust
500 1ST AVENUE NE SUITE 100
CEDAR RAPIDS, IA 52401
* $ n/a 8 $ 1,290,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 7 $ 1,335,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ n/a 7 $ 845,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 7 $ 795,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 6 $ 290,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 6 $ 270,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ n/a 6 $ 380,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 6 $ 860,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 6 $ 790,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 6 $ 1,100,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ n/a 5 $ 335,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 5 $ 1,495,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 5 $ 315,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 5 $ 1,005,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 5 $ 695,000
Keystone Savings Bank
81 MAIN STREET, PO BOX 367
KEYSTONE, IA 52249
* $ n/a 5 $ 695,000
Farmers State Bank
1240 8TH AVE
MARION, IA 52302
* $ n/a 5 $ 715,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 5 $ 1,045,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 750,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 170,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 4 $ 980,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ n/a 3 $ 785,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 3 $ 305,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 3 $ 435,000
Trubank
1401 N JEFFERSON WAY
INDIANOLA, IA 50125
* $ n/a 3 $ 915,000
Hiawatha Bank & Trust Company
253 BROADWAY
HIAWATHA, IA 52233
* $ n/a 3 $ 445,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 3 $ 1,265,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 3 $ 495,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 3 $ 505,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 935,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 3 $ 825,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 3 $ 555,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 2 $ 100,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 110,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 380,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 240,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 2 $ 470,000
Cedar Falls Community Credit Union
123 W 4TH ST
CEDAR FALLS, IA 50613
* $ n/a 2 $ 210,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 2 $ 420,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 2 $ 1,670,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 2 $ 760,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ n/a 2 $ 220,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 2 $ 110,000
First State Bank
413 EAST ST
LYNNVILLE, IA 50153
* $ n/a 2 $ 170,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 2 $ 300,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 2 $ 140,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 2 $ 260,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 2 $ 420,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 205,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 55,000
Academy Bank, N.A.
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64106
* $ n/a 1 $ 355,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ n/a 1 $ 135,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ n/a 1 $ 25,000
Gnb Bank
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ n/a 1 $ 95,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ n/a 1 $ 35,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 1 $ 135,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 1 $ 235,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 345,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 65,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 115,000
Northeast Security Bank
108 NORTH CARPENTER
SUMNER, IA 50674
* $ n/a 1 $ 145,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ n/a 1 $ 115,000
Kitsap Credit Union
155 WASHINGTON AVENUE
BREMERTON, WA 98337
* $ n/a 1 $ 305,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 1 $ 15,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ n/a 1 $ 275,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 1 $ 425,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 195,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 185,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 1 $ 105,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 115,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 285,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 205,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 125,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 185,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 145,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ n/a 1 $ 155,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 155,000
Members1st Community Credit Union
910 S 12TH AVE,PO BOX 777
MARSHALLTOWN, IA 50158
* $ n/a 1 $ 215,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 1 $ 185,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ n/a 1 $ 35,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 105,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ n/a 1 $ 105,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ n/a 1 $ 195,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 1 $ 155,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 305,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 35,000

The tables below break down 2025 mortgage applications in Benton County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Benton County, IA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 585 $110,115,000 $188,000 $965,000 $99,000 $666,000
Refinancing 227 $41,475,000 $182,000 $1,745,000 $117,000 $1,191,000
Other Purpose 155 $10,665,000 $68,000 $655,000 $137,000 $5,146,000
Cash-out Refinancing 153 $23,505,000 $153,000 $645,000 $98,000 $390,000
Home Improvement 93 $5,055,000 $54,000 $205,000 $105,000 $277,000
Not Applicable 3 $275,000 $91,000 $115,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 986 $145,840,000 $147,000 $1,055,000 $110,000 $5,146,000
Not applicable 141 $31,405,000 $222,000 $1,745,000 $97,000 $141,000
Not Provided 67 $10,685,000 $159,000 $595,000 $95,000 $199,000
Hispanic 12 $2,060,000 $171,000 $375,000 $93,000 $184,000
Black or African American 5 $535,000 $107,000 $195,000 $55,000 $71,000
American Indian or Alaskan Native 4 $490,000 $122,000 $225,000 $72,000 $160,000
Asian 1 $75,000 $75,000 $75,000 $64,000 $64,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 988 $142,660,000 $144,000 $1,745,000 $113,000 $5,146,000
FHA-insured (Federal Housing Administration) 101 $18,585,000 $184,000 $485,000 $77,000 $206,000
VA-guaranteed (Veterans Administration) 91 $24,385,000 $267,000 $645,000 $99,000 $209,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 36 $5,460,000 $151,000 $275,000 $62,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 784 $123,190,000 $157,000 $1,745,000 $117,000 $5,146,000
Application Withdrawn By Applicant 131 $21,345,000 $162,000 $965,000 $103,000 $419,000
Loan Purchased By The Institution 127 $27,645,000 $217,000 $805,000 $90,000 $184,000
Application Denied By Financial Institution 95 $10,135,000 $106,000 $705,000 $66,000 $182,000
File Closed For Incompleteness 46 $4,790,000 $104,000 $355,000 $84,000 $268,000
Application Approved But Not Accepted 32 $3,900,000 $121,000 $375,000 $83,000 $160,000
Preapproval Approved but not Accepted 1 $85,000 $85,000 $85,000 $76,000 $76,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 942 $152,290,000 $161,000 $965,000 $106,000 $1,191,000
Debt-To-Income Ratio 205 $30,705,000 $149,000 $1,745,000 $131,000 $5,146,000
Credit History 33 $3,265,000 $98,000 $445,000 $69,000 $167,000
Credit Application Incomplete 12 $1,590,000 $132,000 $355,000 $70,000 $112,000
Other 11 $1,075,000 $97,000 $315,000 $68,000 $168,000
Collateral 9 $805,000 $89,000 $255,000 $61,000 $158,000
Unverifiable Information 2 $310,000 $155,000 $235,000 $55,000 $57,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,050,000 $525,000 $705,000 $181,000 $181,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Iowa Lender List