Big Horn County, MT Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 151 mortgage applications in Big Horn County, MT totaling $25.1 million, up 15% from 2024. The average application was for $166,000, and applicants reported an average income of $84,000. 46% of applications resulted in an originated loan and 26% were denied. The most active lender was Mortgage Research Center, with 12 applications, followed by Little Horn State Bank and First Interstate Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 151
Total Mortgage Loan Application Amount $25,135,000
Average Mortgage Loan Application Amount $166,000
Highest Mortgage Loan Application Amount $1,055,000
Average Applicant Income $84,000
Highest Applicant Income $1,000,000

Mortgage Company List for Lending in Big Horn County, MT for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 12 $ 1,930,000
Little Horn State Bank
835 N CENTER AVE
HARDIN, MT 59034
* $ n/a 10 $ 920,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 8 $ 810,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 7 $ 745,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ n/a 7 $ 1,425,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ n/a 6 $ 750,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ n/a 6 $ 750,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 6 $ 1,370,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 6 $ 1,160,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 6 $ 1,000,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 1,005,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 4 $ 590,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 3 $ 425,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ n/a 3 $ 685,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 3 $ 415,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 3 $ 905,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 3 $ 765,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 3 $ 405,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 130,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 2 $ 310,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 2 $ 290,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 2 $ 240,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 2 $ 130,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 2 $ 480,000
Billings Federal Credit Union
2522 4TH AVE N
BILLINGS, MT 59103
* $ n/a 2 $ 230,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ n/a 2 $ 290,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 290,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 2 $ 390,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 2 $ 390,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 2 $ 520,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 1 $ 55,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 1 $ 65,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 1 $ 195,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ n/a 1 $ 135,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 175,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ n/a 1 $ 245,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 315,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 125,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 205,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 155,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 1 $ 65,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 215,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 1 $ 175,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 55,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 45,000
Valley Financial Credit Union
PO BOX 20417
BILLINGS, MT 59102
* $ n/a 1 $ 85,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 175,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 35,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 1 $ 65,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 55,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 1,055,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ n/a 1 $ 65,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 635,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 155,000
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ n/a 1 $ 95,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 325,000

The tables below break down 2025 mortgage applications in Big Horn County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Big Horn County, MT in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 66 $11,770,000 $178,000 $1,055,000 $91,000 $1,000,000
Cash-out Refinancing 44 $7,910,000 $179,000 $635,000 $78,000 $487,000
Refinancing 20 $3,530,000 $176,000 $405,000 $74,000 $158,000
Other Purpose 15 $1,325,000 $88,000 $205,000 $86,000 $144,000
Home Improvement 5 $385,000 $77,000 $135,000 $82,000 $109,000
Not Applicable 1 $215,000 $215,000 $215,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 75 $13,025,000 $173,000 $1,055,000 $88,000 $1,000,000
American Indian or Alaskan Native 28 $4,080,000 $145,000 $315,000 $70,000 $169,000
Not Provided 19 $2,295,000 $120,000 $435,000 $90,000 $487,000
Not applicable 16 $3,090,000 $193,000 $635,000 $138,000 $138,000
Hispanic 8 $1,620,000 $202,000 $635,000 $86,000 $158,000
Asian 4 $710,000 $177,000 $255,000 $46,000 $48,000
Black or African American 1 $315,000 $315,000 $315,000 $150,000 $150,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 88 $11,820,000 $134,000 $1,055,000 $88,000 $1,000,000
FHA-insured (Federal Housing Administration) 36 $6,810,000 $189,000 $325,000 $84,000 $487,000
VA-guaranteed (Veterans Administration) 25 $6,055,000 $242,000 $635,000 $68,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $450,000 $225,000 $225,000 $100,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 70 $12,090,000 $172,000 $635,000 $79,000 $202,000
Application Denied By Financial Institution 39 $4,855,000 $124,000 $345,000 $80,000 $487,000
Application Withdrawn By Applicant 22 $4,290,000 $195,000 $1,055,000 $109,000 $1,000,000
Loan Purchased By The Institution 11 $2,415,000 $219,000 $635,000 $138,000 $138,000
Application Approved But Not Accepted 5 $995,000 $199,000 $305,000 $68,000 $140,000
File Closed For Incompleteness 4 $490,000 $122,000 $185,000 $74,000 $90,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 99 $18,815,000 $190,000 $1,055,000 $87,000 $1,000,000
Debt-To-Income Ratio 23 $2,735,000 $118,000 $345,000 $71,000 $158,000
Credit History 15 $1,535,000 $102,000 $255,000 $54,000 $111,000
Collateral 7 $1,275,000 $182,000 $325,000 $152,000 $487,000
Other 5 $685,000 $137,000 $205,000 $76,000 $128,000
Credit Application Incomplete 2 $90,000 $45,000 $55,000 $110,000 $132,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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