Briscoe County, TX Mortgage Lenders & HMDA Data, 2020
In 2020, lenders reported 28 mortgage applications in Briscoe County, TX totaling $2.1 million, up 40% from 2019. The average application was for $75,000, and applicants reported an average income of $76,000. 32% of applications resulted in an originated loan and 29% were denied. The most active lender was Happy State Bank, with 10 applications, followed by Vanderbilt Mortgage and Finance, Inc and Herring Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 28 |
| Total Mortgage Loan Application Amount | $2,120,000 |
| Average Mortgage Loan Application Amount | $75,000 |
| Highest Mortgage Loan Application Amount | $145,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $211,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Happy State Bank 701 S TAYLOR, LB 120 AMARILLO, TX 79101 |
* | $ 3,824,411,000 | 10 | $ 620,000 |
| Vanderbilt Mortgage and Finance, Inc 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 5 | $ 285,000 |
| Herring Bank 2201 CIVIC CIRCLE AMARILLO, TX 79109 |
* | $ 445,390,000 | 2 | $ 160,000 |
| Fairway Independent Mort Corp 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ -1,000 | 1 | $ 145,000 |
| Open Mortgage, LLC RICHARDSON, TX 75080 |
* | $ -1,000 | 1 | $ 135,000 |
| Servion 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ -1,000 | 1 | $ 25,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 486,004,220,000 | 1 | $ 65,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,712,919,000,000 | 1 | $ 95,000 |
| City Bank 5219 CITY BANK PARKWAY LUBBOCK, TX 79408 |
* | $ 3,235,138,000 | 1 | $ 115,000 |
| Amerihome Mortgage Company, LLC 1 BAXTER WAY SUITE 300 THOUSAND OAKS, CA 91362 |
* | $ -1,000 | 1 | $ 55,000 |
| American Financial Resources LLC 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ -1,000 | 1 | $ 145,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ -1,000 | 1 | $ 125,000 |
| Centennial Bank 904 AVE. O LUBBOCK, TX 79401 |
* | $ 786,625,000 | 1 | $ 35,000 |
| Primary Residential Mortgage, Inc. 1480 N 2200 W SALT LAKE CITY, UT 84116 |
* | $ -1,000 | 1 | $ 115,000 |
The tables below break down 2020 mortgage applications in Briscoe County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Briscoe County, TX in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18 | $1,440,000 | $80,000 | $145,000 | $55,000 | $126,000 |
| Refinancing | 4 | $230,000 | $57,000 | $125,000 | $73,000 | $126,000 |
| Cash-out Refinancing | 3 | $245,000 | $81,000 | $115,000 | $141,000 | $211,000 |
| Home Improvement | 2 | $110,000 | $55,000 | $65,000 | $166,000 | $211,000 |
| Not Applicable | 1 | $95,000 | $95,000 | $95,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19 | $1,475,000 | $77,000 | $145,000 | $76,000 | $211,000 |
| Hispanic | 5 | $355,000 | $71,000 | $95,000 | $45,000 | $81,000 |
| Not applicable | 3 | $215,000 | $71,000 | $95,000 | $211,000 | $211,000 |
| Not Provided | 1 | $75,000 | $75,000 | $75,000 | $100,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19 | $1,205,000 | $63,000 | $135,000 | $81,000 | $211,000 |
| FHA-insured (Federal Housing Administration) | 6 | $500,000 | $83,000 | $115,000 | $53,000 | $81,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $290,000 | $145,000 | $145,000 | $97,000 | $102,000 |
| VA-guaranteed (Veterans Administration) | 1 | $125,000 | $125,000 | $125,000 | $34,000 | $34,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9 | $775,000 | $86,000 | $145,000 | $75,000 | $211,000 |
| Application Denied By Financial Institution | 8 | $580,000 | $72,000 | $125,000 | $55,000 | $114,000 |
| Application Withdrawn By Applicant | 4 | $290,000 | $72,000 | $145,000 | $112,000 | $126,000 |
| Loan Purchased By The Institution | 3 | $215,000 | $71,000 | $95,000 | $211,000 | $211,000 |
| Application Approved But Not Accepted | 2 | $120,000 | $60,000 | $95,000 | $63,000 | $81,000 |
| Preapproval Denied by Financial Institution | 1 | $65,000 | $65,000 | $65,000 | $28,000 | $28,000 |
| File Closed For Incompleteness | 1 | $75,000 | $75,000 | $75,000 | $48,000 | $48,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16 | $1,280,000 | $80,000 | $145,000 | $100,000 | $211,000 |
| Debt-To-Income Ratio | 6 | $370,000 | $61,000 | $95,000 | $33,000 | $81,000 |
| Credit History | 4 | $270,000 | $67,000 | $125,000 | $49,000 | $105,000 |
| Collateral | 1 | $115,000 | $115,000 | $115,000 | $114,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $65,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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