Bristol County, RI Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,891 mortgage applications in Bristol County, RI totaling $689.5 million, up 12% from 2023. The average application was for $364,000, and applicants reported an average income of $193,000. 59% of applications resulted in an originated loan and 14% were denied. The most active lender was Citizens Bank, NA, with 239 applications, followed by Navigant Credit Union and Banknewport.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,891
Total Mortgage Loan Application Amount $689,475,000
Average Mortgage Loan Application Amount $364,000
Highest Mortgage Loan Application Amount $35,005,000
Average Applicant Income $193,000
Highest Applicant Income $8,206,000

Mortgage Company List for Lending in Bristol County, RI for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 239 $ 57,465,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ n/a 129 $ 28,415,000
Banknewport
184 JOHN CLARKE RD
MIDDLETOWN, RI 02842
* $ n/a 93 $ 21,355,000
Coastal1 Credit Union
1200 CENTRAL AVENUE
PAWTUCKET, RI 02861
* $ n/a 91 $ 17,575,000
Baycoast Mortgage Company, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 71 $ 36,775,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 70 $ 28,520,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 68 $ 21,680,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 57 $ 25,225,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 41 $ 18,555,000
Rhode Island Credit Union
95 JEFFERSON BLVD
WARWICK, RI 02888
* $ n/a 40 $ 3,840,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 40 $ 18,100,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 38 $ 13,080,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 37 $ 4,385,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 36 $ 14,010,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ n/a 35 $ 16,935,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 33 $ 13,295,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ n/a 30 $ 6,410,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 30 $ 13,980,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 25 $ 5,125,000
Bank Rhode Island
ONE TURKS HEAD PLACE
PROVIDENCE, RI 02903
* $ n/a 22 $ 17,840,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 22 $ 7,260,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ n/a 20 $ 4,190,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 20 $ 5,460,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 20 $ 8,670,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 19 $ 8,095,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 19 $ 7,345,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 17 $ 9,175,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ n/a 16 $ 9,270,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 16 $ 1,480,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ n/a 15 $ 5,255,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 15 $ 4,455,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 14 $ 5,080,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 13 $ 6,685,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 12 $ 5,030,000
Province Mortgage Associates, Inc.
50 OFFICE PARKWAY
EAST PROVIDENCE, RI 02914
* $ n/a 12 $ 4,880,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 11 $ 4,685,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 11 $ 5,085,000
Berkshire Bank

ALBANY, NY 12207
* $ n/a 10 $ 39,700,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 10 $ 4,570,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 10 $ 2,540,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 9 $ 1,705,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 9 $ 4,045,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 8 $ 3,480,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 7 $ 2,375,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 7 $ 1,835,000
St. Anne's Credit Union of Fal
286 OLIVER STREET
FALL RIVER, MA 02723
* $ n/a 7 $ 1,395,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 7 $ 2,315,000
Rockland Trust Bank
288 UNION STREET
ROCKLAND, MA 02370
* $ n/a 7 $ 1,745,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 6 $ 2,670,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 6 $ 3,530,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ n/a 6 $ 2,520,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 6 $ 3,430,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 6 $ 5,500,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ n/a 5 $ 1,075,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 5 $ 5,485,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 5 $ 875,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 5 $ 1,825,000
Fall River Municipal Credit Un
333 MILLIKEN BLVD
FALL RIVER, MA 02721
* $ n/a 5 $ 985,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 5 $ 1,415,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 4 $ 1,670,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 4 $ 2,050,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ n/a 4 $ 770,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 4 $ 2,000,000
Harborone Bank
770 OAK STREET
BROCKTON, MA 02301
* $ n/a 4 $ 780,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ n/a 4 $ 1,970,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 4 $ 2,650,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 4 $ 2,100,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 1,960,000
Bristol County Savings Bank
35 BROADWAY
TAUNTON, MA 02780
* $ n/a 4 $ 2,700,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 4 $ 350,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 4 $ 1,270,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 4 $ 990,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ n/a 4 $ 1,960,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 3 $ 1,085,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 3 $ 3,395,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 3 $ 1,115,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 3 $ 1,465,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ n/a 3 $ 1,065,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 3 $ 1,365,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 3 $ 1,485,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ n/a 3 $ 825,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 3 $ 855,000
Charter Oak Federal Credit Union
1055 HARTFORD TURNPIKE
WATERFORD, CT 06385
* $ n/a 3 $ 1,285,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 3 $ 1,945,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 3 $ 1,245,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 3 $ 2,075,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 2 $ 2,170,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 2 $ 1,430,000
Harvard Federal Credit Union
104 MOUNT AUBURN STREET
CAMBRIDGE, MA 02138
* $ n/a 2 $ 280,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 2 $ 1,280,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 2 $ 330,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 1,560,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 800,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 2 $ 1,330,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 2 $ 1,360,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 2 $ 100,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ n/a 2 $ 1,250,000
Rockland Federal Credit Union
241 UNION STREET
ROCKLAND, MA 02370
* $ n/a 2 $ 400,000
Bar Harbor Bank & Trust
82 MAIN STREET
BAR HARBOR, ME 04609
* $ n/a 2 $ 670,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 2 $ 1,300,000
Somerset Federal Credit Union
740 COUNTY ST.
SOMERSET, MA 02726
* $ n/a 2 $ 340,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 2 $ 1,050,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 2 $ 750,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 2 $ 970,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 2 $ 790,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 245,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 875,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 765,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 515,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 1 $ 425,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 525,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ n/a 1 $ 425,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 1 $ 245,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ n/a 1 $ 405,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 295,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 385,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ n/a 1 $ 575,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 35,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 2,005,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 505,000
First Citizens' Federal Credit Union
200 MILL RD, SUITE 100
FAIRHAVEN, MA 02719
* $ n/a 1 $ 905,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 735,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 295,000
Alltrust Credit Union
123 ALDEN RD
FAIRHAVEN, MA 02719
* $ n/a 1 $ 495,000
Mechanics Cooperative Bank
308 BAY STREET
TAUNTON, MA 02780
* $ n/a 1 $ 305,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 1 $ 345,000
Self Reliance (Ny) FCU
108 SECOND AVE
NEW YORK, NY 10003
* $ n/a 1 $ 345,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 455,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 55,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 1 $ 445,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 425,000
Southcoast FCU
101 PAGE ST
NEW BEDFORD, MA 02740
* $ n/a 1 $ 125,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 1 $ 1,115,000
Bank of Canton
490 TURNPIKE STREET
CANTON, MA 02021
* $ n/a 1 $ 185,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ n/a 1 $ 445,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 485,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 405,000
Sharon & Crescent United Credit Union
30 POND ST
SHARON, MA 02067
* $ n/a 1 $ 15,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 1 $ 405,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ n/a 1 $ 655,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 115,000
Drew Mortgage Associates, Inc
196 BOSTON TPKE
SHREWSBURY, MA 01545
* $ n/a 1 $ 535,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 1 $ 1,005,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ n/a 1 $ 355,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 335,000
Bluestone Bank
756 ORCHARD STREET
RAYNHAM, MA 02767
* $ n/a 1 $ 135,000
Monson Savings Bank
146 MAIN STREET
MONSON, MA 01057
* $ n/a 1 $ 585,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 1 $ 885,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 485,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 565,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ n/a 1 $ 155,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 1 $ 485,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ n/a 1 $ 5,435,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 1 $ 155,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ n/a 1 $ 625,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 1 $ 305,000
First Central Savings Bank
70 GLEN STREET
GELN COVE, NY 11542
* $ n/a 1 $ 625,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 595,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 495,000
Brightbridge Credit Union
500 MERRIMACK STREET
LAWRENCE, MA 01843
* $ n/a 1 $ 55,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 285,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ n/a 1 $ 175,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 385,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 1,505,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 485,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ n/a 1 $ 465,000

The tables below break down 2024 mortgage applications in Bristol County, RI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Bristol County, RI in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 700 $394,260,000 $563,000 $35,005,000 $235,000 $8,206,000
Home Improvement 332 $54,080,000 $162,000 $2,155,000 $189,000 $4,407,000
Refinancing 331 $111,575,000 $337,000 $3,605,000 $180,000 $1,671,000
Cash-out Refinancing 276 $88,370,000 $320,000 $3,855,000 $169,000 $3,677,000
Other Purpose 251 $41,025,000 $163,000 $1,005,000 $148,000 $860,000
Not Applicable 1 $165,000 $165,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,423 $454,655,000 $319,000 $3,005,000 $184,000 $3,976,000
Not applicable 181 $127,185,000 $702,000 $35,005,000 $227,000 $232,000
Not Provided 176 $64,370,000 $365,000 $5,435,000 $259,000 $8,206,000
Asian 52 $22,510,000 $432,000 $1,305,000 $239,000 $517,000
Hispanic 47 $17,445,000 $371,000 $1,255,000 $195,000 $640,000
Black or African American 8 $2,550,000 $318,000 $905,000 $182,000 $295,000
American Indian or Alaskan Native 3 $605,000 $201,000 $325,000 $168,000 $276,000
Native Hawaiian or Other Pacific Islander 1 $155,000 $155,000 $155,000 $155,000 $155,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,693 $602,205,000 $355,000 $35,005,000 $200,000 $8,206,000
FHA-insured (Federal Housing Administration) 116 $47,020,000 $405,000 $675,000 $114,000 $291,000
VA-guaranteed (Veterans Administration) 78 $40,190,000 $515,000 $995,000 $139,000 $517,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $60,000 $15,000 $15,000 $79,000 $139,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,115 $424,315,000 $380,000 $35,005,000 $206,000 $4,407,000
Application Denied By Financial Institution 272 $58,950,000 $216,000 $2,155,000 $126,000 $2,071,000
Application Withdrawn By Applicant 220 $91,600,000 $416,000 $5,435,000 $231,000 $8,206,000
Loan Purchased By The Institution 166 $77,320,000 $465,000 $905,000 $226,000 $310,000
File Closed For Incompleteness 72 $17,780,000 $246,000 $995,000 $139,000 $799,000
Application Approved But Not Accepted 44 $18,300,000 $415,000 $3,605,000 $181,000 $632,000
Preapproval Denied by Financial Institution 2 $1,210,000 $605,000 $685,000 $229,000 $402,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,583 $624,725,000 $394,000 $35,005,000 $206,000 $8,206,000
Debt-To-Income Ratio 160 $31,140,000 $194,000 $2,155,000 $103,000 $640,000
Credit History 56 $8,410,000 $150,000 $525,000 $132,000 $471,000
Collateral 38 $8,810,000 $231,000 $1,805,000 $182,000 $631,000
Credit Application Incomplete 35 $7,575,000 $216,000 $705,000 $141,000 $540,000
Other 11 $2,975,000 $270,000 $685,000 $168,000 $402,000
Insufficient Cash (Downpayment, Closing Cost) 7 $5,465,000 $780,000 $2,075,000 $729,000 $2,071,000
Unverifiable Information 1 $375,000 $375,000 $375,000 $94,000 $94,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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