Brule County, SD Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 108 mortgage applications in Brule County, SD totaling $14.0 million, down 11% from 2015. The average application was for $129,000, and applicants reported an average income of $75,000. 60% of applications resulted in an originated loan and 20% were denied. The most active lender was Great Western Bank, with 19 applications, followed by First Dakota National Bak and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 108
Total Mortgage Loan Application Amount $13,976,000
Average Mortgage Loan Application Amount $129,000
Highest Mortgage Loan Application Amount $710,000
Average Applicant Income $75,000
Highest Applicant Income $577,000

Mortgage Company List for Lending in Brule County, SD for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,952,150,000 19 $ 1,683,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ 1,293,340,000 18 $ 2,665,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 16 $ 2,156,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 9 $ 927,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 915,092,000 7 $ 1,280,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 3 $ 509,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 596,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 2 $ 238,000
Home Federal Bank
225 S. MAIN AVE
SIOUX FALLS, SD 57104
* $ 1,170,034,000 2 $ 284,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 610,982,000 2 $ 178,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 2 $ 288,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 2 $ 245,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 1 $ 155,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 125,111,000 1 $ 119,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 1 $ 127,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 79,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 1 $ 200,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 848,094,000 1 $ 89,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 59,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 119,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 113,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 119,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 1 $ 190,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 1 $ 178,000
The First National Bank in Sioux Falls
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,136,579,000 1 $ 164,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 1 $ 140,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 1,547,327,000 1 $ 123,000
First Bank & Trust
110 N. MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ 716,170,000 1 $ 270,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 1 $ 172,000

The tables below break down 2016 mortgage applications in Brule County, SD by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Brule County, SD in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 55 $6,804,000 $123,000 $710,000 $74,000 $561,000
Home Purchase 44 $6,224,000 $141,000 $635,000 $77,000 $577,000
Home Improvement 9 $948,000 $105,000 $200,000 $69,000 $160,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 83 $10,547,000 $127,000 $710,000 $89,000 $577,000
Not applicable 12 $2,200,000 $183,000 $635,000 $6,000 $44,000
Not Provided 7 $696,000 $99,000 $193,000 $57,000 $108,000
American Indian or Alaskan Native 6 $533,000 $88,000 $119,000 $35,000 $73,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 72 $8,249,000 $114,000 $635,000 $79,000 $577,000
VA-guaranteed (Veterans Administration) 14 $2,518,000 $179,000 $270,000 $57,000 $350,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $2,324,000 $178,000 $710,000 $89,000 $561,000
FHA-insured (Federal Housing Administration) 9 $885,000 $98,000 $119,000 $50,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 65 $8,403,000 $129,000 $635,000 $79,000 $577,000
Application Denied By Financial Institution 22 $3,021,000 $137,000 $710,000 $90,000 $561,000
Loan Purchased By The Institution 9 $1,336,000 $148,000 $270,000 $12,000 $44,000
Application Withdrawn By Applicant 8 $791,000 $98,000 $177,000 $44,000 $138,000
Application Approved But Not Accepted 3 $227,000 $75,000 $123,000 $46,000 $55,000
File Closed For Incompleteness 1 $198,000 $198,000 $198,000 $350,000 $350,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 5 $514,000 $102,000 $198,000 $31,000 $66,000
Other 2 $450,000 $225,000 $315,000 $177,000 $290,000
Collateral 1 $107,000 $107,000 $107,000 $81,000 $81,000
Credit Application Incomplete 1 $83,000 $83,000 $83,000 $24,000 $24,000
Credit History 1 $70,000 $70,000 $70,000 $108,000 $108,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the South Dakota Lender List