Buchanan County, VA Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 666 mortgage applications in Buchanan County, VA totaling $45.2 million, up 11% from 2012. The average application was for $67,000, and applicants reported an average income of $55,000. 52% of applications resulted in an originated loan and 27% were denied. The most active lender was Trupoint Bank, with 150 applications, followed by New Peoples Bank, Inc and Vanderbilt Mortgage and Finance, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 666
Total Mortgage Loan Application Amount $45,199,000
Average Mortgage Loan Application Amount $67,000
Highest Mortgage Loan Application Amount $398,000
Average Applicant Income $55,000
Highest Applicant Income $504,000

Mortgage Company List for Lending in Buchanan County, VA for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Trupoint Bank
20089 RIVERSIDE DR
GRUNDY, VA 24614
* $ 453,752,000 150 $ 4,954,000
New Peoples Bank, Inc
PO BOX 1810
HONAKER, VA 24260
* $ 719,663,000 143 $ 6,958,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 87 $ 6,454,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 50 $ 3,470,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 29 $ 1,728,000
Legacybank
20957 RIVERSIDE DRIVE
GRUNDY, VA 24614
* $ 349,054,000 27 $ 1,601,000
Community Trust Bank, Inc.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,617,126,000 21 $ 1,801,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 13 $ 1,194,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 12 $ 605,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 10 $ 1,247,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 8 $ 1,120,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 7 $ 851,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 7 $ 497,000
First Bank and Trust Company
PO BOX 1000
ABINGDON, VA 24212
* $ 1,276,136,000 6 $ 1,276,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 622,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 5 $ 519,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 4 $ 789,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 328,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 862,757,000 3 $ 239,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 408,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 3 $ 418,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 3 $ 196,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 2,680,729,000 3 $ 419,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 3 $ 280,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 2 $ 224,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 311,000
Virginia Federal Credit Union
PO BOX 90010
RICHMOND, VA 23225
* $ 2,385,518,000 2 $ 141,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 2 $ 214,000
Farm Credit of the Virginias, Aca
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 2 $ 51,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 205,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 202,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 2 $ 208,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,230,791,000 2 $ 199,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,203,139,000 2 $ 128,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 53,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 366,000
National Bank of Blacksburg
P.O. BOX 90002
BLACKSBURG, VA 24060
* $ 1,101,345,000 1 $ 10,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 80,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 70,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 915,351,000 1 $ 45,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 1 $ 102,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 152,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 1 $ 148,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 51,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 104,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 396,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 80,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 75,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 173,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 1 $ 85,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 1 $ 148,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 1 $ 396,000
The Bank of Marion
PO BOX 1067
MARION, VA 24354
* $ 346,259,000 1 $ 4,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 1 $ 170,000

The tables below break down 2013 mortgage applications in Buchanan County, VA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Buchanan County, VA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 258 $18,621,000 $72,000 $366,000 $54,000 $200,000
Refinancing 223 $22,299,000 $99,000 $398,000 $63,000 $504,000
Home Improvement 185 $4,279,000 $23,000 $220,000 $48,000 $403,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 616 $39,743,000 $64,000 $398,000 $55,000 $504,000
Not Provided 29 $2,920,000 $100,000 $376,000 $71,000 $250,000
Not applicable 13 $1,659,000 $127,000 $226,000 $25,000 $151,000
Black or African American 3 $325,000 $108,000 $145,000 $65,000 $142,000
Hispanic 3 $384,000 $128,000 $140,000 $85,000 $142,000
American Indian or Alaskan Native 2 $168,000 $84,000 $126,000 $21,000 $43,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 606 $38,523,000 $63,000 $398,000 $57,000 $504,000
FHA-insured (Federal Housing Administration) 46 $5,118,000 $111,000 $229,000 $37,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $801,000 $89,000 $132,000 $35,000 $69,000
VA-guaranteed (Veterans Administration) 5 $757,000 $151,000 $366,000 $23,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 343 $20,425,000 $59,000 $398,000 $55,000 $403,000
Application Denied By Financial Institution 182 $13,003,000 $71,000 $376,000 $56,000 $504,000
Application Approved But Not Accepted 81 $5,687,000 $70,000 $396,000 $53,000 $170,000
Application Withdrawn By Applicant 35 $3,298,000 $94,000 $220,000 $57,000 $142,000
Loan Purchased By The Institution 13 $1,545,000 $118,000 $215,000 $41,000 $151,000
File Closed For Incompleteness 12 $1,241,000 $103,000 $396,000 $72,000 $336,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 30 $1,942,000 $64,000 $200,000 $58,000 $274,000
Collateral 14 $1,641,000 $117,000 $263,000 $67,000 $204,000
Debt-To-Income Ratio 12 $750,000 $62,000 $148,000 $24,000 $54,000
Credit Application Incomplete 7 $810,000 $115,000 $162,000 $86,000 $200,000
Other 7 $225,000 $32,000 $70,000 $56,000 $111,000
Unverifiable Information 5 $1,028,000 $205,000 $376,000 $132,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 2 $185,000 $92,000 $131,000 $55,000 $110,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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