Buena Vista County, IA Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 453 mortgage applications in Buena Vista County, IA totaling $49.9 million, down 7% from 2017. The average application was for $110,000, and applicants reported an average income of $71,000. 72% of applications resulted in an originated loan and 14% were denied. The most active lender was Central Bank, with 140 applications, followed by United Bank of Iowa and Meta Financial Group, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 453
Total Mortgage Loan Application Amount $49,915,000
Average Mortgage Loan Application Amount $110,000
Highest Mortgage Loan Application Amount $455,000
Average Applicant Income $71,000
Highest Applicant Income $910,000

Mortgage Company List for Lending in Buena Vista County, IA for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 818,571,000 140 $ 16,690,000
United Bank of Iowa
501 SECOND STREET
IDA GROVE, IA 51445
* $ 1,490,031,000 79 $ 8,385,000
Meta Financial Group, Inc.
4900 S WESTERN AVENUE
SIOUX FALLS, SD 57108
* $ 5,405,278,000 36 $ 4,360,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,541,610,000 21 $ 985,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 16 $ 1,750,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 13 $ 1,405,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 12 $ 1,440,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 9 $ 795,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 8 $ 460,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 8 $ 860,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 7 $ 955,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 690,531,000 6 $ 570,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 5 $ 765,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 5 $ 515,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 4 $ 450,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 570,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 191,384,000 4 $ 530,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 4 $ 350,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 205,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 3,558,094,000 3 $ 205,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 2 $ 390,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 250,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 240,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 2 $ 270,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 2 $ 210,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 370,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 430,000
Iowa State Bank
1101 MAIN STREET
HULL, IA 51239
* $ 604,300,000 2 $ 180,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 175,000
Availa Bank
126 W 6TH ST
CARROLL, IA 51401
* $ 658,607,000 1 $ 85,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 4,672,409,000 1 $ 25,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 412,119,000 1 $ 185,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 969,487,000 1 $ 195,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 255,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 85,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 15,286,549,000 1 $ 185,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 1,609,368,000 1 $ 95,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,948,023,000 1 $ 45,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 1 $ 15,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 155,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 20,351,074,000 1 $ 195,000
Greater Iowa Credit Union
801 LINCOLN WAY
AMES, IA 50010
* $ 422,356,000 1 $ 55,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 1 $ 195,000
American Bank, National Association
234 5TH AVE SW
LE MARS, IA 51031
* $ 294,607,000 1 $ 205,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 11,803,006,000 1 $ 235,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 650,256,000 1 $ 85,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 55,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 85,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 1 $ 75,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 85,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 145,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 85,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 1 $ 185,000

The tables below break down 2018 mortgage applications in Buena Vista County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Buena Vista County, IA in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 285 $36,585,000 $128,000 $455,000 $75,000 $910,000
Refinancing 62 $5,670,000 $91,000 $415,000 $67,000 $241,000
Cash-out Refinancing 56 $5,480,000 $97,000 $245,000 $63,000 $209,000
Home Improvement 25 $745,000 $29,000 $75,000 $64,000 $177,000
Other Purpose 19 $895,000 $47,000 $165,000 $73,000 $162,000
Not Applicable 6 $540,000 $90,000 $135,000 $70,000 $86,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 246 $27,310,000 $111,000 $455,000 $84,000 $910,000
Hispanic 104 $10,680,000 $102,000 $215,000 $53,000 $189,000
Not applicable 32 $4,150,000 $129,000 $405,000 $70,000 $86,000
Asian 31 $4,035,000 $130,000 $265,000 $53,000 $89,000
Not Provided 29 $2,655,000 $91,000 $215,000 $57,000 $162,000
Black or African American 4 $380,000 $95,000 $145,000 $72,000 $112,000
Native Hawaiian or Other Pacific Islander 2 $260,000 $130,000 $155,000 $42,000 $46,000
American Indian or Alaskan Native 2 $150,000 $75,000 $105,000 $90,000 $104,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 323 $34,865,000 $107,000 $455,000 $78,000 $910,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 63 $6,515,000 $103,000 $205,000 $47,000 $120,000
FHA-insured (Federal Housing Administration) 46 $5,540,000 $120,000 $265,000 $61,000 $177,000
VA-guaranteed (Veterans Administration) 21 $2,995,000 $142,000 $255,000 $56,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 325 $37,025,000 $113,000 $455,000 $77,000 $910,000
Application Denied By Financial Institution 63 $6,025,000 $95,000 $245,000 $51,000 $189,000
Application Withdrawn By Applicant 26 $2,760,000 $106,000 $225,000 $68,000 $144,000
Loan Purchased By The Institution 23 $2,735,000 $118,000 $255,000 $57,000 $86,000
File Closed For Incompleteness 11 $795,000 $72,000 $145,000 $32,000 $72,000
Application Approved But Not Accepted 5 $575,000 $115,000 $215,000 $57,000 $146,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 387 $43,625,000 $112,000 $455,000 $75,000 $910,000
Credit History 21 $1,615,000 $76,000 $245,000 $59,000 $189,000
Debt-To-Income Ratio 21 $2,195,000 $104,000 $185,000 $40,000 $78,000
Other 13 $1,475,000 $113,000 $205,000 $55,000 $120,000
Collateral 6 $570,000 $95,000 $245,000 $44,000 $87,000
Credit Application Incomplete 4 $290,000 $72,000 $115,000 $47,000 $85,000
Employment History 1 $145,000 $145,000 $145,000 $140,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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