Camuy Municipio, PR Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 183 mortgage applications in Camuy Municipio, PR totaling $29.4 million, up 10% from 2024. The average application was for $160,000, and applicants reported an average income of $75,000. 63% of applications resulted in an originated loan and 14% were denied. The most active lender was Cooperativa De A/C Camuy, with 40 applications, followed by Banco Popular and Firstbank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 183 |
| Total Mortgage Loan Application Amount | $29,415,000 |
| Average Mortgage Loan Application Amount | $160,000 |
| Highest Mortgage Loan Application Amount | $1,205,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $605,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ n/a | 40 | $ 6,710,000 |
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ n/a | 31 | $ 4,795,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ n/a | 21 | $ 3,155,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ n/a | 15 | $ 2,255,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ n/a | 11 | $ 1,645,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ n/a | 8 | $ 1,560,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ n/a | 7 | $ 1,175,000 |
| Cooperativa De Ahorro Y Credito Del Bo. Quebrada De Camuy HC 02 BOX 7873 CAMUY, PR 00627 |
* | $ n/a | 6 | $ 590,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ n/a | 5 | $ 1,145,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 5 | $ 845,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ n/a | 4 | $ 1,090,000 |
| Coopaca Mortgage PO BOX 1056 ARECIBO, PR 00613 |
* | $ n/a | 4 | $ 610,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ n/a | 4 | $ 740,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ n/a | 3 | $ 465,000 |
| Everett Financial, Inc. 14801 QUORUM DRIVE, SUITE 300 DALLAS, TX 75254 |
* | $ n/a | 3 | $ 825,000 |
| Cooperativa De Ac Hatillo PO BOX 95 HATILLO, PR 00659 |
* | $ n/a | 2 | $ 150,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ n/a | 2 | $ 290,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ n/a | 2 | $ 110,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ n/a | 1 | $ 25,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ n/a | 1 | $ 145,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ n/a | 1 | $ 325,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ n/a | 1 | $ 165,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ n/a | 1 | $ 135,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ n/a | 1 | $ 45,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ n/a | 1 | $ 125,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ n/a | 1 | $ 85,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ n/a | 1 | $ 95,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ n/a | 1 | $ 115,000 |
The tables below break down 2025 mortgage applications in Camuy Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Camuy Municipio, PR in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 124 | $18,820,000 | $151,000 | $885,000 | $68,000 | $605,000 |
| Cash-out Refinancing | 31 | $4,995,000 | $161,000 | $425,000 | $76,000 | $194,000 |
| Refinancing | 12 | $3,310,000 | $275,000 | $1,205,000 | $136,000 | $566,000 |
| Other Purpose | 8 | $1,530,000 | $191,000 | $425,000 | $71,000 | $170,000 |
| Home Improvement | 4 | $460,000 | $115,000 | $145,000 | $94,000 | $147,000 |
| Not Applicable | 4 | $300,000 | $75,000 | $125,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 157 | $24,385,000 | $155,000 | $1,205,000 | $71,000 | $566,000 |
| Not applicable | 12 | $1,710,000 | $142,000 | $285,000 | $0 | $0 |
| Not Provided | 11 | $2,105,000 | $191,000 | $325,000 | $77,000 | $81,000 |
| White | 1 | $545,000 | $545,000 | $545,000 | $605,000 | $605,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $83,000 | $83,000 |
| American Indian or Alaskan Native | 1 | $425,000 | $425,000 | $425,000 | $194,000 | $194,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 91 | $14,325,000 | $157,000 | $1,205,000 | $88,000 | $605,000 |
| FHA-insured (Federal Housing Administration) | 56 | $8,010,000 | $143,000 | $295,000 | $54,000 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $3,525,000 | $167,000 | $355,000 | $58,000 | $109,000 |
| VA-guaranteed (Veterans Administration) | 15 | $3,555,000 | $237,000 | $425,000 | $77,000 | $194,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 116 | $19,480,000 | $167,000 | $1,205,000 | $85,000 | $605,000 |
| Application Denied By Financial Institution | 26 | $3,670,000 | $141,000 | $355,000 | $47,000 | $180,000 |
| Loan Purchased By The Institution | 21 | $3,165,000 | $150,000 | $295,000 | $0 | $0 |
| Application Withdrawn By Applicant | 19 | $2,915,000 | $153,000 | $425,000 | $55,000 | $170,000 |
| Application Approved But Not Accepted | 1 | $185,000 | $185,000 | $185,000 | $87,000 | $87,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 150 | $25,010,000 | $166,000 | $1,205,000 | $83,000 | $605,000 |
| Debt-To-Income Ratio | 13 | $1,445,000 | $111,000 | $255,000 | $33,000 | $64,000 |
| Collateral | 10 | $1,850,000 | $185,000 | $355,000 | $49,000 | $81,000 |
| Other | 4 | $570,000 | $142,000 | $255,000 | $88,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $310,000 | $77,000 | $135,000 | $31,000 | $46,000 |
| Credit History | 2 | $230,000 | $115,000 | $185,000 | $47,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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