Candler County, GA Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 275 mortgage applications in Candler County, GA totaling $31.8 million, up 11% from 2017. The average application was for $115,000, and applicants reported an average income of $81,000. 40% of applications resulted in an originated loan and 27% were denied. The most active lender was 21st Mortgage, with 30 applications, followed by Truist Bank and Synovus Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 275
Total Mortgage Loan Application Amount $31,785,000
Average Mortgage Loan Application Amount $115,000
Highest Mortgage Loan Application Amount $485,000
Average Applicant Income $81,000
Highest Applicant Income $1,100,000

Mortgage Company List for Lending in Candler County, GA for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 30 $ 2,340,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 22 $ 1,320,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 31,106,198,000 14 $ 1,170,000
Pineland Bank
501 W. 12TH STREET, P. O. BOX 1988
ALMA, GA 31510
* $ 266,791,000 13 $ 615,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 13 $ 1,535,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 10 $ 1,000,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 10 $ 1,230,000
Synovus Mortgage Corp.
800 SHADES CREEK PARKWAY
BIRMINGHAM, AL 35209
* $ -1,000 7 $ 1,305,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 7 $ 1,475,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 6 $ 780,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 405,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 5 $ 665,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 5 $ 905,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 4 $ 460,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 4 $ 770,000
Agsouth Farm Credit

LINCOLNTON, NC 28092
* $ -1,000 4 $ 650,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 4 $ 170,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 4 $ 1,110,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 3 $ 395,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 305,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 3 $ 405,000
Certainty Home Loans, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 3 $ 415,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 385,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 635,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 3 $ 605,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 3 $ 395,000
Exchange Bank
PO BOX 580
MILLEDGEVILLE, GA 31059
* $ 244,429,000 3 $ 315,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 415,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 3 $ 435,000
Queensborough National Bank and Trust
3617 WALTON WAY EXT.
LOUISVILLE, GA 30434
* $ 1,078,597,000 3 $ 275,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 2 $ 70,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 340,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 2 $ 100,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 210,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 2 $ 240,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 190,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 270,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 2 $ 360,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 2 $ 400,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 2 $ 220,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 270,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ -1,000 2 $ 540,000
State Bank and Trust Company
4219 FORSYTH ROAD
MACON, GA 31210
* $ 4,946,189,000 1 $ 145,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 205,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 115,000
Robins Financial Credit Union
803 WATSON BOULEVARD
WARNER ROBINS, GA 31095
* $ 2,383,369,000 1 $ 45,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 55,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 35,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 295,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 9,805,580,000 1 $ 15,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 95,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,376,902,000 1 $ 85,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 1 $ 195,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 1 $ 145,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 65,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 145,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 55,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 15,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 9,696,344,000 1 $ 15,000
Cityworth Mortgage LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 1 $ 85,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 205,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 14,461,396,000 1 $ 105,000
Workmens Circle Credit Union
527 STEPHENSON AVENUE
SAVANNAH, GA 31405
* $ 68,806,000 1 $ 485,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 115,000
Midland Mortgage Corporation
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 105,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 11,903,875,000 1 $ 175,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 175,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 1 $ 105,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 1 $ 15,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 604,714,000 1 $ 215,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 1 $ 85,000
Silverton Mortgage Specialists, Inc.
1201 PEACHTREE STREET NE STE 2050
ATLANTA, GA 30361
* $ -1,000 1 $ 115,000
Geovista Credit Union
POST OFFICE BOX 132
HINESVILLE, GA 31313
* $ 136,157,000 1 $ 15,000

The tables below break down 2018 mortgage applications in Candler County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Candler County, GA in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 142 $16,810,000 $118,000 $485,000 $80,000 $1,100,000
Cash-out Refinancing 51 $7,785,000 $152,000 $445,000 $68,000 $226,000
Refinancing 44 $5,040,000 $114,000 $455,000 $106,000 $1,050,000
Other Purpose 23 $1,335,000 $58,000 $155,000 $82,000 $185,000
Home Improvement 12 $570,000 $47,000 $175,000 $64,000 $145,000
Not Applicable 3 $245,000 $81,000 $145,000 $145,000 $145,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 169 $20,455,000 $121,000 $485,000 $93,000 $1,100,000
Black or African American 35 $2,925,000 $83,000 $305,000 $39,000 $88,000
Not Provided 34 $3,870,000 $113,000 $205,000 $78,000 $226,000
Not applicable 27 $3,395,000 $125,000 $275,000 $64,000 $96,000
Hispanic 8 $960,000 $120,000 $145,000 $42,000 $66,000
Asian 2 $180,000 $90,000 $105,000 $55,000 $69,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 186 $19,530,000 $105,000 $485,000 $91,000 $1,100,000
FHA-insured (Federal Housing Administration) 49 $6,635,000 $135,000 $295,000 $57,000 $136,000
VA-guaranteed (Veterans Administration) 31 $4,725,000 $152,000 $385,000 $63,000 $127,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $895,000 $99,000 $135,000 $58,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 110 $13,900,000 $126,000 $455,000 $84,000 $515,000
Application Denied By Financial Institution 75 $6,565,000 $87,000 $275,000 $69,000 $1,050,000
Loan Purchased By The Institution 35 $4,905,000 $140,000 $385,000 $73,000 $136,000
Application Withdrawn By Applicant 31 $4,155,000 $134,000 $485,000 $108,000 $1,100,000
File Closed For Incompleteness 16 $1,480,000 $92,000 $295,000 $73,000 $226,000
Application Approved But Not Accepted 8 $780,000 $97,000 $185,000 $89,000 $145,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 198 $25,010,000 $126,000 $485,000 $86,000 $1,100,000
Credit History 29 $1,975,000 $68,000 $275,000 $46,000 $185,000
Debt-To-Income Ratio 23 $2,095,000 $91,000 $265,000 $92,000 $1,050,000
Collateral 13 $1,525,000 $117,000 $185,000 $65,000 $96,000
Credit Application Incomplete 6 $670,000 $111,000 $255,000 $40,000 $105,000
Other 5 $445,000 $89,000 $145,000 $148,000 $540,000
Unverifiable Information 1 $65,000 $65,000 $65,000 $53,000 $53,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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