Chippewa County, WI Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 2,224 mortgage applications in Chippewa County, WI totaling $458.3 million, up 6% from 2023. The average application was for $206,000, and applicants reported an average income of $113,000. 67% of applications resulted in an originated loan and 12% were denied. The most active lender was Royal Credit Union, with 578 applications, followed by Westconsin Credit Union and Marine Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,224
Total Mortgage Loan Application Amount $458,270,000
Average Mortgage Loan Application Amount $206,000
Highest Mortgage Loan Application Amount $12,005,000
Average Applicant Income $113,000
Highest Applicant Income $1,587,000

Mortgage Company List for Lending in Chippewa County, WI for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 578 $ 97,700,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ n/a 156 $ 21,350,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 105 $ 12,845,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 96 $ 11,880,000
The Northwestern Bank
202 N. BRIDGE ST. PO BOX 49
CHIPPEWA FALLS, WI 54729
* $ n/a 76 $ 21,030,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 67 $ 11,435,000
Citizens State Bank
304 N MAIN STREET
CADOTT, WI 54727
* $ n/a 44 $ 10,390,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 43 $ 12,405,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 41 $ 10,365,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ n/a 41 $ 22,125,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 40 $ 9,980,000
Security Bank
PO BOX 278
NEW AUBURN, WI 54757
* $ n/a 34 $ 7,830,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 33 $ 6,075,000
Security Financial Bank
212 W PROSPECT STREET
DURAND, WI 54736
* $ n/a 29 $ 18,755,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 27 $ 7,755,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 27 $ 4,095,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ n/a 25 $ 7,305,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 24 $ 5,560,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 23 $ 6,485,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 21 $ 5,875,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 19 $ 4,655,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 19 $ 1,595,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ n/a 17 $ 3,105,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 17 $ 3,745,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ n/a 16 $ 4,940,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 15 $ 2,875,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 15 $ 835,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 14 $ 3,760,000
Dairy State Bank
16 S MAIN STREET
RICE LAKE, WI 54868
* $ n/a 13 $ 2,665,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 13 $ 3,085,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 12 $ 800,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 12 $ 490,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 11 $ 1,945,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ n/a 11 $ 1,215,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 11 $ 1,325,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ n/a 10 $ 2,540,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 10 $ 2,950,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ n/a 10 $ 2,260,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 10 $ 3,500,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 9 $ 3,845,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 9 $ 2,185,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 9 $ 2,365,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 9 $ 2,205,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 9 $ 895,000
Abbybank
401 E SPRUCE STREET PO BOX 648
ABBOTSFORD, WI 54405
* $ n/a 8 $ 1,760,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 8 $ 1,700,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 8 $ 1,920,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 8 $ 810,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 8 $ 200,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 7 $ 745,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 7 $ 1,995,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 7 $ 1,505,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 7 $ 325,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 6 $ 1,930,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 6 $ 1,390,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ n/a 6 $ 1,720,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 6 $ 1,220,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 6 $ 1,300,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 6 $ 1,340,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 5 $ 995,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 5 $ 1,465,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 5 $ 1,285,000
Wnb Financial
204 MAIN ST
WINONA, MN 55987
* $ n/a 5 $ 1,035,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 5 $ 965,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 4 $ 660,000
Co-Op Credit Union
100 E MAIN ST
BLACK RIVER FALLS, WI 54615
* $ n/a 4 $ 860,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 4 $ 1,060,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 4 $ 820,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ n/a 4 $ 860,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ n/a 4 $ 230,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 440,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 4 $ 1,230,000
Simplicity Credit Union
222 E UPHAM ST
MARSHFIELD, WI 54449
* $ n/a 4 $ 220,000
Citizens State Bank
620 MAIN STREET
LA CROSSE, WI 54601
* $ n/a 4 $ 630,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 4 $ 860,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 4 $ 1,080,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 4 $ 920,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 3 $ 725,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 3 $ 365,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 3 $ 705,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 3 $ 565,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 3 $ 465,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 585,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 475,000
Peoples State Bank of Plainview
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ n/a 3 $ 535,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 3 $ 845,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 3 $ 285,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 3 $ 845,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ n/a 2 $ 1,640,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 2 $ 220,000
Agcountry Farm Credit Services, Flca
1900 44TH ST S - PO BOX 6020
FARGO, ND 58108
* $ n/a 2 $ 290,000
Pillar Bank
990 MAIN STREET, PO BOX 2060
BALDWIN, WI 54002
* $ n/a 2 $ 530,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ n/a 2 $ 150,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 2 $ 140,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 2 $ 430,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 190,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 430,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 2 $ 420,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 2 $ 730,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ n/a 2 $ 310,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 2 $ 660,000
1st Community Credit Union
1000 W. WISCONSIN STREET
SPARTA, WI 54656
* $ n/a 2 $ 930,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 2 $ 870,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 660,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ n/a 2 $ 650,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 35,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ n/a 1 $ 355,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 695,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 145,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 165,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 1 $ 85,000
Waukesha State Bank
151 E ST PAUL AVE P.O. BOX 648
WAUKESHA, WI 53187
* $ n/a 1 $ 395,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 375,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 295,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 215,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 335,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 245,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 1 $ 355,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 165,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 105,000
Blackhawk Community Credit Uni
PO BOX 5366
JANESVILLE, WI 53547
* $ n/a 1 $ 85,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 355,000
Sound Community Bank
2400 3RD AVENUE SUITE150
SEATTLE, WA 98121
* $ n/a 1 $ 635,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 245,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 565,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 1 $ 185,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 165,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 1 $ 225,000
The First National Bank of Bangor
1798 COMMERCIAL ST
BANGOR, WI 54614
* $ n/a 1 $ 35,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 335,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 185,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 255,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 295,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ n/a 1 $ 335,000
Peoples State Bank
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54401
* $ n/a 1 $ 655,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 135,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ n/a 1 $ 565,000
First Community Credit Union of Beloit
1702 PARK AVE
BELOIT, WI 53511
* $ n/a 1 $ 195,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 1 $ 145,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ n/a 1 $ 315,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 245,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 315,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 355,000
State Bank Financial
401 MAIN ST
LA CROSSE, WI 54601
* $ n/a 1 $ 275,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 45,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 1 $ 105,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ n/a 1 $ 255,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 355,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 165,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ n/a 1 $ 135,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 195,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 1 $ 315,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 55,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ n/a 1 $ 225,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ n/a 1 $ 365,000
Citizens State Bank
375 STAGELINE RD
HUDSON, WI 54016
* $ n/a 1 $ 115,000
First National Bank and Trust
345 E GRAND AVE
BELOIT, WI 53511
* $ n/a 1 $ 15,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 355,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ n/a 1 $ 205,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 275,000
Building Trades Federal Credit Union
12080 73RD AVENUE NORTH
OSSEO, MN 55369
* $ n/a 1 $ 125,000
Dmb Community Bank
321 N MAIN ST
DEFOREST, WI 53532
* $ n/a 1 $ 225,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 225,000
Taylor Credit Union
825 E ALLMAN ST
MEDFORD, WI 54451
* $ n/a 1 $ 435,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ n/a 1 $ 205,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 605,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 1,425,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 85,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ n/a 1 $ 165,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 385,000
Bluff View Bank
16893 SOUTH MAIN STREET
GALESVILLE, WI 54630
* $ n/a 1 $ 325,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 155,000

The tables below break down 2024 mortgage applications in Chippewa County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chippewa County, WI in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 963 $274,835,000 $285,000 $12,005,000 $122,000 $1,587,000
Cash-out Refinancing 421 $75,685,000 $179,000 $795,000 $96,000 $1,055,000
Home Improvement 321 $24,665,000 $76,000 $415,000 $112,000 $815,000
Other Purpose 300 $26,870,000 $89,000 $685,000 $107,000 $1,056,000
Refinancing 218 $56,070,000 $257,000 $7,505,000 $117,000 $780,000
Not Applicable 1 $145,000 $145,000 $145,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,848 $350,520,000 $189,000 $1,545,000 $112,000 $1,587,000
Not Provided 185 $35,575,000 $192,000 $1,005,000 $120,000 $1,184,000
Not applicable 136 $58,910,000 $433,000 $12,005,000 $101,000 $165,000
Hispanic 20 $3,910,000 $195,000 $405,000 $84,000 $162,000
Asian 19 $5,715,000 $300,000 $1,175,000 $163,000 $780,000
American Indian or Alaskan Native 10 $2,260,000 $226,000 $375,000 $107,000 $342,000
Black or African American 5 $1,015,000 $203,000 $435,000 $112,000 $154,000
Native Hawaiian or Other Pacific Islander 1 $365,000 $365,000 $365,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,896 $375,700,000 $198,000 $12,005,000 $117,000 $1,587,000
FHA-insured (Federal Housing Administration) 170 $36,440,000 $214,000 $505,000 $77,000 $208,000
VA-guaranteed (Veterans Administration) 145 $43,315,000 $298,000 $1,425,000 $100,000 $429,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $2,815,000 $216,000 $305,000 $79,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,483 $316,015,000 $213,000 $12,005,000 $118,000 $1,587,000
Application Denied By Financial Institution 272 $37,580,000 $138,000 $765,000 $88,000 $600,000
Application Withdrawn By Applicant 258 $57,060,000 $221,000 $1,425,000 $111,000 $620,000
Loan Purchased By The Institution 85 $21,485,000 $252,000 $725,000 $96,000 $123,000
Application Approved But Not Accepted 63 $15,325,000 $243,000 $5,305,000 $119,000 $1,451,000
File Closed For Incompleteness 58 $9,760,000 $168,000 $605,000 $110,000 $494,000
Preapproval Approved but not Accepted 3 $685,000 $228,000 $305,000 $112,000 $125,000
Preapproval Denied by Financial Institution 2 $360,000 $180,000 $225,000 $52,000 $59,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,762 $360,880,000 $204,000 $12,005,000 $114,000 $1,587,000
Debt-To-Income Ratio 281 $75,905,000 $270,000 $7,505,000 $118,000 $1,451,000
Credit History 96 $9,060,000 $94,000 $675,000 $97,000 $359,000
Collateral 39 $6,115,000 $156,000 $505,000 $100,000 $370,000
Credit Application Incomplete 17 $2,045,000 $120,000 $545,000 $63,000 $140,000
Other 13 $1,515,000 $116,000 $325,000 $144,000 $600,000
Employment History 6 $710,000 $118,000 $325,000 $31,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 5 $495,000 $99,000 $215,000 $133,000 $260,000
Unverifiable Information 5 $1,545,000 $309,000 $765,000 $126,000 $376,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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